Early Retirement Extreme Forums

Thank you very much for your feedback.

Hello! I just found this thread because I also wanted to pick up some coding in the next weeks since I have time to do that. So far I was thinking about learning R or Python. Are those in any way comparable? What I wanted to do with the language: Start with analyzing historical stock and index data ...

Hello just, thank you for that hint. I tried out the XIRR formula and it seems to work quite well. It is basically what I was looking for. I copied the data from GnuCash into a spreadsheet and calculated it there. I was able to calculate my return since I opened my brokerage account, everything incl...

Hello everyone! I was wondering how my investments and my portfolio have done so far taking into account everything (costs, taxes, dividends, and so on.) I've been using GnuCash to keep track of everything from the beginning a couple of years ago. So what I can already tell is the total cashflow in ...

Thank you Tyler! By the way your website is incredible! I love it! This comment made me think ;) How would you feel if you expected the advertised real return of 7.9% a year and 15 years later you look back and realize you only experienced 3.3% with your own money? I’m guessing you wouldn’t be too h...

As an european investor I'm invested in european stocks with an ETFs on the Stocks Europe 600 index. I also have S&P500 and Emerging Market funds. I decided to do that based on some assumptions I am now overthinking again with more literature about the underlying theory about index investing. On...

So here is my next batch: https://imgur.com/C8Xy3AZ It was a lot thicker. This time I did the following: Bring the milk close to a boil and cool it down Use a bit of the old cultures and some new ones Leave it in the oven at about 30-40°C for 6h Kind of a bad design of experiment since I changed sev...

I watched most of this MIT microeconomics video lecture a couple of weeks ago (however, I want to study it actively soon). I found it very helpful because the professor makes you think about the topics as well. https://ocw.mit.edu/courses/economics/14-01sc-principles-of-microeconomics-fall-2011/unit...

I've thought many times about starting an online business, but the biggest hurdle to me is the insane sales tax system that has developed for digital products where every state gets to individually decide how much of a cut they get to take out of each download. It's an administrative nightmare that...

Okay, so here are the results :) After 12-14 hours: https://imgur.com/OnZ1bEt Consistency: https://imgur.com/rMmrnlE Yoghurt with berries: https://imgur.com/Li4KjN3 Some thoughts on this trial: The yoghurt was a bit too liquid for my taste but the taste itself was perfect. I think in part that was b...

@ Polp: if you have a steady warmer with a timer, making yogurt is nothing. i have a batch going in the instapot right now. i put the culture in the morning, about to funnel back into the milk jug for cooling. if you don’t get instapot in spain (i don’t know the ins & outs of global brand distr...

Plus I control the fat level, acidity, etc. Plus: fermentation is fun. Like having pets you can eat! :lol: Haha so true. I just started a new sourdough culture today for my bread. I tried to make yoghurt about a year and a half ago. It worked okay some times and sometimes it didn't. I might try it ...

I can't help but think this is good for the local neighborhoods. The rental stock is already low without losing so many to tourists. Where I live lots of flats for more or less reasonable prices popped up all of a sudden (there is a shortage of rental flat here and prices were becoming ridiculous)....

https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iZkLYjoGE.To/v4/-1x-1.png That pictures is just really weird. Interesting times... When the store can open again (that could be with extra precaution like face masks, maximum number of persons in a store etc) those people should be able to get their j...

Thank you Jacob, that might be more than enough for three months ;) I'll have to figure out how to get those books though. I haven't found and eBook version yet. Let's see if Amazon will still send them to me. Edit: Just found out that one of the books is the course textbook of MIT Finance Theory 1:...

Good evening dear forum users, since I’m very new to this forum please let me briefly introduce myself first. I first came into touch with ERE with MMM a couple of years ago during university. I’ve been investing relatively small amounts of money ever since (even though that was not too much since I...

Yes, I don't think it's the bottom yet. If you take european indices as comparison they are trading at prices from 2013. Why wouldn't that happen to the S&P500 as well?

Good evening everyone, I'm new to this forum but have been reading for quite some time. I started investing in ETFs in 2013. Thoughts I've been having about this situation: - "dollar cost averaging" might be a good strategy here since timing the market is very difficult. This makes sense i...