Search found 1015 matches

by zbigi
Sat May 11, 2024 5:13 am
Forum: ERE Journals
Topic: FI with regular income?
Replies: 25
Views: 5309

Re: FI with regular income?

Perhaps this tendency to drone on about your job is a common predicament for the professional managerial class in the US (and to a lesser extent elsewhere). You think the plumber goes home and belabors his wife with vivid stories of the particularly intransigent pieces of excrement he had to deal w...
by zbigi
Sat May 11, 2024 2:01 am
Forum: ERE Journals
Topic: Jupiter's Universe
Replies: 91
Views: 15444

Re: Jupiter's Universe

Jupiter wrote:
Fri May 10, 2024 11:00 pm

I wish I had a better book on the subject of game development to share, but I can't think of one.
"Masters of Doom" by David Kushner is a fantastic read.
by zbigi
Fri May 10, 2024 11:36 am
Forum: ERE Journals
Topic: Embracing Solitude: INTJ's Journey Towards Retirement
Replies: 242
Views: 94289

Re: Embracing Solitude: INTJ's Journey Towards Retirement

@oku
I don't think therapists will "deem your thoughts unacceptable" (unless they're terrible at therapy). Therapists are explicitly taught not to judge, but instead to try help their patients find a path that has, at the very least, less suffering in it.
by zbigi
Tue May 07, 2024 2:36 pm
Forum: ERE Journals
Topic: 3 yrs to FI: ertyu's journal
Replies: 710
Views: 103946

Re: 3 yrs to FI: ertyu's journal

Worth noting that many European societies are getting seriously old. I'd definitely avoid moving to countries with really bad demographics, as, in a couple decades, they're much more likely to heavily tax your FI stash to help fund the remains of their welfare state, than to help you with some UBI-s...
by zbigi
Tue May 07, 2024 11:39 am
Forum: ERE Journals
Topic: 3 yrs to FI: ertyu's journal
Replies: 710
Views: 103946

Re: 3 yrs to FI: ertyu's journal

That sounds amazing - basically an UBI scheme for old people. I'm guessing most countries aren't as generous as Denmark though.
by zbigi
Tue May 07, 2024 6:54 am
Forum: ERE Journals
Topic: 3 yrs to FI: ertyu's journal
Replies: 710
Views: 103946

Re: 3 yrs to FI: ertyu's journal

Reading the last few pages, I am dumbstruck by the insane privileges afforded to me, simply by virtue of being from a wealthier country. In particular, you not having any form of old age safety net whatsoever is tough to read. Won't that be the case for many ERE people? If someone really retired ex...
by zbigi
Sun May 05, 2024 3:02 pm
Forum: ERE Journals
Topic: 3 yrs to FI: ertyu's journal
Replies: 710
Views: 103946

Re: 3 yrs to FI: ertyu's journal

Excellent question. Basically, the withdrawal rate I've decided is "safe" is 2% for a couple of different reasons. Have you considered just slowly eating through the principal? What's the point of dying with all that money anyway? Assuming you don't want to live longer than e.g. 100 years...
by zbigi
Wed May 01, 2024 9:17 am
Forum: Philosophy and Lifestyle Questions
Topic: The ERE Wheaton Scale
Replies: 553
Views: 149756

Re: The ERE Wheaton Scale

@jacob Most social change starts from the bottom up, reaches critical mass and then gets mass implementation via the top-down (state laws and policies). I don't think we're in disagreement here. To reiterate, apart from spreading the word, I think there's still theoretical work to be done. I really ...
by zbigi
Wed May 01, 2024 7:22 am
Forum: Philosophy and Lifestyle Questions
Topic: The ERE Wheaton Scale
Replies: 553
Views: 149756

Re: The ERE Wheaton Scale

The majority of people are still financial illiterates, which is both sad and ironic given how much importance society ascribes to money. Like, here's literally the most important piece of paper/slices of metal in the world. You can buy almost anything with it. It's what people give you for working...
by zbigi
Wed May 01, 2024 2:54 am
Forum: Philosophy and Lifestyle Questions
Topic: The ERE Wheaton Scale
Replies: 553
Views: 149756

Re: The ERE Wheaton Scale

Imagine if humanity had used capitalism to realize what Keynes wrote about his letter to his grandchildren. Instead of becoming reliant of buying and replacing egg cookers every time the last one went out of fashion or broke from deliberately bad construction [in order to solve Borsodi's distributi...
by zbigi
Sun Apr 28, 2024 10:07 am
Forum: Philosophy and Lifestyle Questions
Topic: surprised by change and upredictability
Replies: 55
Views: 3826

