Search found 18 matches

by Polp
Fri Apr 10, 2020 2:58 am
Forum: Skills & Tools Questions
Topic: Best coding to learn?
Replies: 35
Views: 7047

Re: Best coding to learn?

Thank you very much for your feedback.
by Polp
Thu Apr 09, 2020 3:12 am
Forum: Skills & Tools Questions
Topic: Best coding to learn?
Replies: 35
Views: 7047

Re: Best coding to learn?

Hello! I just found this thread because I also wanted to pick up some coding in the next weeks since I have time to do that. So far I was thinking about learning R or Python. Are those in any way comparable? What I wanted to do with the language: Start with analyzing historical stock and index data ...
by Polp
Tue Apr 07, 2020 6:44 am
Forum: Money Questions
Topic: Net Present Value = 0 -> real investment performance?
Replies: 2
Views: 612

Re: Net Present Value = 0 -> real investment performance?

Hello just, thank you for that hint. I tried out the XIRR formula and it seems to work quite well. It is basically what I was looking for. I copied the data from GnuCash into a spreadsheet and calculated it there. I was able to calculate my return since I opened my brokerage account, everything incl...
by Polp
Sun Apr 05, 2020 10:28 am
Forum: Money Questions
Topic: Net Present Value = 0 -> real investment performance?
Replies: 2
Views: 612

Net Present Value = 0 -> real investment performance?

Hello everyone! I was wondering how my investments and my portfolio have done so far taking into account everything (costs, taxes, dividends, and so on.) I've been using GnuCash to keep track of everything from the beginning a couple of years ago. So what I can already tell is the total cashflow in ...
by Polp
Sat Apr 04, 2020 1:50 pm
Forum: Money Questions
Topic: Avoiding US stocks to increase expected returns
Replies: 25
Views: 2570

Re: Avoiding US stocks to increase expected returns

Thank you Tyler! By the way your website is incredible! I love it! This comment made me think ;) How would you feel if you expected the advertised real return of 7.9% a year and 15 years later you look back and realize you only experienced 3.3% with your own money? I’m guessing you wouldn’t be too h...
by Polp
Sat Apr 04, 2020 10:49 am
Forum: Money Questions
Topic: Avoiding US stocks to increase expected returns
Replies: 25
Views: 2570

Re: Avoiding US stocks to increase expected returns

As an european investor I'm invested in european stocks with an ETFs on the Stocks Europe 600 index. I also have S&P500 and Emerging Market funds. I decided to do that based on some assumptions I am now overthinking again with more literature about the underlying theory about index investing. On...
by Polp
Thu Apr 02, 2020 1:56 pm
Forum: Skills & Tools Questions
Topic: Anyone make their own yogurt?
Replies: 55
Views: 8476

Re: Anyone make their own yogurt?

So here is my next batch: https://imgur.com/C8Xy3AZ It was a lot thicker. This time I did the following: Bring the milk close to a boil and cool it down Use a bit of the old cultures and some new ones Leave it in the oven at about 30-40°C for 6h Kind of a bad design of experiment since I changed sev...
by Polp
Thu Apr 02, 2020 1:46 pm
Forum: Money Questions
Topic: McConnell Economics, Chapter 4
Replies: 4
Views: 2913

Re: McConnell Economics, Chapter 4

I watched most of this MIT microeconomics video lecture a couple of weeks ago (however, I want to study it actively soon). I found it very helpful because the professor makes you think about the topics as well. https://ocw.mit.edu/courses/economics/14-01sc-principles-of-microeconomics-fall-2011/unit...
by Polp
Sun Mar 29, 2020 4:51 pm
Forum: Work & Education
Topic: Business ideas for the upcoming depression?
Replies: 43
Views: 4557

Re: Business ideas for the upcoming depression?

I've thought many times about starting an online business, but the biggest hurdle to me is the insane sales tax system that has developed for digital products where every state gets to individually decide how much of a cut they get to take out of each download. It's an administrative nightmare that...
by Polp
Sat Mar 28, 2020 6:20 am
Forum: Skills & Tools Questions
Topic: Anyone make their own yogurt?
Replies: 55
Views: 8476

Re: Anyone make their own yogurt?

