Search found 44 matches

by MidsizeLebowski
Thu Jan 09, 2020 4:32 pm
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

C_L you have read my mind sir. We're leaning heavily into RV/van as an intermediate solution, and cob/packed earth/yurt in a permaculture oasis is currently the carrot at the end of this working-man's stick long term. Much can happen, assuming ol' Duder get's his shit together on the spending front ...
by MidsizeLebowski
Thu Jan 09, 2020 4:19 pm
Forum: ERE Journals
Topic: RoamingFrancis' Path to ERE
Replies: 19
Views: 745

Re: RoamingFrancis' Path to ERE

I'd suggest David Holmgren's Permaculture Principles as well for future reading particularly for theory and application outside of agriculture. Cheers Francis, will be keeping up with your journal!
by MidsizeLebowski
Wed Jan 08, 2020 6:38 pm
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

2019 Review As noted I'll be revising the format of this journal to render it more useable, and easier to interpret for inquiring minds ;) . (template below) Now, on with the review. 2019 Finance: Net Income: $56,635* Spending:$35,056 Savings:$21,579 Savings Rate: 38.1% :oops: Investments: Dividend...
by MidsizeLebowski
Mon Dec 23, 2019 7:35 pm
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

Aside/note to self: goal for this journal in 2020 is to organize things- reading C40's front to back has inspired! Will finalize some metrics, standardize a journal format and use this as a tool rather than haphazard brain dump. I can't even make sense of some of the number's I slapped up here and m...
by MidsizeLebowski
Mon Dec 23, 2019 7:31 pm
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

Hello mooretrees! Thanks for your input, cool to hear she's doing well as a PTA. It's definitely a field I'd expect to thrive in all conditions as well which may not be the case for my current. What setting is she in? My brother is a PT in a sports-rehab facility, I worked as an aide at a general ou...
by MidsizeLebowski
Mon Dec 23, 2019 3:07 pm
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

C_L Thank you for your input here, it was a reality check that my parents (68 & 69) had noticeably declined since my last visit in Sept of '18. They're still relatively healthy and active but small things like repeated stories, overthinking minor details, etc. show that their minds are not as sharp ...
by MidsizeLebowski
Mon Oct 21, 2019 10:46 pm
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

Began volunteering at an urban farm 3 days per week learning the ropes of commercial market gardening. As it's become clear this is a vocation of choice with many positive first order side effects. Investments continuing nicely, this month a bit stagnant as 10 day visit to family was booked- I don't...
by MidsizeLebowski
Mon Oct 21, 2019 10:28 pm
Forum: ERE Journals
Topic: Lemur Journal!
Replies: 276
Views: 46145

Re: Lemur Journal!

Hello Lemur! On a whim I read your journal in it's entirety, congrats on your progress thus far. Just watched this video last night and your mention of the food forest and living in MD makes me think the mid-atlantic climate is likely close to this guy's in NJ - wildly unpredictable :lol: . He has a...
by MidsizeLebowski
Sat Sep 14, 2019 3:01 pm
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

Thank you much for your insight bigato and C_L! August saw a return to form on the savings front as expenses returned to normal. Getting in the groove with the new schedule, have had a lot more time to think of where I want to take things going forward. I'm enjoying the 3 on/4 off schedule in spite ...
by MidsizeLebowski
Sat Sep 14, 2019 2:23 pm
Forum: ERE Journals
Topic: classical_Liberal's Semi-ERE
Replies: 464
Views: 70496

Re: classical_Liberal's Semi-ERE

Congrats C_L! Looking forward to hearing hoe semi-ere treats you. On the off chance you do end up in Santa Barbara for a bit, I've got lentils on the stove if you're hungry! :lol:
by MidsizeLebowski
Mon Jul 22, 2019 6:36 pm
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

Not much to update aside from moving. DGF now works a 6 minute bike ride from our residence. Unsavory month on the expenses front, saving only 25% of $5230 net income for the month. Travel for work conference, moving costs, etc. Looking forward to seeing what things look like with a "normal" month c...
by MidsizeLebowski
Fri Jun 21, 2019 1:18 pm
Forum: ERE Journals
Topic: Lemur Journal!
Replies: 276
Views: 46145

Re: Lemur Journal!

