Search found 63 matches

by Flurry
Thu Dec 03, 2020 3:58 am
Forum: Skills & Tools Questions
Topic: Best way of using Google Sheets as a database?
Replies: 7
Views: 547

Re: Best way of using Google Sheets as a database?

Like I said, you don't even have to code. You can easily use Google Sheets to create insert statements like that:

Image

Then simply copy all these insert statements into a .sql file and import it into your relational database. Then you can run queries on it using SQL.
by Flurry
Thu Dec 03, 2020 3:51 am
Forum: ERE Journals
Topic: 3 yrs to FI: ertyu's journal
Replies: 407
Views: 44394

Re: 3 yrs to FI: ertyu's journal

I really like your project, must be a lot of fun to get that apartment in better shape. I think I'd spend way too much money on that so it's interesting how it works out for you. :D
by Flurry
Tue Dec 01, 2020 3:40 am
Forum: ERE Journals
Topic: Working towards FI in Austria
Replies: 11
Views: 923

Re: Working towards FI in Austria

First month journal update. :ugeek: Income November 2020 [/b]: 11.450 € Salaries: 11.340 € (I love the christmas bonus) Blood Plasma Donations: 110 € (I will keep on doing this once per week, some nice extra money while doing something good) Expenses November 2020 [/b]: 2.038 € Rent and utilities: 1...
by Flurry
Sat Nov 28, 2020 12:19 pm
Forum: Money Questions
Topic: Acceleration of market trends - due to COVID or new normal?
Replies: 45
Views: 2538

Re: Acceleration of market trends - due to COVID or new normal?

Oh, bonds deliver nice returns when interest rates drop. As we know, 0% is not the limit. -1% is not the limit either. You don't need to buy bonds for interest payments. I still don't see the problem with passive investing, currently there are 14% (as stated by the sources I found via Google) of all...
by Flurry
Fri Nov 27, 2020 2:49 pm
Forum: Skills & Tools Questions
Topic: Best way of using Google Sheets as a database?
Replies: 7
Views: 547

Re: Best way of using Google Sheets as a database?

Oh, if you know how to use sql you should be able to do it. You could directly generate insert statements as this can be expressed with a formula, copy them to a text file and import it into a relational database. Or maybe you can even directly import CSV. https://sqlitebrowser.org/ is a nice UI for...
by Flurry
Fri Nov 27, 2020 2:40 pm
Forum: Money Questions
Topic: Acceleration of market trends - due to COVID or new normal?
Replies: 45
Views: 2538

Re: Acceleration of market trends - due to COVID or new normal?

Well, shouldn't there be a balance between passivly and actively funds as soon as the markets become inefficient due to the passive investing and give the active managers the opportunity to exploit these inefficiencies?
by Flurry
Fri Nov 27, 2020 6:06 am
Forum: Skills & Tools Questions
Topic: Best way of using Google Sheets as a database?
Replies: 7
Views: 547

Re: Best way of using Google Sheets as a database?

I assume you know how to code, right? I personally would write a job that fetches the data from the google sheet, insert into a local relational database (sqlite should be sufficient) and then run the queries there. In theory you should be able to migrate your spreadsheet data to Google BigQuery but...
by Flurry
Fri Nov 27, 2020 2:07 am
Forum: Lifestyle Questions
Topic: Food and climate change
Replies: 242
Views: 11546

Re: Food and climate change

Another problem with these fake meats, besides the disappointment, is the price. Not a good value. Well, I see them as an occasional treat and nothing someone should eat every day. I don't know how the other products taste but the Beyond burger patty has a strong meat like taste and texture. That m...
by Flurry
Fri Nov 27, 2020 1:50 am
Forum: Money Questions
Topic: Acceleration of market trends - due to COVID or new normal?
Replies: 45
Views: 2538

Re: Acceleration of market trends - due to COVID or new normal?

