Early Retirement Extreme Forums

@wrc - how did you geek out on diet and exercise? I feel I need to geek out on those for a while - to be less fat. Currently focused on my food expenses because they are too damn high. Feeling ready to optimize for health as well as budget. I think I need a system or some metric/habits to track for...

@IDave - thanks for stopping by. I'm glad you are enjoying the photos and vicarious travels. Keep in mind that Canada isn't much of a drive for you, and it often has a strong international flair in certain cities and regions. As DW and I were preparing for this trip years ago, we put international t...

I think taking money = financial capital as the baseline capital which all other capitals are compared to is a mistake. Yes, but even in our choice of the term "capital" we are already there. It is probably worth thinking about the motivation and purpose in using some of that terminology....

Again, my main reason for having written this out is I'm on the lookout for decent quality reading materials. Hints appreciated! You can start here. I think the original post in that thread links back to an additional discussion on social capital in a WL6---WL7 thread: https://forum.earlyretirement...

Funnily enough, this effect is almost invisible to people who are still in the accumulation phase. You can also see it in people's NW graphs. Bull market aside, if it's an almost straight line up, they're still saving far more than their capital income and capital gains add (or subtract). The marke...

Sounds like an amazing adventure! I look forward to following along.

Best of luck!

However, I told the fact-checker that the whole "father"-reference thing is pretty rare and that it kinda diminishes the generations that came before. They ignored it and wrote it in anyway. I get the impression you don't follow much financial content from "FInfluencers" - https...

@2B1S Fortunately I'm not stressing market activity at all. I realized about halfway through the FI journey that I got pretty excited about the gains, but didn't really stress the drops. This is pretty fortunate, and I think it is likely a result of preparing myself early psychologically for a lot o...

You are certainly not alone. I think hyper-focusing on COL and money is a significant hurdle for many here, myself included. The irony for me is that the more money I accumulated, the more I realized it doesn't really matter that much in terms of securing my freedom. I also think it is easy to overc...

how do we balance these trade-offs? Selfishly, I'm trying to think across systems in my life to create a more coherent, homeotelic web of actions, motivated by my values, that enables me to pursue my web of goals. I see the benefit of a dishwasher as directly increasing my time for creativity. I se...

Well done and congratulations! There is nothing like cleaning out the literal and figurative closets to make way for something new and exciting. Please keep us updated on your adventures abroad.

Our visa expired and our time in Vietnam has come to an end. I'm glad we were able to spend a full twelve weeks there. It was DW's first time and my first return in roughly fifteen years. We would both gladly go back. A few photos from the trip: Street Life in Dalat: https://i.imgur.com/qZM0do4.jpeg...

If you google the title of the article you should be able to get beyond the paywall. Classic NYT trick.

————-

I enjoyed the article, and thought it presented a fairly balanced view on FIRE. The photo of Wong in the Ironman suit is a beautiful manifestation of the ridiculous nature of Fatfire.

Hypothesis: WL8 - Changing the system from within. WL9 - Changing the system from without by connecting with other systems. I spent some time rereading the discussions on ERE 1 vs. ERE 2 this morning. https://forum.earlyretirementextreme.com/viewtopic.php?p=265772#p265772 I've previously thought th...

You can check out Portfolio Charts for a good introduction on different portfolios, asset allocation, and the underlying philosophy. It was developed by an ERE forum member: https://portfoliocharts.com/portfolios/ I think understanding your own psychology, fears, and appetite for risk is one of the ...

Knowing the habits and preferences of a hiking partner can also be quite helpful. Some people like to stretch for a while in the morning, some like a big breakfast or a hot beverage before starting out, some prefer to get started and have a light breakfast after walking for an hour. Some people aren...

I'd echo what @Jean said to do a few, multi-day treks with your gear before leaving. This might be as simple as walking different routes and distances in your hometown to see how your body feels walking for extended periods with a pack. This is my standard advice to anyone planning on a long-distanc...

Thanks @ego! We certainly spend a lot of time together, and it is easy to take that for granted at times. One of our common practices at meals is to verbalize gratitude. It keeps the conversation moving in a positive manner. Getting regular, daily exposure to how millions of people in developing cou...

May Update: Financial: NW took a hit last month. Down almost 22k. It was the first month we didn't have any income coming in from our old jobs, so a minor mental shift there. Nonetheless, we are doing well and things are going better than I would have hoped for financially 4-6 months ago. Work cont...

I think you can call that a well-deserved deload. I suspect you'll probably have things sorted once you are back in Poland. Maybe in the meantime you'll have to settle for some burpees and dips off of fine, Italian leather sofas.