Search found 8 matches

by Desert
Tue Sep 11, 2018 8:22 am
Forum: Lifestyle Questions
Topic: Quiz: Do you live in a bubble (elitist)
Replies: 72
Views: 7972

Re: Quiz: Do you live in a bubble (elitist)

That's a humorous little test. I got a 65, mostly because I grew up with a bunch of rednecks in the middle of a corn field. I found the whole experience of taking this test so stressful, I had to go down to the mini mart and pick up some Natural Light and Newports. I completely agree with the point ...
by Desert
Wed Sep 05, 2018 10:45 am
Forum: Money Questions
Topic: 1 Jacob Adjusted For Inflation (JAFI)
Replies: 67
Views: 10591

Re: 1 Jacob Adjusted For Inflation (JAFI)

Ah, yeah that makes sense. I think I remember the book counted on 6% from treasuries, which you'd put on your wall chart and wait for it to cross the expense line. Equities were too risky. Good stuff.
by Desert
Wed Sep 05, 2018 8:10 am
Forum: Money Questions
Topic: 1 Jacob Adjusted For Inflation (JAFI)
Replies: 67
Views: 10591

Re: 1 Jacob Adjusted For Inflation (JAFI)

@jacob, it's been so long since I read YMOYL, I forgot that was part of the strategy. I do remember the 100% treasury strategy though. Anyway, yeah, it seems that once the fat is gone in one's spending, it's just not possible to continue this strategy unless fundamentals are changed (roommates, etc....
by Desert
Wed Sep 05, 2018 7:47 am
Forum: Money Questions
Topic: 1 Jacob Adjusted For Inflation (JAFI)
Replies: 67
Views: 10591

Re: 1 Jacob Adjusted For Inflation (JAFI)

On a possibly related note, I'm currently investigating the idea of maintaining our current nominal spending as the years pass, as a sort of "productivity improvement," to use corporate lingo. The inflation will be real, but we'll continuously reduce in other areas to retain the same annual total sp...
by Desert
Wed Aug 15, 2018 7:53 am
Forum: Money Questions
Topic: Confused about cell phone plans
Replies: 20
Views: 2663

Re: Confused about cell phone plans

It may be worth taking a look at US Mobile. You can check your phone's compatibility on their site. They use the Verizon network.
by Desert
Sun Aug 12, 2018 10:12 am
Forum: ERE Journals
Topic: Tyler9000's Journal
Replies: 191
Views: 53053

Re: Tyler9000's Journal

Tyler, congrats on the new place! Strangely enough, we also are somewhat tied down by a soon-to-be 16 year old cat. They grow up so fast, he'll be driving soon. :) But seriously, congrats on the new place.
by Desert
Thu May 24, 2018 12:10 pm
Forum: Introduce Yourself
Topic: Hello from TN
Replies: 3
Views: 560

Re: Hello from TN

Welcome Desert! Looking forward to read more about your journey. It sounds very interesting. How did you find out about ERE? Hello, and thanks! I'm thinking of starting a journal here, even though I probably don't fit the ERE demographic real well. I found out about ERE some time back, maybe ten ye...
by Desert
Thu May 24, 2018 8:40 am
Forum: Introduce Yourself
Topic: Hello from TN
Replies: 3
Views: 560

Hello from TN

Hello all, very recent "retiree" here. I put the word in quotes, because I'm not sure what the future will bring. But at age 52, I decided to take at least a long break from work, and possibly early retirement. I have followed Jacob and ERE for quite some time, and I own and have read his excellent ...