Early Retirement Extreme Forums

Congrats on the new job!

@Gilberto de Piento: Yes on all counts. You may also have to pay taxes if you claim airdropped tokens, earn staking rewards (CoinBase does this for you automatically with some tokens), or get some other yield from your crypto, e.g. through lending. You’d know if any of these apply to you. IRS tax gu...

Refresh, refresh, refresh I am doing the thing again where I update Mint every five minutes because I am feeling anxious about work (“can I retire yet? can I retire yet? can I retire yet?”). It is definitely unhealthy, but it’ll probably pass once my deadlines-on-top-of-deadlines April from hell is...

@AxelHeyst Great point. When I think about the times in my life I have had a break— particularly when coupled with trying new things and travel— that is when I have felt most “myself.” Maybe I need to wait for anxiety brain to calm down for everything else to have space to breathe. @Scott 2 Honestly...

The walking dead Sometimes I cannot tell if I am “doing a good job” or not at work. On the one hand, everyone I work with has given me good feedback, I’m on track for a promo soon, and I feel like I am managing a tough project pretty well. On the other hand, I have also been told they are hiring so...

I think it’s perfectly fine to ask, “hey, would you be interested in hanging out, just us two?” I ask this of friends sometimes, particularly those who drag their partner around to most things, if I’m more interested in having one-on-one hangout time. I don’t know, I don’t see this as a big deal. If...

In the US, swapping coins is a taxable event. If you are going to swap out of BTC anyway, why not put money into more traditional investments rather than lending out USDC? If you think BTC/USD will continue to go up >6%/year, you could consider instead taking a USD or Euro loan out from something li...

Sorry, I shouldn’t be so defensive. I probably gave you all a warped view of my husband. He’s actually very understanding of the “no ethical consumption under capitalism” thing and understands that sometimes we make compromises to get to FIRE. He doesn’t actually think I’m “evil” (and didn’t use tho...

Crypto & climate ethics Having seen a bunch of “NFTs are melting the polar ice caps” tweets, my husband has been feeling uneasy about the carbon cost of blockchain protocols. He asked that I take our money out of crypto. We had a conversation about it and I’ve now liquidated our BTC holdings, k...

Scott 2: I’m vaguely aware of the Grace Hopper conference as something I got a lot of marketing for in college. I can see it being worthwhile for networking for entry-level folks. I also probably wouldn’t go to a gender-based conference at this point in my career. To put it crudely, I’ve found male ...

Two of my friends (both women in tech, engineering & product) also pointed out this feedback ironically came on International Women’s Day. lol

@Biscuits and Gravy - 70% of the time at work I am deadpan neutral, 29.x% corporate smiles, and <1% of the time visibly “seriously, wtf?” I think what they really want is that <1% “seriously, wtf” to go to being deadpan and the half of deadpan which is constructive nudging and criticism to be corpor...

Good news: just got 16% compensation increase for the year— and this is before promotion. About four-fifths of what we’re losing as my husband leaves his job, so we should be able to chug along without much of a hiccup. Funny news: the main piece of constructive feedback my manager told me was that ...

[rant]

Yeah, I was slow to pick up the ARK connection too, but it was the Israel ETF that really should have tipped me off.

My corporate brain has been thinking how easy money is as a north-star metric for goal-oriented brains. It’s simple, everything is denominated in it (so figuring out ROI is relatively straightforward), nobody questions it as a reasonable metric to have. It’s pure measurability makes it so enticing t...

@C40 SDIRA for crypto. The Bankless HQ folks , who are 2 Wheaton levels deeper in the DeFi hype train than I am but AFAICT generally a reputable source in the space, recommend Rocket Dollar . I haven’t tried it out yet, mostly because of inertia and fees, so can’t attest either way if it’s good or n...

My 2c is that the size and growth of the developer ecosystem is probably the most important indicator of L1 success— as a means of transaction, not a store of value (BTC is probably going to be dominant winner which takes the “store of value” role). So I would (and do) put money toward growing proje...

FWIW, regarding energy consumption, I think the Bitcoin maxi community expects: 1. energy for mining to come from renewables or otherwise would-be off-gassed methane (i.e. less climate change impact methods of energy consumption) 2. for high volume transactions to happen in L2 or otherwise off-chain...

Check-in on our asset allocation, which I’ve tweaked quite a bit over the past year. Excluding home equity and 6-month emergency fund in cash, currently have 50% taxable, 15% roth, 35% traditional retirement. Retirement allocation (hard to separate out roth vs trad): 42.5% VTWAX (Vanguard Total Worl...