Search found 123 matches

by RFS
Thu Sep 22, 2022 3:49 pm
Forum: ERE Journals
Topic: Smashter's Great Adventure
Replies: 43
Views: 9625

Re: Smashter's Great Adventure

So we moved to Brooklyn. To shake things up. We decided to look past the absurdly high rent and just go for it. We wanted to optimize for fun and walkability over all else. To be clear, fun for us is low cost or free trips to world class museums, biking to the store, eating incredible vegan food, l...
by RFS
Thu Sep 22, 2022 3:36 pm
Forum: ERE Journals
Topic: RFS' Journal
Replies: 89
Views: 29485

Re: RFS' Journal

SEPTEMBER 2022 UPDATE NET WORTH: $245K Hi friends! I've got some exciting news for you! I tried a semi-FI approach earlier this year. It revealed my true desire: 100% optional employment. I thought about how I could: - Raise my income - Work remotely - Contribute to interesting projects … without h...
by RFS
Sun Aug 21, 2022 7:50 pm
Forum: Work & Education
Topic: Advice for a soon-to-be bootcamp grad (Python coding)
Replies: 26
Views: 2221

Re: Advice for a soon-to-be bootcamp grad (Python coding)

@Slevin – Thank you! Your note about grinding it out for the first year reminded me of teaching school. The “good” schools have many applicants to pick from, so people starting out usually have to interview at “less desirable” schools. I got my first job at a school like that. What a blessing it was...
by RFS
Mon Jul 25, 2022 6:29 pm
Forum: Work & Education
Topic: Advice for a soon-to-be bootcamp grad (Python coding)
Replies: 26
Views: 2221

Advice for a soon-to-be bootcamp grad (Python coding)

Hola amigos! I've completed 65% of Treehouse's Python Techdegree program. I started 3 months ago, with 0 coding knowledge. My only tech experience is in sales for a startup! I was a schoolteacher after that. I was attracted to programming because it pays well, is in demand, and seems to have many re...
by RFS
Thu Mar 31, 2022 11:26 am
Forum: ERE Journals
Topic: RFS' Journal
Replies: 89
Views: 29485

Re: RFS' Journal

MARCH 2022 UPDATE Net worth: $286k - 51% equities, 21% gold, 18% cash, 8% crypto, 4% bonds. Income: $1.5k ($1k from business, $500 from a teaching gig.) Expenses: $1.4k - Rent: $600 - Food: $250 - Transportation: $190 (car insurance + gas) - Misc: $345 (health insurance, BJJ, cell phone, 2 substack...
by RFS
Wed Mar 09, 2022 11:48 am
Forum: ERE Journals
Topic: RFS' Journal
Replies: 89
Views: 29485

Re: RFS' Journal

FEBRUARY 2022 UPDATE NW: $280k - 49% equities, 21% gold, 19% cash, 6% crypto, 4% bonds. Spending: $2.4k - Housing: $600 - Transportation: $141 (car insurance + gas) - Food: $273 (all groceries) - Misc: $1.3k ($625 plane ticket, $550 online teaching laptop, $140 for BJJ, cell phone bill, and health ...
by RFS
Wed Feb 02, 2022 4:37 pm
Forum: ERE Journals
Topic: RFS' Journal
Replies: 89
Views: 29485

Re: RFS' Journal

JANUARY 2022 UPDATE NET WORTH: $277k - 50% equities, 20% gold, 20% cash, 6% crypto, 4% bonds. JANUARY SPENDING: $1.2k - Housing: $500 - Transport: $140 - Food: $270 - Misc: $300 (BJJ, contact lenses, cell phone, substacks, bike equipment, and a coffee) INCOME: $1K En route to the Wind River Range l...
by RFS
Wed Jan 12, 2022 4:41 pm
Forum: ERE Journals
Topic: RFS' Journal
Replies: 89
Views: 29485

Re: RFS' Journal

DECEMBER 2021 UPDATE NET WORTH: $287K (liquidated a vacant property) - I'm 49% equities, 21% gold, 21% cash, 7% crypto, and 4% short-term t-bonds. 2021 Expenses: $22k - $5k of this went to a surgery and ayahausca. Without these 2 items, my average monthly spend came out to $1.4k. I just moved to a ...
by RFS
Mon Dec 27, 2021 2:15 pm
Forum: ERE Journals
Topic: C40's Journal
Replies: 1167
Views: 348092

Re: C40's Journal

Dude, thank you for the updates + pictures! I'm pumped to see your Latin American cities post. I went to Mexico earlier this year, and I loved it. It had refrigerators, fresh food, drinkable water, pharmacies, great weather, compact + bikable city infrastructure, and was fantastically affordable. Do...
by RFS
Fri Dec 17, 2021 2:21 pm
Forum: ERE Journals
Topic: RFS' Journal
Replies: 89
Views: 29485

