Early Retirement Extreme Forums

Gelukkig nieuwjaar. So far it's not to bad for taxes, for example in 2020 if you have € 100.000 wealth So things like savings, stocks and bonds not the value of your house or if you have have money saved for your pension (it needs the be a special blocked account) in 2020 you will pay € 373 wealth t...

Super impressive expenses, with the reduced housing cost it sounds like you might be able to save about 1500 euro per month, that should quickly accelerate your FI path. Are you planning on pulling the plug as soon as your liquid stash can throw off ~800 euro per month or are you going to take it a...

Time for another update, i don't expect any more income/expenses for this year. Average saving rate this year: 74.77% (76.49% if i don't count the mortgage pay down as expense) Biggest average expenses monthly: Gas for car: € 151.59 Mortgage: € 113.03 (around € 60 is for paying down mortgage) Health...

Small update: My expenses for the first two months of the year where: € 854.09 and € 733.29. Biggest expenses: Morgage € 166.25 Gas for car € 141.89 Health insurance € 95.31 Groceries: € 82.04 (about € 20 less per month then last year, mainly because i try to buy less snacks) Net worth: € 171803 Ave...

I did, but i stopped about a year ago, still need some cash back.

I decided it's not worth the risk.

I also live in the Netherlands. I think i will also save only enought to last till official retirement age. (I already get enought pensioen and aow) I think there will always be something like aow, because if not then what is the alternative? let all does people die? But i do think that aow will dep...

Now that this month is over, i checked my saving rate for this year: 50.42% So it's getting slighly better. I mainly invest in VWRL (Vanguard FTSE all-world UCITS ETF), it has an TER of 0.25% It has 3200 stock holdings. I am thinking of switching to: IMEU (iShares MSCI Europe UCITS ETF EUR (Dist), T...

orthodoxcaveman wrote: ↑

Tue Sep 25, 2018 2:16 pm

Is it Wishmaster like the movie or wishmaster like the Nightwish album?

The Nightwish album

Thanks for the replies. I made an error in my first post. Without home improvement my monthly average for this year is € 815.30 That's including € 90.42 for down paying the mortgage. My monthly expense are: Mortgage: € 167.18 (€76.76 interest, the rest is to pay down the mortgage) Health insurance: ...

I'm 37, single living in the Netherlands I have been at my current employer for about 4 years. I earn around € 2200 each month. I track every € i earn and spend in excel, started in 2012. My saving rate from 2012 till now is: 49.94% I bought a house in 2016, and spend around € 22000 on things like s...

I'm a 37 years old, single, from the Netherlands.

I have been reading this forum for a while now, and decided to make an account.

I'm not sure yet what my goal is, i get a pension at age 68, i know i don't want to keep working till then.