Early Retirement Extreme Forums

Hey there good people. I haven't posted here since last October. Well, this is a story of SUCCESS. I managed to lower my fixed expenses from 5,442 euros per month, to a round 3,000 euros. I basically managed to accomplish all of the goals here in terms of cutting costs and whatnot. My current fixed ...

@prognastat hi, thanks a lot for your tips. You are absolutely correct about the aparment. It makes much more sense to rent/be with family when I'm here. Of course, it's a bit less convenient (with two babies basically). It's hard when you invest in something (like I did to furnish the apartment I'm...

OK folks, I hope I don't bore you from posting too often. I'm still amazed how some of you manage to survive on a fraction of the money I feel like I'm struggling to survive on. I really feel ashamed but I guess it's fixable with enough effort and some time. So, in the previous post I've listed my f...

I've read some of your journals here and figured mine should be better organized. I'll try to list some more accurate goals and more concrete expense issues I'm facing. I have to admit some of your journals are quite scientific-like for me in terms of tracking-levels, what you've saved up and how li...

@prognastat, of course, I agree. I just meant that, in general, kids don't cost much at all. Where you buy food for two people there's easy space for a third or a 4th mouth to feed if you know what I mean. Kids can, of course, cost a lot, if you buy into the marketing that they 'need' everything. I ...

Hey Will, your journal is great! I've just read most of it and really like it. Gave me a bunch of ideas.Very inspirational and motivating. Congrats on the baby! As time goes by your views of life/purpose will probably change a lot, your priorities etc. you'll most likely stop viewing kids from a fin...

@prognastat thanks for the tips! I like how you guys go deep on tracking/planning more things than just expenses. It's about a change in attitude. Simply, when I go out for a coffee with friends, I regularly over-indulge unnecessarily. Like, I'd order a coffee + mineral water with gas (not free), an...

@Stahlmann, hehe, let's make it $197 :) jk. The crazy thing is that, for example, Germany isn't that much more expensive than the Balkans (where I'm from). If it's OK I wouldn't specify a country (for now) because I don't want to make these posts too public. Like, someone reading this who knows me m...

Hey guys, thanks so much for your replies, I really appreciate your support and tips. @prognastat, Yes, I have been reading Jacob's book for days and felt like Neo in the Matrix. Not just in terms of how to get to financial freedom/indepdence, but more about what's real value and what matters to me ...

Hey there good people, Bumped into Jacob's book via Kindle by accident. Read it, got hooked. Other personal finance books with a 'spend-less' focus never impacted me like ERE. Not even close. And I've read a bunch of them. Unfortunately, they only fed my 'get rich', 'make more' frenzy, and I've alwa...