Re: RFS' Journal

@7Wannabe5- Absolutely. Some teaching gigs, even full-time, can be great. One friend taught at a small private school, and he loved it. Another friend taught at a public school in the same area, and she was diagnosed with PTSD after. I would not be opposed to full-time teaching opportunities where t...
by RFS
Wed Dec 15, 2021 4:32 pm
Forum: ERE Journals
Topic: Western Red Cedar's Journal
Replies: 394
Views: 66608

Re: Western Red Cedar's Journal

I started a daily meditation practice again this week, as well as my gratitude journal. I'd let that slip and wanted to renew it in an effort to try establishing habits that support my mental health. Hell yeah. I've been meditating every morning for almost 2 years, and it has changed my life immeas...
by RFS
Wed Dec 15, 2021 12:57 pm
Forum: ERE Journals
Topic: Hello !
Replies: 15
Views: 2650

Re: Hello !

I'm a single 23 year old man living in Chicago, IL since June 2021 after graduating from college and I've been in my current office job since August 2021. As far as hobbies go, I enjoy running, lifting weights, and I've attempted to teach myself guitar for the last year and a half which is going ni...
by RFS
Fri Dec 10, 2021 3:03 pm
Forum: ERE Journals
Topic: RFS' Journal
Replies: 89
Views: 29485

Re: RFS' Journal

OCTOBER-NOVEMBER 2021 UPDATE FINANCE (NOVEMBER) SPENDING: $972 NET WORTH: $216K (a drop, mainly due to bitcoin prices declining.) - I'm 47% US short-term t bonds, 24% equities (index funds), 12% cash, 10% crypto, and 8% gold. 2 years ago, I got involved with a beautiful and highly intelligent woman...
by RFS
Thu Nov 11, 2021 11:48 am
Forum: ERE Journals
Topic: The Path to Freedom
Replies: 62
Views: 19446

Re: The Path to Freedom

I’m grappling with the possibility that I might be incredibly stupid. I have always been too arrogant (not outwardly) to hold this belief, but my ruminations lately have brought to this point. Please critique my errant thoughts. They say true wisdom begins when you realize that you are, in fact, in...
by RFS
Fri Oct 22, 2021 11:13 am
Forum: ERE Journals
Topic: RFS' Journal
Replies: 89
Views: 29485

Re: RFS' Journal

@ WRC, AxelHeyst, and Jiimmy- you're very welcome! And Axel, I'm glad you called your Mom :D @ theanimal- will do! They say the medicine stays with you, which has been the case for me so far. Now that I can surrender and trust, I'm giving (and letting in) so much more love in my life. People respond...
by RFS
Thu Oct 14, 2021 3:56 pm
Forum: ERE Journals
Topic: Giskard's Journal - slingin code to reach FI
Replies: 155
Views: 38669

Re: Giskard's Journal - slingin code to reach FI

Hey Giskard, thank you for sharing your experience in Minneapolis. I lived in Atlanta earlier this year, and I loved it. It's known for sprawl and having some of the worst traffic on Earth, which it certainly has, but in-town Atlanta is a gem. There are several pre-WW2 human-scale, walkable neighbor...
by RFS
Sun Oct 10, 2021 3:07 pm
Forum: ERE Journals
Topic: RFS' Journal
Replies: 89
Views: 29485

Re: RFS' Journal

SEPTEMBER 2021 UPDATE The ayahausca was one of the most transformative experiences of my life. Let me tell you what happened during the first ceremony: When it was my turn to drink, I was pretty damn nervous. My last psychedelic experience was 8 years ago, when I took a tab of acid I thought was LS...
by RFS
Tue Sep 21, 2021 12:05 pm
Forum: Money Questions
Topic: Inflation, Interest Rates & Financial Represion
Replies: 39
Views: 5125

Re: Inflation, Interest Rates & Financial Represion

Another thought experiment: we get real inflation and bonds reprice. I'm talking like even 4% inflation. Do 10 yr rates spike to 4% quickly? I actually think that's more likely than the 10 yr going very negative (e.g. -1.0%). You would get an enormous bond selloff and capital depreciation. In that ...
by RFS
Tue Sep 21, 2021 11:09 am
Forum: Resources & Recommended Reading
Topic: BowTiedBull (DeFi Substack)
Replies: 2
Views: 1220

BowTiedBull (DeFi Substack)

I've been enjoying BowTiedBull's substack on DeFi. It's helped me better understand the big picture behind crypto, blockchain, and how it can be leveraged to preserve wealth in an era where central bankers are abusing the fiat system to enrich themselves. Enjoy!
by RFS
Sun Aug 29, 2021 12:43 pm
Forum: ERE Journals
Topic: RFS' Journal
Replies: 89
Views: 29485

Re: RFS' Journal

AUGUST 2021 UPDATE I hiked the Wind River Range this month. Well, actually, it was so intense that I partly hiked it. We encountered New York Pass, which is 11,000 feet up in the air, and passable only by scaling a "ridge" along the side with a steep incline and sliding rocks. At one poin...