Search found 772 matches

by HSpencer
Tue Nov 12, 2013 2:40 pm
Forum: Lifestyle Questions
Topic: What to do to fill in the time
Replies: 27
Views: 6347

Re: What to do to fill in the time

@Jacob and @Jennypenny Nice to be on again, and I am amazed at your remembering me from the past. Hoping your all doing very well and thanks for not having a "fruit basket upset" over my "intended" comical, but possibly seeming stupid post!!!! After all, for many of you, the worst that can happen is...
by HSpencer
Sat Nov 09, 2013 10:59 pm
Forum: Lifestyle Questions
Topic: What to do to fill in the time
Replies: 27
Views: 6347

Re: What to do to fill in the time

Firstly, I admitted defeat and gave up on inventing the world's first truly effective squirrel proof bird feeder. I had a great idea, but had not thought out the side effects. I had intended to electrify the feeder @110 VAC and electrocute the invading squirrel. I had forgotten two essential issues:...
by HSpencer
Sun Jul 22, 2012 4:47 am
Forum: Money Questions
Topic: Debt Increases Self-Esteem in Young People
Replies: 23
Views: 1350

@Ego
No problem!! My own alter-ego raised his left thumb along with my two. He is off getting me another Killian's right now.

by HSpencer
Sun Jul 22, 2012 3:56 am
Forum: Money Questions
Topic: Debt Increases Self-Esteem in Young People
Replies: 23
Views: 1350

<t>@Ego<br/> Three thumbs up for having it figured out. Finally someone who puts it like it is.<br/> Now on debt:<br/> All debt is not bad up to a point. Everyone can't run to the outback and build a dugout to live in. All of our 300+ million people, many trained in pure entitlement and greed as Ame...
by HSpencer
Sun Jul 22, 2012 3:08 am
Forum: Miscellaneous
Topic: The "life is too short" argument
Replies: 25
Views: 2605

<t>Lots of excellent comments placed above. I view life in about ten year increments, meaning I prefer to begin in the 40's at birth, and think through the 50's, 60's and so on. I find this gives me a good measure of what life has been, based on my possibilities and resources and of course "requirem...
by HSpencer
Mon Jun 18, 2012 5:30 am
Forum: Inspiration
Topic: Commencement speech: You're not special
Replies: 35
Views: 2382

@dot_com_vet
Thanks for your comments. Actually what craps me out the worst is the jerk (M or F) who has one sticking out of their ear!

by HSpencer
Sun Jun 17, 2012 11:53 pm
Forum: Inspiration
Topic: Commencement speech: You're not special
Replies: 35
Views: 2382

<t>@Maus<br/> The smartphones--tablets, what next? I personally don't want any smartphone calls or worse "texts", but I do want to have help when I am (at my age) in some kind of a jam. So to me, the phone can put a tow truck or EMT near me, where in my previous life it might have been more difficul...
by HSpencer
Mon Jun 11, 2012 2:11 am
Forum: Inspiration
Topic: Commencement speech: You're not special
Replies: 35
Views: 2382

<t>I disagree with the University types who want to stereotype everyone by age into a generational culture, or a certain behavior criteria.<br/> <br/> During the 1960's the boomers were a pot smoking, war protesting, free love, woodstock attending, draft card burning bunch of useless human beings. K...
by HSpencer
Tue Apr 03, 2012 8:04 pm
Forum: Skills & Tools Questions
Topic: Fans / Alternative Cooling methods
Replies: 9
Views: 1004

<t>Move into one of my one bedroom apartments.<br/> Qualify on disability: Get "hurt". Have a doctor friend<br/> <br/> write you a disability statement. File it and get it turned down. See an attorney (maybe Maus) and file it the second time whereby they automatically award it.<br/> Once awarded, ap...
by HSpencer
Mon Apr 02, 2012 12:12 am
Forum: Miscellaneous
Topic: one more thing....
Replies: 5
Views: 410