Re: surprised by change and upredictability

But the tech is there, right? The fact that there were x-million human caused accidents last year is overlooked. Every single robot caused accident get publicity. The current FSD is much better than actual human drivers, just not perfect. Will it ever be perfect? Mercedes got their car actually app...
by zbigi
Sat Apr 27, 2024 3:20 pm
Forum: Philosophy and Lifestyle Questions
Topic: surprised by change and upredictability
Replies: 55
Views: 3826

Re: surprised by change and upredictability

@Sclass yep, it's pretty cool for what it is. However, Musk's sales pitch back in 2016 or so was for people to pre-pay the extra $10k (or whatever it was) for FSD, because once it lands, their Teslas will be able to work as autonomous taxis 24/7, and will only appreciate in value. Obviously, 8 years...
by zbigi
Sat Apr 27, 2024 11:43 am
Forum: Philosophy and Lifestyle Questions
Topic: surprised by change and upredictability
Replies: 55
Views: 3826

Re: surprised by change and upredictability

As of 2024, Tesla Full Self Driving is still a lie. It's still not certified as an autonomous vehicle, because it's still not safe. So, the so called FSD is still just a glorified driver assist tool. As far as I know, the only car on the market with actual (but very limited) FSD is Mercedes, where y...
by zbigi
Sat Apr 27, 2024 4:47 am
Forum: ERE Book/Blog/Forum
Topic: Positive and negative goals in a WOG
Replies: 16
Views: 1160

Re: Positive and negative goals in a WOG

At the meta level one would also have to consider the positive and negative aspects of performing a WOG analysis, and then the positive and negative aspects of the meta-level consideration, etc. etc. infinite regress. This is why at this juncture in my life, I would seriously consider trading 10 IQ...
by zbigi
Fri Apr 26, 2024 2:12 pm
Forum: Money and Investment Questions
Topic: Gaming/virtual economies (EVE online)
Replies: 147
Views: 11951

Re: Gaming/virtual economies (EVE online)

There's a good amount of ex-Starcraft pros who became poker pros.
by zbigi
Mon Apr 22, 2024 2:59 pm
Forum: ERE Journals
Topic: Western Red Cedar's Journal
Replies: 547
Views: 166062

Re: Western Red Cedar's Journal

-Visceral reminder that you carry all your old baggage with you wherever you go. Sometimes I'd wonder why I'm not happier sitting in paradise, doing what I've dreamed about for years. Sitting at a picture-perfect Thai sunset or Vietnamese beach and not feeling that much more content than I did back...
by zbigi
Mon Apr 22, 2024 2:33 pm
Forum: Transportation Questions
Topic: Are we in a vehicle bubble?
Replies: 14
Views: 892

Re: Are we in a vehicle bubble?

There is a car price guide here called Parkers which just celebrated 50 years in existence. As part of that they compared the price of the median car when they started to the modern equivalent. The price had increased by twice the rate of inflation, approximately inline with the increase in earning...
by zbigi
Mon Apr 22, 2024 2:18 pm
Forum: Money and Investment Questions
Topic: Gaming/virtual economies (EVE online)
Replies: 147
Views: 11951

Re: Gaming/virtual economies (EVE online)

They are always available, cheap, fun, no hangover. Once you know that, you are doomed. I don't think it's that much of a problem. For me personally, it's almost impossible to find a new game I'd enjoy. Most are simply in genres I never had interest in, or are a reskin/ripoff of a game I already kn...
by zbigi
Thu Apr 18, 2024 2:19 pm
Forum: Philosophy and Lifestyle Questions
Topic: surprised by change and upredictability
Replies: 55
Views: 3826

Re: surprised by change and upredictability

@jacob I'm around five years younger than you, so I missed the entire BBS thing. I got on the relatively early stages of Internet though (from 1996 onwards IIRC), and I think it greatly expanded my horizons. For one thing, I participated in discussions with people much older and mature from me on va...
by zbigi
Thu Apr 18, 2024 11:40 am
Forum: Philosophy and Lifestyle Questions
Topic: surprised by change and upredictability
Replies: 55
Views: 3826

Re: surprised by change and upredictability

I'm struggling to come up with something that cellphones+computers+internet have added other than convenience. Most humans don't use computers as computers ... Internet made knowledge universal, which disproportionally helped people who can take advantage of knowledge being available to them (i.e. ...