Search found 257 matches

by Nomad
Sat Mar 28, 2020 8:40 am
Forum: ERE Journals
Topic: 2020
Replies: 83
Views: 17192

Re: 2020

Bit bored, decided to create a lockdown budget for April. House 125 Council tax 70 Elec/Gas 23 Phone/Internet 22 Water 15 Boiler 13 Insurance 12 Netflix Me 100 Food 27 Online books/video training subscription 12 Mobile 267 Loan Car 0 Insurance (paid) 0 Fuel (full tank) 0 Maintenance (not expecting a...
by Nomad
Wed Mar 25, 2020 4:51 am
Forum: ERE Journals
Topic: 2020
Replies: 83
Views: 17192

Re: 2020

Slightly better.
a) £41671
b) £70743
c) £13019
d) £90026
Pensions total = £215459

Savings/stuff £16500
Loan £-14250

House £97000
Car £7400

Total £322109

80% of target
by Nomad
Fri Mar 20, 2020 7:36 pm
Forum: ERE Journals
Topic: 2020
Replies: 83
Views: 17192

Re: 2020

Well, all the pubs and restaurants have been ordered to close. I'm instantly saving money...
by Nomad
Wed Mar 18, 2020 8:01 pm
Forum: Money Questions
Topic: Holding Cash Until Coronavirus is Settled
Replies: 32
Views: 5078

Re: Holding Cash Until Coronavirus is Settled

This really is a perfect storm from a UK perspective. While the equities are dropping around the world, the UK is particularly badly hit. On top of that, the pound is losing ground against other countries... I've not gone entirely in one direction, I still have half equities and I've now partially m...
by Nomad
Wed Mar 18, 2020 2:57 pm
Forum: Money Questions
Topic: Stock Market Blood Bath
Replies: 77
Views: 7282

Re: Stock Market Blood Bath

On my investment accounts, I'm down about 16.5% which is less than the markets are down - so I should be ok when this thing changes direction.
by Nomad
Wed Mar 18, 2020 2:10 pm
Forum: ERE Journals
Topic: 2020
Replies: 83
Views: 17192

Re: 2020

@George the original one I may be ok, there is now nothing I can spend money on. Can't go out, to a restaurant etc. @Bankai Yep. Have money floating about for frugal 12-24 months. It may be nice. About 35 months time to draw the pensions. Yes, I am selling my car and I do have a lodger... I will con...
by Nomad
Mon Mar 16, 2020 8:22 am
Forum: ERE Journals
Topic: 2020
Replies: 83
Views: 17192

Re: 2020

It continues.
a) £41671
b) £67822
c) £12505
d) £87230
Pensions total = £209228

Savings/stuff £16500
Loan £-14250

House £97000
Car £7400

Total £315878

79% of target
by Nomad
Fri Mar 13, 2020 9:48 am
Forum: Money Questions
Topic: Stock Market Blood Bath
Replies: 77
Views: 7282

Stock Market Blood Bath

I'm just curious what percentage of their stash people have (temporarily) lost in the recent stock market chaos?

I think of my invested stash as opposed to bricks and mortar,
it is probably down about 12.5% compared with the peak a short month ago...
by Nomad
Wed Mar 11, 2020 7:35 am
Forum: Health Questions
Topic: Planning for Quarantine
Replies: 17
Views: 1806

Re: Planning for Quarantine

I finish work this month - unrelated to the virus - but it is handy.
Have a few projects to keep my busy and not much intention of going out much.
by Nomad
Tue Mar 10, 2020 2:54 pm
Forum: ERE Journals
Topic: 2020
Replies: 83
Views: 17192

Re: 2020

Absolute blood bath in the markets in last few weeks.

a) £41671
b) £73364
c) £12367
d) £94950
Pensions total = £222352

Savings/stuff £16661
Loan £-14250

House £97000
Car £7400

Total £329163

82% of target
by Nomad
Sun Mar 08, 2020 5:22 pm
Forum: Money Questions
Topic: Holding Cash Until Coronavirus is Settled
Replies: 32
Views: 5078

Re: Holding Cash Until Coronavirus is Settled

@halfcent
which stock?
by Nomad
Sun Mar 08, 2020 3:31 pm
Forum: ERE Journals
Topic: 2020
Replies: 83
Views: 17192

Re: 2020

here are the numbers. 8th March 2020 a) £41671 b) £79374 c) £13228 d) £99256 Pensions total = £233529 Savings/stuff £13950 Loan £-14250 House £97000 Car £7400 Total £337629 84% of target. This month I need to create a very detailed budget and monitor my expenses completely for the next few months. T...
by Nomad
Sat Mar 07, 2020 4:58 am
Forum: Money Questions
Topic: leveraging into equities?
Replies: 10
Views: 1820

Re: leveraging into equities?

I would probably not get a loan to buy equities at this point. It is highly likely that they will drop more in the next few months and you've taken a double hit. The interest on the loan and the loss of equity value. I could see a case for getting a low interest loan if equities were very cheap and ...
by Nomad
Sun Mar 01, 2020 12:58 pm
Forum: Money Questions
Topic: Trade going against me - your opinion?
Replies: 19
Views: 2452

Re: Trade going against me - your opinion?

I usually avoid individual stocks, I can't believe in them as much as a tracker or a fund - so I'm much more likely to panic in a bear market.
by Nomad
Sat Feb 29, 2020 10:00 am
Forum: Money Questions
Topic: How much house is "enough"?
Replies: 7
Views: 1114

Re: How much house is "enough"?

I'm currently about 28% of NW in house, but I rent a room out...
by Nomad
Sat Feb 29, 2020 8:23 am
Forum: Money Questions
Topic: Investing for Collapse
Replies: 36
Views: 3544

Re: Investing for Collapse

You can buy ETF's that short the NASDAQ etc.
by Nomad
Sat Feb 29, 2020 8:18 am
Forum: Work & Education
Topic: Bad gut feeling about a new boss
Replies: 23
Views: 2828

Re: Bad gut feeling about a new boss

Go with your gut, look for another role with a different boss in the same organisation or elsewhere.
by Nomad
Sat Feb 29, 2020 4:16 am
Forum: ERE Journals
Topic: 2020
Replies: 83
Views: 17192

Re: 2020

29th Feb 2020, markets take a massive tumble due to Wuhan virus.

(totals)
a) £41671
b) £76387
c) £12492
d) £97546 (combined)
Pensions total = £228096

Savings/stuff £17598
Loan £-14500

House £97000
Car £7500

Total £335794

84% of target.
by Nomad
Wed Feb 26, 2020 4:16 pm
Forum: ERE Journals
Topic: 2020
Replies: 83
Views: 17192

Re: 2020

@kipling
Yep, me too. This stock market correction isn't well timed - but I laugh in the face of adversity.
by Nomad
Wed Feb 26, 2020 3:45 am
Forum: Money Questions
Topic: Beating SP500
Replies: 12
Views: 1864

Re: Beating SP500

Personally, I think that is a lot of stocks to track - how did you pick them, did you use Stocopedia or similar software?