Search found 40 matches

by latearlyFI
Mon Nov 22, 2021 3:04 pm
Forum: Money and Investment Questions
Topic: Any tips for minimizing CGT on home sale
Replies: 5
Views: 1148

Re: Any tips for minimizing CGT on home sale

Oh I already sold the house.

Getting divorced after getting Married to obtain the $500k exemption would cost me more! lol
by latearlyFI
Sat Nov 20, 2021 4:05 pm
Forum: Money and Investment Questions
Topic: Any tips for minimizing CGT on home sale
Replies: 5
Views: 1148

Any tips for minimizing CGT on home sale

Hi

So I have been very lucky that my home jumped in value & I've decided to cash in and sell. I'll be making about $600k gain and I'm wondering if others here who may have enjoyed the same in this market and found ways to minimize the CGT.

So far I have: -

Make maximum payment to IRA (I'm Self ...
by latearlyFI
Wed Jan 27, 2021 5:52 pm
Forum: Money and Investment Questions
Topic: Hussman shows a risk of 50-66% [US stock]market losses
Replies: 222
Views: 71885

Re: Hussman shows a risk of 50-66% [US stock]market losses


can silence the leader of the free world at the push of a button should indicate the enormous power they currently have over society. Maybe that will change if the Biden administration starts trust-busting.


I think that's a fallacy though, he could go to the WH Press room, or go on a RW news ...
by latearlyFI
Thu Dec 17, 2020 10:25 pm
Forum: Housing and Transportation Questions
Topic: Eco-minded townhome renovation?
Replies: 8
Views: 1972

Re: Eco-minded townhome renovation?

I've been thinking about retro things to do to improve insulation in my house & wondered about building thin cabinets/bookshelves/storage seats along the hot afternoon sun wall to reduce necessity of AC in height of summer. I'm also going to try a forest of planters and plants along the south facing ...
by latearlyFI
Mon Dec 14, 2020 10:25 am
Forum: ERE Journals
Topic: a planter's garden
Replies: 128
Views: 27193

Re: a planter's garden

I agree with so much you write. I'm aghast at the state of the US right now & the sheer delusions of "greatness". The Healthcare system is extortionate & ridiculous. Not only that people are determined to keep it, SMH. I've lived in a country with Universal Healthcare & it is so much better, it ...
by latearlyFI
Mon Sep 16, 2019 10:28 am
Forum: Politics, and other eternal disagreements
Topic: Andrew Yang's Freedom Dividend (Universal Basic Income)
Replies: 36
Views: 13526

Re: Andrew Yang's Freedom Dividend (Universal Basic Income)

Campitor it's easy to extrapolate - times it all by 10!!

GST/VAT is much better at collecting taxes - just look at what happened with Amazon in Australia, they spat the dummy (pacifier), when the Australian government insisted they also collect 10% GST, LIKE ALL THE OTHER LOCAL BUSINESSES, and ...
by latearlyFI
Fri Aug 02, 2019 10:06 am
Forum: Politics, and other eternal disagreements
Topic: The benefits of a basic income // much higher min wage
Replies: 309
Views: 97248

Re: The benefits of a basic income // much higher min wage


You are right, the collection of stances on issues makes no sense, but the population has been brainwashed into thinking that such positions are somehow related. IMO one of the most important things is to not affiliate with or contribute to one of the 2 major parties, as they have been colluding ...
by latearlyFI
Fri Aug 02, 2019 9:57 am
Forum: Politics, and other eternal disagreements
Topic: The benefits of a basic income // much higher min wage
Replies: 309
Views: 97248

Re: The benefits of a basic income // much higher min wage

Campitor wrote:
Thu Jul 04, 2019 4:15 pm
What's your suggestion? If automation causes mass unemployment what's the solution? UBI is the quickest most straightforward way to help people IMO.
by latearlyFI
Fri Aug 02, 2019 9:47 am
Forum: Politics, and other eternal disagreements
Topic: Andrew Yang's Freedom Dividend (Universal Basic Income)
Replies: 36
Views: 13526

Re: Andrew Yang's Freedom Dividend (Universal Basic Income)


I couldn't find Yang's in-depth VAT explanation on his website and what I did find was lacking any substance or depth: https://www.yang2020.com/policies/value-added-tax/



The big Tech Companies & wealthy don't pay tax the way it's set up now. A VAT would unburden the lower & middle class and ...
by latearlyFI
Mon Jul 29, 2019 9:48 am
Forum: Politics, and other eternal disagreements
Topic: Andrew Yang's Freedom Dividend (Universal Basic Income)
Replies: 36
Views: 13526

Re: Andrew Yang's Freedom Dividend (Universal Basic Income)

