Early Retirement Extreme Forums

Was my wife's idea. Her grandfather signed for her mothers mortgage when she got it (and she's now selling the house). So my wife came up with the idea to ask if he'd sign for our mortgage. Secondly, yes I'd love to make more. Easier said than done. So much is a hassle financially right now for reas...

We're thinking of getting a Conventional Loan or an FHA Loan for a mortgage on a house under $200k. We'd have her grandfather co-sign for the loan. We also wouldn't mind renting out one of the spare bedrooms if we truly needed the additional income (or could househack our mortgage through that metho...

I presently live at my mother-in-law's house with my wife and we're both paying rent for a room in the house; however my mother-in-law is now selling the house and we need to relocate and we have under three months. We live in Ontario, Canada. Given this, what would be our best course of action for ...

As far as I'm getting -- my best two options for virtually expense-free housing is to either: Find a fixer-upper somewhere in Ontario for under $50,000 and fix it while living in it. Potentially rent out one of the rooms once the rehabilitation grows closer to completion (By owning my own home I cou...

I did my research before suggesting you a tiny house, and found out that Ontario building code dictates a minimum size of 17.5 square meters, that is 188 square feet. Some municipalities have a higher minimum, but you asked about Ontario. Have YOU done your research? Because Ontario have an officia...

I’ve been to Canada a couple of times but know nothing of housing market there. Nevertheless, I have experience building a house for under $10k because of access to land and using conventional construction methods and materials. Initial cost was about $5K then we added. It doesn’t have a great foun...

There are air quality issues downwind of the steel plant in the Soo. Also believe I just read about a heroin problem. Aside from air quality and people on heroin it looks like a great place to live though. I'm still sorta for it as I genuinely can't find anywhere near as competitive of a price for ...

Tiny house it is, here you go: https://www.zolo.ca/news/tiny-homes-for-sale-in-ontario https://tinyhouselistingscanada.com/state/ont/ Problem with that is that we'd legally have no place to park and live in it unless we're to rent out a space in a trailer park or in someone's backyard. But then tha...

I would like to begin saving to purchase a house with my wife. I'm from the states originally, and to my knowledge you can easily purchase a home in the states that is foreclosed or that is being auctioned for a price significantly lower than it's market price. Unfortunately, in Canada, if I researc...

Not with that attitude/mindset. ETA - NASM certified trainer, nutritionist (no longer practicing), and former competitive drug free bodybuilder here. Perhaps it is my mindset, though I also don't wish to be unrealistic. Statistically speaking, most personal trainers quit. Most have to work a separa...

how easy is it to get a personal trainer license? I would check that out. You likely have the knowledge needed already. re: 2d animation - I am told there is a thriving market for furry and other fetish anime porn online. draw weird shit for people who will pay. I can easily get a personal trainers...

Resurrecting this post. I still completely lack an income above minimum wage (now nothing due to COVID), I'm working towards PR in Canada, and I just recently got married! Truly don't know how to raise my income without schooling. Several months ago I wouldn't unveil what my hobbies were, though I w...

For a long time I have strongly considered college. In fact, just yesterday I was still against it. If some of you didn't read my story in the beginning of this post, I dropped out of college at 18 after one semester and I haven't ever returned since. I tried to make it for myself in the workforce a...

You don't need a degree to get well paid programming work. Employers are DESPERATE for people who can code. There is almost zero stigma in not having a degree. I'm not sure there's ever been a better time to get into the industry. Self directed learning, boot camps, apprenticeships - if you have an...

You can disagree, but i didn't find a job despite m'y engineering degree and 2.5% unemployment rate. I Guess you want to stay in Canada for your girlfriend? Why don't you just marry hier for pr? Well I'm sorry to hear that. But again, the unemployment rate is immensely low. Statistically, I'm likel...

Can you please explain why you can't or won't go to trade school? To make a long story short. I am a US citizen. I was born and raised in Florida. I however am currently living in Canada on a work visa, and I would like to eventually get PR here. Reason being is because I have a girlfriend living h...

$10k passive income means (with the very optimistic in today's world 4% rule) $250k in assets. In real estate it doesn't. How/why are you so sure that your passion can not generate income? It can. We're just talking about a 10-year-period it'd likely take to make returns such as $5-10k annually fro...

You know how they say “fast, cheap, well done. You can only pick two”? If you want it to be lightning fast, and it is a MUST for you, you will either have to accept A) a super frugal RE B) to kill yourself and forget about quality of life for 8 years If you look at my reply's I did state that I'd a...

What is the passion? It's related to art. I'm deliberately being vague about what exactly it is for anonymity reasons. No rudeness intended. Having just read the Brookings study on drug, alcohol and suicide mortality for those with and without a BA, I'd say go back to school. Yeah, I don't think sc...

I didn't expect so many replys in such a short time! I'll make an effort to respond to some of the more major questions. Take your time, you can retire by 40 and you’ll still have a ton of life ahead of you. If you manage to do it by 30, even better, but if you focus too much on “how do I make a ton...