Search found 225 matches

by Qazwer
Mon Aug 02, 2021 7:25 am
Forum: ERE Journals
Topic: The Education of Axel Heyst
Replies: 796
Views: 106786

Re: The Education of Axel Heyst

Re-reading it - I think we agree - I have been reading a bunch of comparative anthropology recently and using our discussion to work out some ideas to make sure that I understand them - writing them down helps me work them through If you asked me a couple of years ago, I would have thought your life...
by Qazwer
Sun Aug 01, 2021 7:01 pm
Forum: Money Questions
Topic: Is 4% dead?
Replies: 33
Views: 1546

Re: Is 4% dead?

@unemployable - my economics knowledge is not the greatest - but wouldn’t options having a large tail risk just give an implied utility function negating the free lunch? I mean, couldn’t the risk/benefit function be a rational one?
by Qazwer
Sun Aug 01, 2021 12:01 pm
Forum: ERE Journals
Topic: The Education of Axel Heyst
Replies: 796
Views: 106786

Re: The Education of Axel Heyst

@jin+juice I keep seeing your response of weird stuff as the psychology study bias term ‘Western Educated Industrialized Rich and Democratic’ - my only point is that the weird stuff you do seems to have a correlation of the society you live in Especially add in that you live in an area which has a l...
by Qazwer
Sat Jul 31, 2021 11:30 am
Forum: ERE Journals
Topic: The Education of Axel Heyst
Replies: 796
Views: 106786

Re: The Education of Axel Heyst

How many forms of income is one form of resilience. But the other question is how strong each of those forms are and how interconnected. Farming might require paying taxes on the land. Conversely salaryman bureaucrats might fall out of favor. A common refrain is the military is always paid. But US h...
by Qazwer
Sat Jul 31, 2021 1:24 am
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 296
Views: 78562

Re: SWB's path to financial independence

https://www.mrmoneymustache.com/2021/01 ... kr-review/

You can do it via margin (collateral backed borrowing) but you risk losing more than just that amount if it gets called. I would not take that risk especially given all the advantages of mortgages, but YMMV
by Qazwer
Thu Jul 29, 2021 9:37 pm
Forum: ERE Journals
Topic: Hristo's FI Journal
Replies: 904
Views: 136279

Re: Hristo's FI Journal

One other possible negative with buying your own insurance could be coverage - you may have to peer under the hood to see exactly what your new plan would cover - some health care systems plans let you use their own people a lot Given it sounds like you have big annual school expenses, you might wan...
by Qazwer
Mon Jul 26, 2021 2:15 pm
Forum: Miscellaneous
Topic: Trilemmas
Replies: 53
Views: 16346

Re: Trilemmas

My take on the key one defining this board Safety (ability to use all of societies resources if negative shock occurs) Autonomy Concern for others A sociopath could embrace the first two. There are multiple examples on this board who embrace the last two. I tend to gravitate to the first and third. ...
by Qazwer
Mon Jul 26, 2021 9:30 am
Forum: Skills & Tools Questions
Topic: Intro to Permaculture
Replies: 66
Views: 6644

Re: Intro to Permaculture

I have read Ridley, Diamindis. I will check out the Wizard and the Prophet. While I am not a big fan of the pure economic theory work on I increasing, I am impressed with how empirically it seems to increase with population. The more empiric economics also seem persuasive. I will check out Scale as ...
by Qazwer
Sun Jul 25, 2021 4:01 pm
Forum: Skills & Tools Questions
Topic: Intro to Permaculture
Replies: 66
Views: 6644

Re: Intro to Permaculture

What are some good resources for anti-Borlaug logic in a world with increasing population? Add to that GMO. Now latest playing with RNA https://news.uchicago.edu/story/rna-breakthrough-crops-grow-50-percent-more-potatoes-rice-climate-change Earlier in this thread there is discussion of how need larg...
by Qazwer
Fri Jul 23, 2021 9:47 am
Forum: Health Questions
Topic: Ultimate Stoic Frugality Challenge
Replies: 37
Views: 2198

Re: Ultimate Stoic Frugality Challenge

I think you are correct. It is a conflict between values of autonomy (this forum) and safety. The calculus has now changed with similar weighting of values but with different level of life impact which makes safety more important than previously for you. Sorry - life changes like that suck. But it i...
by Qazwer
Wed Jul 21, 2021 10:01 pm
Forum: Health Questions
Topic: Ultimate Stoic Frugality Challenge
Replies: 37
Views: 2198

