Search found 175 matches

by xmj
Mon Aug 19, 2024 11:50 am
Forum: Housing and Transportation Questions
Topic: Buying a home without a job after retirement
Replies: 15
Views: 8807

Re: Buying a home without a job after retirement

unemployable wrote:
Sun Aug 18, 2024 12:21 pm
Oil, pharma, tobacco, utilities, stuff like that. I underperform when tech stonks moon but made money in the 2001 and 2022 declines for example.
Tobacco tends to have higher dividend yields than the margin rates IBKR currently quotes - so your loan-to-portfolio value will shrink over time 8-)
by xmj
Mon Jul 22, 2024 11:02 pm
Forum: Money and Investment Questions
Topic: 1 Jacob Adjusted For Inflation (JAFI)
Replies: 311
Views: 957038

Re: 1 Jacob Adjusted For Inflation (JAFI)


Choosing to not have child is either saying that the world isn't worth being inhabited by humans, or that other peoples childs are worth more than the child you could have had. In one case, one should kill oneself and other to reduce human population, and in the other one, one should kill oneself ...
by xmj
Mon Jul 22, 2024 10:53 pm
Forum: Philosophy and Lifestyle Questions
Topic: The ERE Wheaton Scale
Replies: 565
Views: 242658

Re: The ERE Wheaton Scale

Yes and focusing on experiences tends to cost more than the stuff one considered important before ;)
by xmj
Sun Jul 14, 2024 12:46 am
Forum: Emergent Renaissance Ecology
Topic: Reversion to Level Orange
Replies: 56
Views: 14356

Re: Reversion to Level Orange


On the other hand, I think xmj was no longer talking about the idea you should earn more when he wrote that quote. Wasn't he implying that the problem wasn't SD/MBTI, money, or even friendship dynamics at all (and by implication neither earning nor spending), but rather something else altogether ...
by xmj
Fri Jul 12, 2024 11:43 pm
Forum: Emergent Renaissance Ecology
Topic: Reversion to Level Orange
Replies: 56
Views: 14356

Re: Reversion to Level Orange


To be fair, this whole thread, posted under the forum topic of Emergence Renaissance Ecology, began with a false premise that was only revealed some 40 posts later as just being a highly specific, deeply personal issue. Which makes the whole "unreliable narrator" comment pretty ironic, right? Was ...
by xmj
Fri Jul 12, 2024 1:42 am
Forum: Emergent Renaissance Ecology
Topic: Reversion to Level Orange
Replies: 56
Views: 14356

Re: Reversion to Level Orange

Coping mechanism 4) just leave (cut off all contact)

You may not want to do this, but as blink2ice says the contagion of craziness can be forcefully interrupted by creating distance.
by xmj
Wed Jul 10, 2024 7:11 am
Forum: ERE Community
Topic: Switzerland (previously germany meetup) meetup 6-7 july 2024
Replies: 10
Views: 13048

Re: Switzerland (previously germany meetup) meetup 6-7 july 2024

Thanks for organizing and having us, that was fun - let's do that again some time :D
by xmj
Tue Jul 09, 2024 9:41 am
Forum: Emergent Renaissance Ecology
Topic: Reversion to Level Orange
Replies: 56
Views: 14356

Re: Reversion to Level Orange

I don't much care whether you've skipped making money for one reason or another, but you did, and it is now causing you friction (as per your OP) as your peer group finds itself with more spending power available.


the conclusion i've come to is that if you simply repress your desire for status ...
by xmj
Mon Jul 08, 2024 11:22 pm
Forum: Emergent Renaissance Ecology
Topic: Reversion to Level Orange
Replies: 56
Views: 14356

Re: Reversion to Level Orange


Two things to mention:

1) Well-off folks really do not want to listen to financial advice from perceived broke people

It's like listening to relationship advice from monks, just doesn't work

2) Compound interest

You mention people in their 40s/50s. Three things happen here: 1) inheritances, 2 ...
by xmj
Mon Jul 08, 2024 12:47 am
Forum: Housing and Transportation Questions
Topic: Summer Cooling Strategies/Log
Replies: 42
Views: 15187

