Early Retirement Extreme Forums

Veronica , understandable to be a little stressed at this moment (although I don’t wish it on anyone) given the uncertainty of work. I recently took a 19 month “semi retirement” and found returning to work a struggle. Recruiters are difficult at times and the process for hiring in certain companies ...

Thanks for the kind words and comments all. @vernonia - as you’ll find in my next post my outgoings are currently a horrible sight. I live in a HCOL area (Hong Kong) and in years gone by I’ve used this to my advantage to save a lot…… however in recent times the budget has gotten WAY out of control f...

@dutchgirl - thankfully I missed the ‘k’. Updated now.

p.s. wonderful blog you have, hopefully i can repeated something similar. Hope all is well

New reader of the blog, great read and you’re doing amazingly well !

Firstly, hello all! I hope you're all safe, healthy, and posts. However, in recent years, my savings rate has drastically decreased, and I have struggled to regain it. See below , it’s bad. Like everyone else, I intend to share my financial and personal situation with the hope of inspiring others to...

Amazing response , thanks Lemur.

I'm long on everything at the moment, OPTIONS interest me as a shorter term strategy for smaller sums.

I like you am close to FI , so risk averse at this stage (well apart from one stock has 38% of my portfolio in it ! hope i'm right).

Keep up the good work.

Funny though ...I logged into my brokerage, wrote a far OTM put on margin, and said "well that covers these expenses for the day." My life feels like on easy mode regardless of w/e happens with spending and I'm eternally grateful for this position in life. Hi Lemur - following your journa...

Good to hear your well Seppia. Not to detract from your journal but would like to thank you again for your time earlier this year. Glad all is well (and health scare isn't as bad as feared) Great to speak to another liked minded person who is more than happy to discuss the subject of money, life and...

Look forward to your Journal.

Best health and wishes.

Hello EREwannabee

Firstly, numbers look VERY GOOD from a frugal point of view , well done! (I can only dream of this at the moment)

Where are you based?

I’ll be starting a journal later this month , look forward to seeing our journeys unfold.

@seppia devoured your jornal today following the news your a HK'er. Great read, amazing background and positive attitude. As most have said in the previous comments your life has been fantastic to date (minus the crazy travel) and i hope HK brings to you what it has to me and my family. It's a great...

Welcome to the boards. If you can get your hands on a copy of the ERE book (even digital) I strongly recommend giving it an earnest read. It could provide insights and spin the mental wheels in the right direction. Hi @2b1s Downloaded it on kindle this morning , 30% through it already. Look forward...

@seppia YES! Awesome to hear your in HK.

Won’t ask too much here better saved for in person.

Unsure how to contact you directly like @DoF mentioned I’m still in the “limited contact” phase of ERE forums.

Presume posting a email address or phone number isn’t wise either.

(Oh and hi back @DoF)

Hello sidra1968

Nice to E meet you and a great story in achieving FI at a modest salary. Expenses must be in good order - huge well done.

Look forward to hearing more about your story.

@kolibri really interesting read and quote.

Your thoughts seem to be shared with many of FI attempts. We are all wired differently and require different stimulus. Until we dive in a try FI I suppose we never truly know.

Look forward to this in a somewhat near future.

@anicca sorry to here about your struggles with RSI early in your working life, from the short intro you’ve done I can see you’ve accomplished a lot , well done. I’m based in Asia and can always help this Thailand related stuff. Although never lived there I know plenty that have and I’ve visited mul...

Congratulations on the early retirement!

Unfortunately I can’t offer any help to US health service (live in Asia) but I hope others will.

Wishing you good health in 2021

Hello All, Belated Happy New Year. Well I wish I found this forum sooner! A lot of mistakes could of been avoided along with forum contribution to hopefully help others. Firstly, I’m a Hong Kong based expat (anyone else here from HK? ) 34 yo with long term wife (not fugal but has certainly improved)...

Wow.... I found this forum 3 days ago and I can’t believe I’ve missed out on such a amazing community for so long. I won’t go into detail here being it’s @2b1s journal but this finding has come at the RIGHT time to kick me back into gear. I’ve read this thread from start to finish in 2 days (literal...