Search found 301 matches

by bostonimproper
Mon Apr 19, 2021 4:48 pm
Forum: ERE Journals
Topic: 3 yrs to FI: ertyu's journal
Replies: 452
Views: 48086

Re: 3 yrs to FI: ertyu's journal

Congrats on the new job!
by bostonimproper
Mon Apr 19, 2021 4:45 pm
Forum: Money Questions
Topic: Bitcoin on the rise
Replies: 462
Views: 92413

Re: Bitcoin on the rise

@Gilberto de Piento: Yes on all counts. You may also have to pay taxes if you claim airdropped tokens, earn staking rewards (CoinBase does this for you automatically with some tokens), or get some other yield from your crypto, e.g. through lending. You’d know if any of these apply to you. IRS tax gu...
by bostonimproper
Thu Apr 08, 2021 8:36 am
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

Refresh, refresh, refresh I am doing the thing again where I update Mint every five minutes because I am feeling anxious about work (“can I retire yet? can I retire yet? can I retire yet?”). It is definitely unhealthy, but it’ll probably pass once my deadlines-on-top-of-deadlines April from hell is...
by bostonimproper
Fri Mar 26, 2021 3:27 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

@AxelHeyst Great point. When I think about the times in my life I have had a break— particularly when coupled with trying new things and travel— that is when I have felt most “myself.” Maybe I need to wait for anxiety brain to calm down for everything else to have space to breathe. @Scott 2 Honestly...
by bostonimproper
Thu Mar 25, 2021 7:34 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

The walking dead Sometimes I cannot tell if I am “doing a good job” or not at work. On the one hand, everyone I work with has given me good feedback, I’m on track for a promo soon, and I feel like I am managing a tough project pretty well. On the other hand, I have also been told they are hiring so...
by bostonimproper
Sun Mar 14, 2021 6:52 pm
Forum: Friends & Family Questions
Topic: Singles interacting with couples
Replies: 38
Views: 2463

Re: Singles interacting with couples

I think it’s perfectly fine to ask, “hey, would you be interested in hanging out, just us two?” I ask this of friends sometimes, particularly those who drag their partner around to most things, if I’m more interested in having one-on-one hangout time. I don’t know, I don’t see this as a big deal. If...
by bostonimproper
Sun Mar 14, 2021 6:29 pm
Forum: Money Questions
Topic: Lending out Crypto or how to generate other income streams?
Replies: 23
Views: 1885

Re: Lending out Crypto or how to generate other income streams?

In the US, swapping coins is a taxable event. If you are going to swap out of BTC anyway, why not put money into more traditional investments rather than lending out USDC? If you think BTC/USD will continue to go up >6%/year, you could consider instead taking a USD or Euro loan out from something li...
by bostonimproper
Fri Mar 12, 2021 5:38 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

Sorry, I shouldn’t be so defensive. I probably gave you all a warped view of my husband. He’s actually very understanding of the “no ethical consumption under capitalism” thing and understands that sometimes we make compromises to get to FIRE. He doesn’t actually think I’m “evil” (and didn’t use tho...
by bostonimproper
Fri Mar 12, 2021 8:03 am
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

Crypto & climate ethics Having seen a bunch of “NFTs are melting the polar ice caps” tweets, my husband has been feeling uneasy about the carbon cost of blockchain protocols. He asked that I take our money out of crypto. We had a conversation about it and I’ve now liquidated our BTC holdings, k...
by bostonimproper
Tue Mar 09, 2021 4:23 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

Scott 2: I’m vaguely aware of the Grace Hopper conference as something I got a lot of marketing for in college. I can see it being worthwhile for networking for entry-level folks. I also probably wouldn’t go to a gender-based conference at this point in my career. To put it crudely, I’ve found male ...
by bostonimproper
Mon Mar 08, 2021 6:12 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

Two of my friends (both women in tech, engineering & product) also pointed out this feedback ironically came on International Women’s Day. lol
by bostonimproper
Mon Mar 08, 2021 6:10 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

@Biscuits and Gravy - 70% of the time at work I am deadpan neutral, 29.x% corporate smiles, and <1% of the time visibly “seriously, wtf?” I think what they really want is that <1% “seriously, wtf” to go to being deadpan and the half of deadpan which is constructive nudging and criticism to be corpor...
by bostonimproper
Mon Mar 08, 2021 4:28 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

Good news: just got 16% compensation increase for the year— and this is before promotion. About four-fifths of what we’re losing as my husband leaves his job, so we should be able to chug along without much of a hiccup. Funny news: the main piece of constructive feedback my manager told me was that ...
by bostonimproper
Fri Feb 26, 2021 4:15 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

[rant]
by bostonimproper
Wed Feb 24, 2021 5:39 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

Yeah, I was slow to pick up the ARK connection too, but it was the Israel ETF that really should have tipped me off.
by bostonimproper
Wed Feb 24, 2021 5:36 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 420
Views: 89292

Re: What I Spend

My corporate brain has been thinking how easy money is as a north-star metric for goal-oriented brains. It’s simple, everything is denominated in it (so figuring out ROI is relatively straightforward), nobody questions it as a reasonable metric to have. It’s pure measurability makes it so enticing t...
by bostonimproper
Tue Feb 23, 2021 11:32 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

@C40 SDIRA for crypto. The Bankless HQ folks , who are 2 Wheaton levels deeper in the DeFi hype train than I am but AFAICT generally a reputable source in the space, recommend Rocket Dollar . I haven’t tried it out yet, mostly because of inertia and fees, so can’t attest either way if it’s good or n...
by bostonimproper
Sun Feb 21, 2021 7:42 am
Forum: Money Questions
Topic: Bitcoin on the rise
Replies: 462
Views: 92413

Re: Bitcoin on the rise

My 2c is that the size and growth of the developer ecosystem is probably the most important indicator of L1 success— as a means of transaction, not a store of value (BTC is probably going to be dominant winner which takes the “store of value” role). So I would (and do) put money toward growing proje...
by bostonimproper
Sat Feb 13, 2021 5:55 pm
Forum: Money Questions
Topic: Bitcoin on the rise
Replies: 462
Views: 92413

Re: Bitcoin on the rise

FWIW, regarding energy consumption, I think the Bitcoin maxi community expects: 1. energy for mining to come from renewables or otherwise would-be off-gassed methane (i.e. less climate change impact methods of energy consumption) 2. for high volume transactions to happen in L2 or otherwise off-chain...
by bostonimproper
Fri Feb 12, 2021 10:14 am
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 158
Views: 37179

Re: bostonimproper's journal

Check-in on our asset allocation, which I’ve tweaked quite a bit over the past year. Excluding home equity and 6-month emergency fund in cash, currently have 50% taxable, 15% roth, 35% traditional retirement. Retirement allocation (hard to separate out roth vs trad): 42.5% VTWAX (Vanguard Total Worl...