Re: Summer Cooling Strategies/Log

Three nutritional cooling strategies I've found helpful:

- buttermilk
- Mast-Khiar (yoghurt with cucumber slices, sliced mint & cardamon)
- tea (black, green) with lemon
by xmj
Mon Jul 08, 2024 12:41 am
Forum: Resources & Recommended Reading
Topic: chatGPT
Replies: 113
Views: 45691

Re: chatGPT


@xmj:

Very interesting. As you noted third time was the charm. I think because you prompted with the word "exotic." By morphing ERE with WSP and Millerd, you were pushing the recommendations more towards "productivity" and "conventional success." So, the first two lists of books for ERE/WSP ...
by xmj
Thu Jul 04, 2024 7:35 am
Forum: Emergent Renaissance Ecology
Topic: Reversion to Level Orange
Replies: 56
Views: 14356

Re: Reversion to Level Orange

Two things to mention:

1) Well-off folks really do not want to listen to financial advice from perceived broke people

It's like listening to relationship advice from monks, just doesn't work

2) Compound interest

You mention people in their 40s/50s. Three things happen here: 1) inheritances, 2 ...
by xmj
Sun Jun 30, 2024 3:25 am
Forum: ERE Community
Topic: Switzerland (previously germany meetup) meetup 6-7 july 2024
Replies: 10
Views: 13048

Re: Switzerland (previously germany meetup) meetup 6-7 july 2024

Not the ideal date for me due to some local events Thu/Fri/Sat, but as said, I can make myself available :-)
by xmj
Sun Jun 16, 2024 2:25 am
Forum: Resources & Recommended Reading
Topic: NYT article on fatFIRE
Replies: 21
Views: 7545

Re: NYT article on fatFIRE

Please don't forget the elephant in the room - S&P500, VT, BTC all took out the December 2021 all time highs. Next time we get a 20% retreat the "FIRE is dying!!11eleven" meme will reappear.
by xmj
Wed Jun 12, 2024 12:30 am
Forum: ERE Community
Topic: Switzerland (previously germany meetup) meetup 6-7 july 2024
Replies: 10
Views: 13048

Re: Switzerland (previously germany meetup) meetup 6-7 july 2024

Morning shower thought: There's more CH people in the wider MustachianPost community, some of which might be more receptive to ERE principles
by xmj
Thu Jun 06, 2024 11:48 am
Forum: ERE Community
Topic: Germany Meetup
Replies: 34
Views: 8484

Re: Germany Meetup

I should be free and able to drop by on Saturday (not into camping) :)
by xmj
Tue Jun 04, 2024 1:07 am
Forum: Resources & Recommended Reading
Topic: "Motivation is the closest thing to magic."
Replies: 1
Views: 1503

"Motivation is the closest thing to magic."

Motivation is the closest thing to magic.

Robin Hanson writes in his blog post What exactly is Magic :

The closest thing in our world to magic is: motivation. It is very powerful, yet hard to tell when or where it arises and why. We have many magic beliefs re what works, & hire magicians who ...
by xmj
Tue Jun 04, 2024 1:02 am
Forum: Money and Investment Questions
Topic: Perspectives on money
Replies: 61
Views: 14892

Re: Perspectives on money

Venkatesh Rao had a few posts that detail these perspectives in the Mysteries of Money series

Central among them of course is Fools and their Money Metaphors where he details many of the perspectives mentioned in this thread.

What I've come to appreciate is the distinction between the "paycheck ...
by xmj
Sun Jun 02, 2024 4:37 am
Forum: Resources & Recommended Reading
Topic: MBTI channel
Replies: 2
Views: 1360

Re: Resources and recommend watching

He tells me what I want to hear, so I can also vouch for his INTP analysis. 👍
by xmj
Sat Jun 01, 2024 3:08 am
Forum: Mastermind Groups
Topic: Solopreneur MMG
Replies: 34
Views: 10633

Re: Solopreneur MMG


Once you "hook them", you can then upsell them on individual coaching or "exclusive memberships" for "quick&good"-type information. Just keep in mind that you're not selling knowledge. You're selling entertainment, hand-holding, ... a special feeling of being an exclusive insider.

There I just ...