<t>@J<br/> Thanks for the mention, but my business is back on track and my 24/7 rudder work is drawing down. I "think" I have hired a rather competent manager, but time alone shall tell. I need to get back to Retirement Version 3.6.<br/> <br/> The Housing business is a hard animal to control. It tak...
by HSpencer
Sat Mar 10, 2012 1:59 am
Forum: Lifestyle Questions
Topic: Status and ERE
Replies: 59
Views: 5020

Bounce your personal status off this website:
http://heartsandminds.org/poverty/hungerfacts.htm

by HSpencer
Wed Feb 29, 2012 7:41 pm
Forum: Housing Questions
Topic: Reasons Why NOT to Purchase a Home.
Replies: 53
Views: 4767

<t>In the early 1970's one could buy a 3 bdrm, 1.5 bath 1250 sq ft brick veneer home for around $16,500. One paid $500.00 down, and received a FHA235 loan for 30 years. The payment (all 360 of them) ran less than 30% of gross monthly income. These were in subdivisions. A builder bought a cow pasture...
by HSpencer
Fri Feb 24, 2012 5:40 am
Forum: Housing Questions
Topic: Reasons Why NOT to Purchase a Home.
Replies: 53
Views: 4767

<t>Nothing wrong with buying a house you can afford.<br/> Madness buying a house you can't afford. <br/> Conventional wisdom tells you to not spend more than 30% of your adjusted gross income on housing. Duh, this would leave money to purchase other things you need or will need. But people got such ...
by HSpencer
Thu Feb 23, 2012 5:41 am
Forum: Miscellaneous
Topic: If you file taxes electronically in the US...
Replies: 12
Views: 1036

I just put my usual check in the mail. As long as it is postmarked on Apr 15/17 (depending) I could care less if it takes the USPO eight years to deliver it.
No, not being cynical. Were shoe other foot I would want it yesterday.

by HSpencer
Thu Feb 23, 2012 5:37 am
Forum: Miscellaneous
Topic: The Lastest NFL Jerseys
Replies: 2
Views: 1824

I renounced university football in 1966. I guess that was why they sent me to Viet Nam.

by HSpencer
Thu Feb 23, 2012 5:35 am
Forum: Introduce Yourself
Topic: Brand New to This Forum
Replies: 3
Views: 485

Welcome aboard JuicyJudi
We will be anticipating your posts. Thanks for joining us.

by HSpencer
Thu Feb 23, 2012 5:33 am
Forum: Miscellaneous
Topic: Joke of the Day: Restaurant meals are cheaper!
Replies: 18
Views: 1715

<t>Example in fact:<br/> Last weekend I ordered two catfish dinners to go and brought them home. Cost $23.45. Wife figured this up and can prepare same-same dinners for less than $10.00 at home. 12 0z filets of catfish, hush puppies, fries, cole slaw, relish dish. Now these were very big individual ...
by HSpencer
Wed Feb 22, 2012 11:46 pm
Forum: Lifestyle Questions
Topic: Have any of you watched "Doomsday Preppers" on NatGeo?
Replies: 35
Views: 3484

<t>I watched the one last night on the guy who used to be a truck driver, now retired and doing the prepping at some location. The guy was into ham radios, guns, etc.<br/> <br/> The guy looked like he could run 15 feet and have a massive heart attack.<br/> <br/> Physical fitness, IMHO, would be one ...
by HSpencer
Mon Feb 20, 2012 1:16 am
Forum: Friends & Family Questions
Topic: The one with the most debt when the economy collapses wins
Replies: 16
Views: 2252

<t>@ George the Original----"Most debt, apart from mortgages, can't even be discharged in a bankruptcy now, so if you have to go through bankruptcy, you won't even be able to share in an economic recovery."<br/> Right on. And to make matters worse, if they brought HSpencer to court, I can promise yo...
by HSpencer
Wed Feb 15, 2012 3:57 am
Forum: Miscellaneous
Topic: The Original Message
Replies: 26
Views: 2154

@Dragline
Seriously. Is it difficult to overcome the swallow factor when one is under duress, or in an ongoing confrontation?

I now find I am doing that where before I had not noticed it.

Maybe it is an old age thing?
PM me if you wish.