Search found 11 matches

by Berninger
Sun Jun 02, 2019 11:54 am
Forum: ERE Journals
Topic: DutchGirl's journal
Replies: 855
Views: 309856

Re: DutchGirl's journal

Nice to read your progress.

I had the same thoughts about getting a second car for my work. I chose for a fast ebike (goes 27km/h). Very happy with it (my work is 22km). Plus it saves me travel costs.
Now considering a speed pedelec (goes up to 45km/h). This way i will be quicker at my work (now ...
by Berninger
Sun Mar 24, 2019 12:52 pm
Forum: Miscellaneous
Topic: Playing with fire docu
Replies: 13
Views: 6443

Playing with fire docu

Hi,

Anybody here knows when we can watch this docu? I saw a trailer in 2018, and it said comming in jan 2019.

Still can't find when the release date is...

https://www.imdb.com/title/tt8941986/re ... t#releases


https://youtu.be/kD8uNm5ck0Q
by Berninger
Tue Oct 02, 2018 2:58 pm
Forum: ERE Journals
Topic: Dutch Journal berninger
Replies: 9
Views: 2017

Re: Dutch Journal berninger

Update September:

Highlight:
-We had a second kid (we have two sons now) in september :D ! Wife and kid doing very well. I am free for 3 weeks. Very happy to spent all my time with wife and kid. Makes me realize how badly i want to be FI. I love spending time with my family. And besides the fact ...
by Berninger
Tue Sep 11, 2018 4:56 am
Forum: ERE Journals
Topic: Dutch Journal berninger
Replies: 9
Views: 2017

Re: Dutch Journal berninger

Thanks for your replies. The core expenses are indeed low, but not as low as it seems. We decided to pay a few things 1 time per year. This saved about 30-50 euros/year.

-Health insurance is about 2400 year (we pay this in jan)
-Some property taxes is about 700 euro (we pay this in jan/feb )

I ...
by Berninger
Sat Sep 08, 2018 10:47 am
Forum: ERE Journals
Topic: Dutch Journal berninger
Replies: 9
Views: 2017

Re: Dutch Journal berninger

Result August.

https://image.ibb.co/gefwX9/august.jpg

Notes
-Not a high saving rate. This is due to investment in E-Bike (about 1k). I got frustrated by high car bills ( Gas & maintenance ). Decided to buy a good bike to use to travel to work (about 22km from my home). This takes me 40/45 ...
by Berninger
Fri Aug 10, 2018 1:46 pm
Forum: ERE Journals
Topic: DutchGirl's journal
Replies: 855
Views: 309856

Re: DutchGirl's journal

Hi dutchgirl.

Thanks for your respons. You have some very insightfull tips. It gives me a lot to think about.

Mortage
I understand what you mean. We went for paying of mortage because that seems 100% safe, and our monthly costs go down.
My wife has problems with investing. Because someone she ...
by Berninger
Tue Aug 07, 2018 12:52 pm
Forum: ERE Journals
Topic: DutchGirl's journal
Replies: 855
Views: 309856

Re: DutchGirl's journal

Hi dutchgirl,

I red your journal. You have a come a long way, and are nearly at the finish :-). Nice to read.

I am also from Holland. I have a wife and 1 kid, second kid is comming in september. We bought a house last year, and working hard to pay of our mortage asap. 121k left atm.

I just ...
by Berninger
Mon Aug 06, 2018 2:05 pm
Forum: Introduce Yourself
Topic: Hello!
Replies: 7
Views: 1729

Re: Hello!

Yes we are very happy with that. Otherwise we wouldnt have bought the house. We wanted a house nearby our family, and housing pricesa hereare very high in Holland atm.

We want to pay off our mortage as soon as possible. And at the same time also start investing a bit for passive income later on ...
by Berninger
Mon Aug 06, 2018 1:28 pm
Forum: Introduce Yourself
Topic: Hello!
Replies: 7
Views: 1729

Re: Hello!

That was a gift. In holland parents can give up to 100k tax free if its for a house mortage
by Berninger
Mon Aug 06, 2018 8:21 am
Forum: ERE Journals
Topic: Dutch Journal berninger
Replies: 9
Views: 2017

Dutch Journal berninger

Income from july.

A savingsrate from 21%.
We had some high expenses, like anual car repair at the dealer (750,-) and vacation.
Elektricity/gas is about 60-80 euros (we have solor panels). 140 is not correct. So we will get some money back from that at the end of the year.


Now we have 28k in ...
by Berninger
Sun Aug 05, 2018 12:35 pm
Forum: Introduce Yourself
Topic: Hello!
Replies: 7
Views: 1729

Hello!

Hi all,

I am 33 years old, from Holland, have a wife, 1 kid (3years old). Second kid is coming this september.

I have been interested in reaching FI for a while. I red the Millinaire fast lane, and red a lot of inspirational stories on MMM and on ERE.

I work 4 days per week in retail, and make ...