He's in the next debate, hoping he will get more air time this time. Might be tough because he is very respectful. In all his interviews he doesn't interrupt or dominate, he really sticks to his Humanity ethos. Can't wait to watch it. I found the mud slinging by other Candidates really annoying in ...
by latearlyFI
Wed Jul 24, 2019 3:26 pm
Forum: Politics, and other eternal disagreements
Topic: Andrew Yang's Freedom Dividend (Universal Basic Income)
Replies: 36
Views: 13526

Re: Andrew Yang's Freedom Dividend (Universal Basic Income)

I read Yang's book, "The War on Normal People" and that explains very well why we desperately need UBI. It will benefit the majority of the population. Only the very wealthy will pay out more in taxes, as they should - because at the moment they are able to loophole, offshore etc to avoid taxes eg ...
by latearlyFI
Wed Jul 24, 2019 3:18 pm
Forum: Politics, and other eternal disagreements
Topic: The benefits of a basic income // much higher min wage
Replies: 309
Views: 97248

Re: The benefits of a basic income // much higher min wage

I don't remember who it was on this thread/site, but I know that someone recommended we read, "The War on Normal People", by Andrew Yang, and even said its hard to read at first but ends well. Well! Let me tell you, I stayed up all night unable to put it down before I finished it in early June this ...
by latearlyFI
Thu Jul 04, 2019 11:36 am
Forum: Politics, and other eternal disagreements
Topic: Biased news
Replies: 71
Views: 26828

Re: Biased news





Totally agree. We'd vote better if everyone went and read the Policies of the candidates directly from the candidates themselves. I feel like I've had a real lesson in Propaganda and media bias this last week watching what they've done to Andrew Yang. I've read his book, his website Policies ...
by latearlyFI
Thu Jul 04, 2019 11:32 am
Forum: Politics, and other eternal disagreements
Topic: The benefits of a basic income // much higher min wage
Replies: 309
Views: 97248

Re: The benefits of a basic income // much higher min wage

I don't understand those against UBI. If you're against it, what are you for?

Were you okay with the Bank Bailout and the 15% Corporate Tax cuts?
Are you okay with Amazon & other big companies paying zero Federal tax?
Do you think Alaska should abolish their current dividend?
Are you for the ...
by latearlyFI
Thu Jun 27, 2019 9:30 am
Forum: Politics, and other eternal disagreements
Topic: Biased news
Replies: 71
Views: 26828

Re: Biased news





I agree. It was frustrating to watch. I erred watching it on Youtube. It also had a panel of unknown people holding up thumbs down or thumbs up cards and making comment, (who the heck are they to comment?) Anyway I'll try to watch tonights debate via another avenue, (I don't have cable). I'm ...
by latearlyFI
Wed Jun 26, 2019 4:19 pm
Forum: Politics, and other eternal disagreements
Topic: Biased news
Replies: 71
Views: 26828

Re: Biased news

i had a Youtube video regarding the upcoming Democrat debate. It is truly horrifying the nastiness of the comments. Nothing intelligent or policy based, just school yard bullying types of comments. I feel sad for this country.
by latearlyFI
Wed Jun 26, 2019 12:58 pm
Forum: Politics, and other eternal disagreements
Topic: How has your job and income changed in the last 2 decades?
Replies: 25
Views: 8383

Re: How has your job and income changed in the last 2 decades?

SavingWithBabies - I think you've done really well, congrats! Seems IT was the best industry, do you think it still is? I've been thinking of doing a coding course but have no idea where to start or whether everyone else is having the same idea.
by latearlyFI
Tue Jun 25, 2019 3:02 pm
Forum: Politics, and other eternal disagreements
Topic: apocalyptic techno-optimism
Replies: 163
Views: 46885

Re: apocalyptic techno-optimism

Ironically I had to shop around today by phone for a legal service, regretfully I was stunned at some of the bad customer service I encountered making me wish for a Robot lol
by latearlyFI
Tue Jun 25, 2019 12:15 pm
Forum: Politics, and other eternal disagreements
Topic: The Rise of Bullshit Jobs
Replies: 50
Views: 20158

Re: The Rise of Bullshit Jobs

okay, point taken. Once it is all tested, I'm guessing the need for testers reduces and how much does it pay. Are previously high income Underwriters sitting down clicking digital buttons over and over all day and making minimum wage now?

I actually googled pay for website testers and this came up ...
by latearlyFI
Tue Jun 25, 2019 12:10 pm
Forum: Politics, and other eternal disagreements
Topic: How has your job and income changed in the last 2 decades?
Replies: 25
Views: 8383

Re: How has your job and income changed in the last 2 decades?

Here is an article about Accenture automating many white collar jobs away, but they are thankfully retraining some...

https://www.marketscreener.com/ACCENTUR ... -28800182/