Early Retirement Extreme Forums

Really useful analysis on ERE from both yourself and black_son_of_gray. I had gotten caught in a bit of a rut thinking becoming FI was the solution. I just used the Warwick-Edinburgh Mental Well-being Scale and scored much, much lower than I was anticipating. I will dig into this more myself but are...

I have read through a few topics on bike advice and it seems the consensus for something cheap for general use is hybrid, only one chain ring at the front and flat bars. Having painfully looked through used adverts where people don't post any specs, particularly frame size, as well as not really kno...

Thanks for the reminder on Thoughts of a Philosophical Fighter Pilot. That book has been on my to read list for quite some time. I held a similar opinion to you on using the library about a year ago. The reservations can be slow but I tend to reserve a load at once and they seem to trickle in or occ...

We don't get much sun here in the U.K, and the idea of missing due to being stuck in some office cubicle fills me with dread, haha. It's taken me to quit to realise this but this is spot on. I really recommend the Righteous Mind. I agree with your comment on Thinking Fast and Slow. It doesn't flow ...

Couple of big updates. The first being I quit the job I was in a few weeks ago. My health has improved vastly since quitting. I've just found the free time and the lack of decision fatigue from working a job I hate combined with a long train commute have led to me prioritising eating better and exer...

In their book about the Permanent Portfolio , Rowland and Lawson recommend ISF, IGLT, IGLS, and SGLD (or PHGP) for UK PP investors. They do specifically mention diversifying to EU stocks as an option (not a requirement), and I imagine that might also be appealing post-Brexit. BTW, if you're looking...

@chenda Thank you for the suggestions. Particularly in light of the point made that long term my current living situation may not continue to work.

The job suggestions are also interesting and not something I had thought of so again thank you.

I started out with the permanent portfolio, and I very much recommend the book. That said, it was designed for the US and works best there as the USD is the worlds reserve currency, benefiting from flight to safety dynamics in times of crisis. There are quite a few people who maintain a GBP version...

@oldbeyond The point made in regards to waiting to see how the living arrangements pan out before making the job leap is a very good one. I had gotten ahead of myself given how well it has gone so far. We have already had a few unwelcome comments from people who disagree with the living situation fo...

Thank you all for for such a warm welcome and for challenging my current stance. The best way to beat inflation is generate a return which outpaces it, and historically the highest returns have been offered by equities. None of this is to say that there should be no place for gold in your portfolio,...

@earlybath Thanks again for taking the time to write such a detailed response. The fixer upper take on property is really appealing particularly given what tradesmen charge these day. Were your skills for this all generally self taught? And if so do you mind giving some guidance how? How useful is y...

@vexed87 and @earlybath Thank you both for your very warm welcomes and extremely helpful responses. @vexed87 I'm from Hertfordshire so I am extremely fortunate with the current rent I pay to my Mum. Whereabouts are you from? I have read your journal and can definitely see the similarities in our asp...

I am a long time lurker as I feel like my posting is unlikely to add any value. However, I would love to converse with the members here so I'll try my best. I'm a 26 year old living in the UK currently trying for a kid with my partner (who is on board with the ERE philosophy). I sold my house 6 mont...