Early Retirement Extreme Forums

My spouse’s dream was to retire early since before we married. I figured he’d continue doing his hobbies, perhaps add a few more or swap some out. Turns out he was “retiring from” instead of “retiring to.” He currently spends his days isolating and doing very little. It is just sad. At this point, ...

It's hard to imagine! If your net worth quadruples that usually means you just started saving. It's only possible to quadruple a number that is low compared to your income. You also show a SWR below 4%, so you have a large net worth. So you must have a really high savings rate, like 70 or 80 percent...

Thanks for your journal update! There's real money in Magic The Gathering cards. I remember back in 2000 if you had spend money on MtG cards in 1995, you'd be better off than if you had invested in the stock market. However it seems unsuitable for work. The people who trade professionally don't look...

I've struggled with weight for 30 years. I'd lose weight by following various diets and it would jump back quickly after. Since I started intermittent fasting in spring 2023 I've managed to stay at a healthy weight. On regular days I only eat during a window from 14:00 to 20:00. It's fine if I miss ...

Thanks for your blog post! Interesting that your spending is below 5-6 years ago. I've so far succeeded in keeping my spending constant at 2018 levels. The red and green lines in your graph are rising quickly. Do I read it correctly if I say your net worth quadrupled since 2018? (From the 3rd horizo...

Hello and welcome! Whenever I get laid off from my job as software engineer I get some time off too. Over here one gets like 3 to 18 months of being "exempt from work duty". I guess Americans get a bag of cash. I'm interested in learning about ways in which retirees choose to spend their d...

Thanks for your journal update and the beautiful pictures! I can feel the outdoors calling. SEVAS sounds interesting, I've added it to my bookmarks.

Sorry to read about the work situation. Priorities change, programs and corporations come and go. Why do you feel pissed about it?

Thanks for your journal update. Eight weeks off in the summer sounds great! Your purchase of watches reminds me of the Hitch Hiker's Guide to the Galaxy: Far out in the uncharted backwaters of the unfashionable end of the western spiral arm of the Galaxy lies a small unregarded yellow sun. Orbiting ...

Flowers seem to help in dealing with death. Flowers live for a week or two and in that time remind you of spring, summer, autumn and winter. I've always thought of him as an old man but terrifyingly I now realise when I first knew him as a child he was the same age as I am now. Exactly! Seeing peopl...

In my case, it's the update meetings. We are measured pretty directly on "number of items completed", rather than a more nebulous metric like "impact/value". Similar to how some IT managers try to use "lines of code" as a measure of programmer productivity. I can write...

From what I hear, educated Americans go to a therapist all the time, they talk about it as a privilege of social status, and think of it positively. Europeans think mental therapy is for deplorables who have given up on themselves and rely on a state therapist to put them back together. Kind of the ...

Thanks for your journal update! Bodyweight Target: 118 (168) -2 Lb Ok, so I read this as: I weigh 168 pounds wanting to weigh 118 pounds and have lost 2 pounds since the last checkpoint. Is that right? --Job-- Things are really firing up. [...] I actually really enjoy that kind of stuff [...] I need...

In other news, I've been mulling over the concept of reproducibility as it pertains to this thing of ours. One irreproducible aspect of my life is that I pay something like 30% of the median rental price, and this to a large extent enables a high savings rate. An equivalent reproducible price could...

zbigi wrote: ↑

Sat May 11, 2024 2:01 am

"Masters of Doom" by David Kushner is a fantastic read.

Can confirm, that's a great read! Here's the Amazon link: https://www.amazon.com/Masters-Doom-Cre ... 0375505245

Thanks for your blog update. I offer my wish that you find the calm to snipe at the right people. Initially I felt so hopeful and optimistic asking my boss about going part time, but he's made it clear with his passive aggressive comments and actions that it's not what he wants. Work culture may be ...

The surprisingly easy answer is not to eat while travelling. My body keeps going for a full day without food even if I'm cycling the whole day. As long as I don't eat anything it's surprisingly easy to keep up. When I first eat after a fasting period, I become hungry, and then I want to catch up. No...

Thanks for your journal update! Congratulations on selling the flat. So £20,000 for a year in the US, a wedding and a holiday? Sounds extreme enough for ERE :) Top of the list is improving my programming. My preference would be for a devops or cyber security role, but both of these can be hard to ge...

thegoldenpath wrote: ↑

Wed May 08, 2024 8:31 am

I haven't figured out how to selectively quote from others posts so I'll just briefly rephrase your question before answering.

Welcome! I just quote the entire post and delete the parts I don't want.

Welcome and thanks for sharing your story! Current job $50/hr @ 40+ hrs/week. Four-day work week. After taxes wage income = $1500/week. DW income is around $12k/year Total liabilities(living expenses) for DW and I in one year = $24,000 Sounds like your income is 48*1500 + 24.000 = 96.000 a year. You...

The Dutch public pension is much like @urgud describes the Danish system. You get 2% of the amount for every year you were in The Netherlands during 50 years before the retirement age. The monthly amounts are 1460 euro after tax if you're living alone and 991 euro if you're living together. The year...