Search found 34 matches
- Sat Sep 26, 2020 8:36 am
- Forum: Work & Education
- Topic: Are job perks underrated?
- Replies: 51
- Views: 15469
Re: Are job perks underrated?
A downside of job perks is that they can result in you not learning the skills they cover for. See all the 20 somethings at big tech companies who still don't know how to cook because they had three square meals from the company since they started working (and from the school before that and from t...
- Tue Sep 15, 2020 8:22 am
- Forum: Money and Investment Questions
- Topic: Gold: how to hold it (ETF vs account vs physical)
- Replies: 33
- Views: 3029
Re: Gold: how to hold it (ETF vs account vs physical)
That kind of SHTF scenario seems rather unlikely where I live, given that most men are either actively in the army, or have served, and therefore it's fairly easy to maintain order (plus or minus some smaller amounts of unpleasantness) - unless everyone decides to rebel at once, which is not all tha...
- Mon Sep 14, 2020 9:31 am
- Forum: Money and Investment Questions
- Topic: Gold: how to hold it (ETF vs account vs physical)
- Replies: 33
- Views: 3029
Gold: how to hold it (ETF vs account vs physical)
(No need to discuss whether or not Gold is worth it or stupid, or whether it's going to go up, down, or disappear - there are enough threads for that ;) . Let's stick to the question of how to store Gold) Those of you who hold Gold: how do you hold it? - ETF/Fund (physical or virtual)? - Accounts or...
- Thu Sep 03, 2020 4:09 am
- Forum: Money and Investment Questions
- Topic: Tax Changes
- Replies: 17
- Views: 1432
Re: Tax Changes
The Swiss have a wealth tax, so do the French. My guess is the Swiss one is a little better at getting funds from people because people actually want their money there. The Swiss do have a wealth tax, but it's close to irrelevant (also only affects local taxation, not done on a federal level). It d...
- Wed Aug 19, 2020 11:29 am
- Forum: Work & Education
- Topic: Input on choice of job path appreciated
- Replies: 19
- Views: 6224
Re: Input on choice of job path appreciated
@stahlmann I Can answer for ch, but it's similar for d and a. There are virtually no union in switzerland, but plumber and similar job require actual skill. Most people start working in their craft at age 15 and have at least 10 years of expérience when they start working independently in their mid...
- Sat Jun 13, 2020 9:43 am
- Forum: Work & Education
- Topic: Best Productivity Boosting Furniture/Computers/Tactics?
- Replies: 20
- Views: 5692
Re: Best Productivity Boosting Furniture/Computers/Tactics?
I've found that most of the important shit that needs to get done is best done by simply doing it. Analyzing the optimal monitor height or formulating the ultimate anti-distraction habits are usually nothing more than distractions from doing. I'm not necessarily against looking for productivity boo...
- Fri Apr 10, 2020 1:59 pm
- Forum: Work & Education
- Topic: Virus causing massive uptick in telework and employee empowerment
- Replies: 18
- Views: 2813
Re: Virus causing massive uptick in telework and employee empowerment
As an introvert, I would like to clarify that my problem isn't working from home, it's the fact that there are other people at home while i work from home. so if these other people were elsewhere all day that would be perfect. The part that's not as nice about working from home is that if they need...
- Fri Apr 10, 2020 12:24 pm
- Forum: Work & Education
- Topic: Virus causing massive uptick in telework and employee empowerment
- Replies: 18
- Views: 2813
Re: Virus causing massive uptick in telework and employee empowerment
Not going to happen, for a number of reasons. Maybe the proportion of remote employees will go up a bit, but not significantly. First, control: companies love control. Second, and related to the first: security. Most companies don't have the expertise to set up safe work from home systems... Third: ...
- Sun Mar 29, 2020 1:32 pm
- Forum: Money and Investment Questions
- Topic: Holding Cash Until Coronavirus is Settled
- Replies: 34
- Views: 9558
Re: Holding Cash Until Coronavirus is Settled
100% cash too. I have been comparing using portfoliocharts.com for an unhealthy amount of time over the last few years. Golden Butterfly and Permanent Portfolio are definitely my favorites, with a slight preference for Golden Butterfly. However, they keep between 25-40% in bonds. I can't wrap my he...
- Sat Nov 16, 2019 5:13 am
- Forum: Work & Education
- Topic: How to move to USA...?
- Replies: 32
- Views: 10979
Re: How to move to USA...?
It may seem that way to a foreigner, but Switzerland must be the most paternalistic country in Europe. It's a very strange place, a gilded cage of picturesque weirdness. Although perhaps you could live in France or Italy and commute in ? I've lived in many countries including Switzerland, and it wa...
