Early Retirement Extreme Forums

I read and enjoyed the Old Money book in the past year. The blog was a more recent discovery. Some of the core values in Tully's Old Money philosophy are Health, Education, Work Ethic, Financial Independence (among others)...plenty of overlap with ERE. Some quotes from the intro: - "Ironically,...

Thanks for the comment, thrifty. I haven't participated in the forum in a long time, but I have been a consistent lurker. Hard to believe it's already been four years since the last journal update. In response to your question - I consider myself semi-retired these days. It's been several years sinc...

I enjoy seeing pictures of other peoples' garden setups - hope you'll keep us posted. Wishing I had planted strawberries this year.

2009 - Broke

2010 - 62.5 %

2011 - 13.8 %

2012 - 12.8 %

2013 - 10.7 %

It appears I'm becoming one of those journalers who lets their writing languish :o . I've been lurking the forums but using my busyness as an excuse for not writing. Jacob's recent post on journalers reaching FI was a reminder to get posting again. A quick summary of financials - *******************...

Sounds fun. I'm next in line for my library's copy of Flourish.

HSA Bank lets you invest your money through TD Ameritrade. They'll charge you $3/mo if you leave less than $5,000 in the HSA.

<r>April 2013 - Month 28 of 66<br/> April savings rate = 78%<br/> Net worth / 12 months avg expenses = 128 months (10.7 years)<br/> May 2013 - Month 29 of 66<br/> May savings rate = 80%<br/> Net worth / 12 months avg expenses = 134 months (11.2 years)<br/> *******************************************...

<t>March 2013 - Month 27 of 66<br/> March savings rate - 76%<br/> Net worth / 12 months avg expenses = 125 months<br/> March brought some changes to my life. First was the living arrangement. I moved into an empty room in a 3 bdr apartment, so I have two new roommates. I'm back to within two miles o...

<r>I'm still new to diving, but a friend and I have been out diving once a week or so lately. We've been pretty surprised how much we can round up in a quick outing. A recent trip turned up this pile -<br/> <br/> Lots of junk food in there that's about to hit its 'sell by' date, but we've found a lo...

@ m741
I've never been congratulated for a breakup, but it does seem oddly appropriate. Once the dust settles down, I feel like everything will look much better (for both of us).

Enjoying the journal, I look forward to reading more.

<r>I usually see them pop up on Craigslist here and there, but not quite that cheap. <br/> This machine in particular - I used to work at a different pizza place that had a couple arcade machines in it. That restaurant went out of business and the store sat empty for quite a while. A new entrepeneur...

<r>February 2013 - Month 26 of 66<br/> February savings rate = 79%<br/> Net worth / 12 months avg expenses = 122 months<br/> <br/> Net worth / 24 months avg expenses = 125 months<br/> The big news for this month was the ending of a long relationship with my GF. It's been a while in the making, but w...

<t>A buddy and I just did our first dumpster dive (for food, anyway) last week. Scored some peaches in sealed glass jars (possibly re-usable for canning?) and some cookies. He went back tonight and came away with a lot of grapes and bread. Both dives were at Aldi, where a lot of the produce they sel...

<t>January 2013 - Month 25 of 66<br/> January savings rate = 76%<br/> Net worth / 12 months avg expenses = 119 months<br/> <br/> Net worth / 24 months avg expenses = 124 months<br/> Don't know that I have much interesting news to post this month. I got behind on my update because we just started spr...

Sorry to hear about your mother's passing.
I think you're wise to hold off on major financial decisions for a while. Much more so than I was at your age. Best wishes.

<t>I have coached distance runners for five years at a nearby high school. We have a cross country season in the fall and track in the spring. I enjoy it very much and expect I'll stay there as long as we live in the area.<br/> It's been rewarding to develop relationships with kids through a shared ...

<r>December 2012 - Month 24 of 66<br/> December savings rate = 37.1%<br/> Net worth / 12 month avg expenses = 117 months<br/> December was a fun month for me - I got to spend a few days with my immediate family, and GF and I just recently returned from our annual 10+ day trip to Texas to see her fam...

<t>November 2012 - Month 23 of 66<br/> November savings rate = 89.8%<br/> Net worth / 12 months avg expenses = 111 months<br/> This month's savings rate can largely be attributed to having three pay periods this month, but my expenses were pretty low too. I've really gotten into the habit of biking ...