Re: Ultimate Stoic Frugality Challenge

I think systems but I do not think ERE. I would look into jobs with good insurance. With a teaching degree (I think you have - I remember you wrote that you have taught), you can find a location with a job with good insurance. American healthcare sucks in a lot of ways. But some things you can contr...
by Qazwer
Sat Jul 17, 2021 6:44 am
Forum: ERE Journals
Topic: Too Old To Retire "Young"
Replies: 561
Views: 138902

Re: Too Old To Retire "Young"

@7w5 could also do a Geena Davis/Susan Sarandon road trip movie type stuff - that seems far more distracting
by Qazwer
Sat Jul 10, 2021 2:01 pm
Forum: Miscellaneous
Topic: Imagining multiple dimensions
Replies: 10
Views: 674

Re: Imagining multiple dimensions

@sclass https://en.m.wikipedia.org/wiki/Flatland @gp I deal with multidimensional issues in doing stats work. You can add in colors and textures to graphs to add more dimensional it’s sometime. My question would be why are you trying to conceptualize extra dimensions. OTOH for physics type stuff my ...
by Qazwer
Sat Jul 03, 2021 7:27 pm
Forum: Resources & Recommended Reading
Topic: Is migration our normal state as human beings?
Replies: 15
Views: 1310

Re: Is migration our normal state as human beings?

You assume there will be a choice and we can predict the future well enough to choose where to live and what communities to build. https://cliffmass.blogspot.com/2014/07/will-pacific-northwest-be-climate.html?m=1 The Pacific Northwest per my limited understanding was supposed to be the place to move...
by Qazwer
Fri Jul 02, 2021 11:07 pm
Forum: Resources & Recommended Reading
Topic: Is migration our normal state as human beings?
Replies: 15
Views: 1310

Re: Is migration our normal state as human beings?

https://www.theguardian.com/environment/2021/jul/01/nowhere-is-safe-say-scientists-as-extreme-heat-causes-chaos-in-us-and-canada I do not know enough about climate science. I had never heard about ‘heat dome’ before now. I realize how little I know and how little I could know of what will be useful....
by Qazwer
Thu Jul 01, 2021 12:26 pm
Forum: ERE Journals
Topic: The Education of Axel Heyst
Replies: 796
Views: 106786

Re: The Education of Axel Heyst

Good point. It is important we are talking apples to apples. Would it be fair to say the definition is having enough investment skill and doing enough ongoing research to: 1) Beat the market 2) Read the tea leaves well enough to not lose in the downturns. Why do you care about a downturn if you do ...
by Qazwer
Wed Jun 30, 2021 6:40 pm
Forum: ERE Journals
Topic: The Education of Axel Heyst
Replies: 796
Views: 106786

Re: The Education of Axel Heyst

If you are willing to hold investments for 20 years, EE bonds are great fit your goals. They pay very little up to that point and then return 2x what you payed for them. https://www.treasurydirect.gov/indiv/products/prod_eebonds_glance.htm You can ladder them - buy some each x amount of time so they...
by Qazwer
Wed Jun 30, 2021 1:31 pm
Forum: ERE Journals
Topic: The Education of Axel Heyst
Replies: 796
Views: 106786

Re: The Education of Axel Heyst

100% cash - yet concerned about risk of hyperinflation? What I have switched to in my economic self education has been less math models and more economic history and comparative economics - the future might not be like the past but it might rhyme Jonathan Levy Liaqat Ahmed William Bernstein (also ov...
by Qazwer
Mon Jun 28, 2021 10:22 pm
Forum: ERE Journals
Topic: The Making of a Renaissance Hobo
Replies: 68
Views: 6391

Re: The Making of a Renaissance Hobo

Be careful around the pay for yoga and mindfulness based stress reduction train the trainer programs. A lot of them are Ponzi schemes.
Nothing wrong with learning that but just do not spend money on them. Having a marketable skill set is great. You just need ones that make sense for you.
by Qazwer
Mon Jun 28, 2021 1:01 pm
Forum: ERE Journals
Topic: The Education of Axel Heyst
Replies: 796
Views: 106786

Re: The Education of Axel Heyst

While of course any definition can be made by those who create the term. Why does dirtbagERE require PhD level knowledge of finance over other skills? I am thinking early YMOYL merely mentioning bonds. That became outdated but a non-optimal shift to 60/40 might be close enough. Then in 30 years it m...