- Sat Nov 02, 2019 11:51 am
- Forum: Work & Education
- Topic: How to move to USA...?
- Replies: 32
- Views: 10979
Re: How to move to USA...?
- Salaries (I'm currently near enough as high as I can go in my career at ~60k USD per annum) - Similar or better weather than the UK (more sun, less rain - obviously depends where in the States) - The adventure of moving to the other side of the world (have previously lived in other European count...
- Sun Oct 13, 2019 12:05 pm
- Forum: Miscellaneous
- Topic: Recommendation for a New Laptop for Wife
- Replies: 27
- Views: 6610
Re: Recommendation for a New Laptop for Wife
. Agree, and Linux has brought life to a lot of cheap and outdated laptops of mine over the years, but far to often (regardless of the OS) these laptops makes a lot of fan-noise compared to the Macbook pro that is (almost) silent. H. Botev's wife may appreciate that.... Interestingly my Thinkpads a...
- Sat Oct 12, 2019 9:31 am
- Forum: Miscellaneous
- Topic: Recommendation for a New Laptop for Wife
- Replies: 27
- Views: 6610
Re: Recommendation for a New Laptop for Wife
I have tried the thinkpad models and they are tanks, but the battery life is far inferior to some other options. Battery life seems like it should be one of the main considerations when buying a portable machine. Otherwise, you are better off building a desktop from parts and saving money in the lo...
- Sun Sep 29, 2019 12:55 pm
- Forum: Health and Food Questions
- Topic: Fun & Cheap sports
- Replies: 45
- Views: 12881
Re: Fun & Cheap sports
Cheese rolling. You take a sturdy round cheese and roll it down a steep hill. Then you race to catch it. It's fun and cheap until someone breaks an ankle. I was going to counter this with the price of a cheese (and its perishable nature), but the famous cheese rolling competition apparently started...
- Tue Sep 24, 2019 2:09 pm
- Forum: Politics, and other eternal disagreements
- Topic: What's the Right Amount to Care About Politics?
- Replies: 27
- Views: 5700
Re: What's the Right Amount to Care About Politics?
One should care in proportion to the degree on desires to live alongside other humans in a free society. Ultimately, a people don't get the kind of government they want but the kind of government they deserve. Imposing some Rawlsian justice(*), there's more to freedom than minimizing one's tax bill...
- Sun Sep 22, 2019 9:32 am
- Forum: Politics, and other eternal disagreements
- Topic: What's the Right Amount to Care About Politics?
- Replies: 27
- Views: 5700
Re: What's the Right Amount to Care About Politics?
Enough to know how to vote on referendums (a few pro/con articles per topic from newspapers are enough for this), and a little more to know who to vote at election time (just check voting records and legislative proposals of candidates or their parties shortly prior to election time), but no more si...
- Thu Sep 19, 2019 11:20 am
- Forum: Housing and Transportation Questions
- Topic: Minimizing the cost of utilities by area
- Replies: 31
- Views: 9631
Re: Minimizing the cost of utilities by area
Can't speak to the US, but for a while I was in a town in the UK which gets somewhat cold (freezing point/0C for a few weeks is typical) - we never had to turn on the heating in relatively modern apartment, purely thanks to the combination of good insulation and having the hot-water boiler and tank ...
- Thu Sep 19, 2019 11:07 am
- Forum: Money and Investment Questions
- Topic: The Index Funds Challenge
- Replies: 24
- Views: 4848
Re: The Index Funds Challenge
If someone wants to go with a global tracker fund including US companies, I have a very simple option in response. Any takers for a global low-cost index fund? VT seems to be the global index of choice for many people. (That said, it's actually cheaper to get the exact same exposure by comining VTI...
- Sat Sep 14, 2019 10:55 am
- Forum: Philosophy and Lifestyle Questions
- Topic: Negative sentiment in society against living frugally in Germany (Austria, Swiss)
- Replies: 28
- Views: 6906
Re: Negative sentiment in society against living frugally in Germany (Austria, Swiss)
- ok introduction - typical "expert" voices: You need high income, probably often bad math ( :lol: ), being cheapskate, losing social contacts, being a burden on society because of having to use social nets later on, what about increasing life-expectancy?, what about inflation?, what abou...
- Wed Sep 11, 2019 1:54 pm
- Forum: Philosophy and Lifestyle Questions
- Topic: Negative sentiment in society against living frugally in Germany (Austria, Swiss)
- Replies: 28
- Views: 6906
Re: Negative sentiment in society against living frugally in Germany (Austria, Swiss)
I'm honestly not seeing any difference in reactions vs. what you see in Anglophone countries. I wouldn't say Switzerland is all that similar to Germany though. In some ways there are parallels, and work has traditionally been strong for identity within the german-language portions (culture is quite ...