Early Retirement Extreme Forums

Thanks for the response. This is the phrase that threw me, "It should be noted that Lending Club investments are not considered passive investments by the U.S. government. This means you cannot lock in the long-term capital gains tax rate. Therefore, the IRS taxes any profit as ordinary income....

So my understanding is lending club profits are considered ordinary income. https://investorjunkie.com/peer-to-peer-lending/lending-club-review/ It is also my understanding that ordinary income is the same thing as earned income(never cared to look this up before)... https://www.incfile.com/blog/pos...

I looked into the I3, I like them, even with the quirkiness. However, they are simply too expensive right now. If we like the leaf and want another electric in a few years and the price drops a little more I would consider it; at the moment wife is driving a minivan.

I have been looking into getting a new(er) commuter, and noticed early model leafs are as low as $6k. These are low mileage cars, ~40-60k, and much newer than my current 2000 model, comparatively, other similar year cars are pricier, in fact.... My commute is 22 miles one way. Which would mean I cou...