Glad to hear you're experiencing personal growth in your employment Lemur, that's more rare than one might realize! I've often thought about the value of the work environment in ensuring introverts don't become too isolated, particularly in the absence of family/friends/significant other, etc. To yo...
by MidsizeLebowski
Wed Jun 12, 2019 5:42 pm
Forum: ERE Journals
Topic: classical_Liberal's Semi-ERE
Replies: 464
Views: 70496

Re: classical_Liberal's Semi-ERE

Excited for you c_L, your analysis behind everything seems very sound and it's been helpful watching you formulate it over your journal. This work arrangement sounds almost molded to your plan. What's the outdoors exercise of choice as of late? Excited to see how you take to the new lifestyle, congr...
by MidsizeLebowski
Tue Jun 11, 2019 4:08 pm
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

June '19 Update: This marks a full year since having began tracking expenses, totals come in at - 53k net income, 30k almost to the dollar saved for a total of 56.6%. Should easily improve upon this in the coming year as skill level/lifestyle has changed dramatically since beginning ERE journey last...
by MidsizeLebowski
Mon May 06, 2019 3:30 pm
Forum: ERE Journals
Topic: classical_Liberal's Semi-ERE
Replies: 464
Views: 70496

Re: classical_Liberal's Semi-ERE

Those 3 charts are fantastic C_L, your buckets approach/stop-loss point for the worst-case scenario seems to filter most of the risk inherent to the semi-ere strategy. It's hard to imagine you sitting idly by as things tank for 5 years straight without lifting a finger to sure up your position as we...
by MidsizeLebowski
Thu Apr 25, 2019 12:00 am
Forum: ERE Journals
Topic: I Saved Some Money, Accumulated So Good
Replies: 117
Views: 18801

Re: I Saved Some Money, Accumulated So Good

Certainly feel you here. I've found it helpful to focus on mutual interests with coworkers/clients who I'm in flat disagreement with (typically political/ethics oriented). It has been helpful in times of inflammatory remarks like "shooting immigrants" to reflect upon the emotions/states in others wh...
by MidsizeLebowski
Wed Apr 24, 2019 11:31 pm
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

@ C_L your situation echoes our own- we've had some very small amounts of friction when DGF makes purchases I feel unnecessary due to my covering utilities/food as she has been focused on paying down debt. I think making the move to empower her to do so faster and returning to a 50/50 split should r...
by MidsizeLebowski
Wed Apr 24, 2019 7:50 pm
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

Thanks for your thoughts Cheepnis! 30% is child's play amongst our fellow forumites, but I suppose it'll do! I will - we're in southern/coastal California so certainly a year-round season here. Truth be told a 30% savings rate is kick ass! I thinking trading a high SR number in exchange for time to ...
by MidsizeLebowski
Wed Apr 24, 2019 5:02 pm
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

Early update this month due to some upcoming life changes... Maintained net income at $6836, a slight increase in fact. Savings rate down a bit to 61% as I underestimated taxes at the beginning of last year and ended up owing a little over $1k at the tax deadline. As for the changes: Going to be exp...
by MidsizeLebowski
Sun Apr 14, 2019 11:25 am
Forum: ERE Journals
Topic: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE
Replies: 58
Views: 8236

Re: Midsize Lebowski would love it if you'd come and give him notes on Semi-ERE

A brief April 2019 update: Financial: Savings Rate of 68% from a net income of $6692, picked up income both in primary work and side-project. Current annual expenses: x 1.08 Bare-bones annual expenses: x 1.4 Semi-FI ratios: Current annual expenses less $800 part time income: x 2.16 BBAE less $800 pa...