Okay, so here are the results :) After 12-14 hours: https://imgur.com/OnZ1bEt Consistency: https://imgur.com/rMmrnlE Yoghurt with berries: https://imgur.com/Li4KjN3 Some thoughts on this trial: The yoghurt was a bit too liquid for my taste but the taste itself was perfect. I think in part that was b...
by Polp
Fri Mar 27, 2020 1:21 pm
Forum: Skills & Tools Questions
Topic: Anyone make their own yogurt?
Replies: 55
Views: 8476

Re: Anyone make their own yogurt?

@ Polp: if you have a steady warmer with a timer, making yogurt is nothing. i have a batch going in the instapot right now. i put the culture in the morning, about to funnel back into the milk jug for cooling. if you don’t get instapot in spain (i don’t know the ins & outs of global brand distr...
by Polp
Thu Mar 26, 2020 5:30 pm
Forum: Skills & Tools Questions
Topic: Anyone make their own yogurt?
Replies: 55
Views: 8476

Re: Anyone make their own yogurt?

Plus I control the fat level, acidity, etc. Plus: fermentation is fun. Like having pets you can eat! :lol: Haha so true. I just started a new sourdough culture today for my bread. I tried to make yoghurt about a year and a half ago. It worked okay some times and sometimes it didn't. I might try it ...
by Polp
Thu Mar 26, 2020 5:22 pm
Forum: Money Questions
Topic: The AirBnB and house hacking bubbles
Replies: 24
Views: 2784

Re: The AirBnB and house hacking bubbles

I can't help but think this is good for the local neighborhoods. The rental stock is already low without losing so many to tourists. Where I live lots of flats for more or less reasonable prices popped up all of a sudden (there is a shortage of rental flat here and prices were becoming ridiculous)....
by Polp
Thu Mar 26, 2020 4:37 pm
Forum: Money Questions
Topic: Jobless claims in the US
Replies: 30
Views: 3814

Re: Jobless claims in the US

https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iZkLYjoGE.To/v4/-1x-1.png That pictures is just really weird. Interesting times... When the store can open again (that could be with extra precaution like face masks, maximum number of persons in a store etc) those people should be able to get their j...
by Polp
Sun Mar 22, 2020 3:34 pm
Forum: Work & Education
Topic: What to study in a three month lockdown
Replies: 2
Views: 983

Re: What to study in a three month lockdown

Thank you Jacob, that might be more than enough for three months ;) I'll have to figure out how to get those books though. I haven't found and eBook version yet. Let's see if Amazon will still send them to me. Edit: Just found out that one of the books is the course textbook of MIT Finance Theory 1:...
by Polp
Sun Mar 22, 2020 2:42 pm
Forum: Work & Education
Topic: What to study in a three month lockdown
Replies: 2
Views: 983

What to study in a three month lockdown

Good evening dear forum users, since I’m very new to this forum please let me briefly introduce myself first. I first came into touch with ERE with MMM a couple of years ago during university. I’ve been investing relatively small amounts of money ever since (even though that was not too much since I...
by Polp
Wed Mar 18, 2020 4:43 pm
Forum: Money Questions
Topic: Holding Cash Until Coronavirus is Settled
Replies: 34
Views: 8582

Re: Holding Cash Until Coronavirus is Settled

Yes, I don't think it's the bottom yet. If you take european indices as comparison they are trading at prices from 2013. Why wouldn't that happen to the S&P500 as well?
by Polp
Wed Mar 18, 2020 3:00 pm
Forum: Money Questions
Topic: Holding Cash Until Coronavirus is Settled
Replies: 34
Views: 8582

Re: Holding Cash Until Coronavirus is Settled

Good evening everyone, I'm new to this forum but have been reading for quite some time. I started investing in ETFs in 2013. Thoughts I've been having about this situation: - "dollar cost averaging" might be a good strategy here since timing the market is very difficult. This makes sense i...