We just experienced about a decade of abnormally smooth sailing followed by a rare wild ride. Now there are people betting on smooth sailing and others betting on the next wild ride. For US-stocks only. US stocks had a very strong outperformance the last decade, especially the big tech stocks. That...
by Flurry
Thu Nov 26, 2020 1:37 pm
Forum: Lifestyle Questions
Topic: Food and climate change
Replies: 242
Views: 11546

Re: Food and climate change

Alphaville wrote:
Thu Nov 26, 2020 1:34 pm
Nevertheless, I like to eat beef, I’m accustomed to it, I try to use it judiciously
Have you every tried the pea protein based alternatives like Beyond Meat? These have a very similar taste, maybe that helps.
by Flurry
Thu Nov 26, 2020 1:28 pm
Forum: Lifestyle Questions
Topic: Food and climate change
Replies: 242
Views: 11546

Re: Food and climate change

I take the carbon footprint into account (I buy mostly regional, plant based food) but I have to admit that I mostly eat vegan/plant based because of ethical reasons, I oppose animal cruelty. But except storable foods/spices I only buy food grown in Austria or maybe somewhere else in Europe, that ma...
by Flurry
Thu Nov 26, 2020 1:14 am
Forum: Money Questions
Topic: Acceleration of market trends - due to COVID or new normal?
Replies: 45
Views: 2538

Re: Acceleration of market trends - due to COVID or new normal?

Historically speaking, low interest rates have the tendency to increase speculation much more than of real economic growth. The flash crash in march was the best example. Everything (even highest quality government bonds and gold) were sold and there was a high correlation of all asset classes. Why?...
by Flurry
Thu Nov 26, 2020 1:07 am
Forum: Work & Education
Topic: Income sources other than ‘normal jobs’
Replies: 44
Views: 7637

Re: Income sources other than ‘normal jobs’

Well. per definition blood plasma is the cell-free part of the blood containing mainly water, proteins, salts and minerals. I have done a little bit more research and apheresis really separates the blood into layers which can easily be separated then. There is almost no chance of cells being in the ...
by Flurry
Tue Nov 24, 2020 8:37 am
Forum: Work & Education
Topic: Income sources other than ‘normal jobs’
Replies: 44
Views: 7637

Re: Income sources other than ‘normal jobs’

I'm not sure if this is right, but I'm under the impression that donating your plasma is also donating some of your stem cells. I don't know about these in all that much detail, so perhaps someone else can chime in, or you may want to research this if you aren't already familiar. I never heard abou...
by Flurry
Tue Nov 24, 2020 5:14 am
Forum: Work & Education
Topic: Income sources other than ‘normal jobs’
Replies: 44
Views: 7637

Re: Income sources other than ‘normal jobs’

I started donating blood plasma again. It's 1650€/year if I donate once per week, it's a nice way to do something good (a lot of lives depend on plasma donations) and I can read books in peace while I am connected to the machine. :P
by Flurry
Tue Nov 24, 2020 3:05 am
Forum: ERE Journals
Topic: Will's journal
Replies: 86
Views: 20817

Re: Will's journal

Oh, it's the same for Austrian citizens. It also depends on the bank/broker you use to buy your stocks. US is very easy, GB has no withholding tax at all, many Australian companies also pay dividends without withholding taxes (due to the stapled security structure). But for Australia that might depe...
by Flurry
Tue Nov 24, 2020 2:20 am
Forum: Money Questions
Topic: Investments Trade Log
Replies: 2537
Views: 516026

Re: Investments Trade Log

I hold a bond ETF (Global Aggregate Bond hedged to EUR, 0,1% expense ratio) now and I don't know why I don't just hold cash. Weird times for investing in high-quality bonds. I just hope that interest rates will to continue to fall.
by Flurry
Fri Nov 20, 2020 3:29 am
Forum: ERE Journals
Topic: Will's journal
Replies: 86
Views: 20817

Re: Will's journal

Nice journal, very interesting to read! Regarding the wealth tax: What do you think about high yield investments? Like REITs, BDCs, MLPs, CEFs, Canadian income trusts, Australian stapled securities? These investments seem to be wonderful if you don't have to pay taxes on dividends, although there is...
by Flurry
Fri Nov 20, 2020 1:45 am
Forum: Money Questions
Topic: Newbie question:- Where do I put my $s?
Replies: 13
Views: 1335

Re: Newbie question:- Where do I put my $s?

Two good arguments for US-only investing are: 1. US-only index funds are usually the cheapest (lowest expense ratios) because the US market is the largest and most liquid 2. it simplifies and possibly reduces tax liability for US-based investors (this may not be visible to you as taxes are also han...
by Flurry
Thu Nov 19, 2020 6:03 am
Forum: Introduce Yourself
Topic: Hello from Canada
Replies: 6
Views: 651

Re: Hello from Canada

Crusader wrote:
Wed Nov 18, 2020 12:04 pm
I am curious, why is that?
I like to pick Dividend stocks. Canada has many Smallcaps with interesting business models which pay monthly dividends. The valuations are also much lower than for comparable US stocks.