Search found 74 matches

by RFS
Sat Nov 30, 2019 8:20 am
Forum: ERE Journals
Topic: 7Wannabe5-Take 5
Replies: 210
Views: 26033

Re: 7Wannabe5-Take 5

Congrats, 7w5! I'm also a teacher that got certified through the alternative pathway. Teaching math, you will have 0 problem finding work anywhere in the USA.
by RFS
Tue Sep 03, 2019 6:49 pm
Forum: Work & Education
Topic: Best Trades for ERE
Replies: 23
Views: 5179

Re: Best Trades for ERE

I have been looking more into carpentry, but one thing that concerns me is how volatile the work can be during a recession. It looks like housing starts are rising from the big dip back in 2009, though the next recession could hit anytime. There seems to be less opportunity for carpenters to do mai...
by RFS
Tue Sep 03, 2019 4:33 pm
Forum: ERE Journals
Topic: Fox's Journey: And Onto the Sunlight!
Replies: 887
Views: 138854

Re: Fox's Journey: And Onto the Sunlight!

Teaching, More Ruling-Outs @RFS Do you know the steps one would take to become a teacher without a Masters in Ed? You take an exam that determines whether you are proficient in your content area (these are shockingly easy.) Being in Florida, yours would be the FTCE. The state will issue you a provi...
by RFS
Sat Aug 31, 2019 8:19 am
Forum: ERE Journals
Topic: Fox's Journey: And Onto the Sunlight!
Replies: 887
Views: 138854

Re: Fox's Journey: And Onto the Sunlight!

Have you thought about teaching? It would probably mesh well with your personality. You're helping others all day, working in a collaborative environment, and there's a lot of time off throughout the year to recharge. If you know how to make a good lesson plan and build relationships with your stude...
by RFS
Sat Aug 31, 2019 8:10 am
Forum: Work & Education
Topic: How do different work environments encourage different social systems and lifestyles?
Replies: 6
Views: 1305

Re: How do different work environments encourage different social systems and lifestyles?

I think it depends a lot on the type of person your workplace & department attracts. I worked for a gigantic tech corporation in college. When I got hired, they sent me a letter about how people come there to do their life's best work. I met several weird as hell Silicon Valley people obsessed with ...
by RFS
Sun Aug 25, 2019 10:36 am
Forum: ERE Journals
Topic: An American Millennial
Replies: 313
Views: 60453

Re: An American Millennial

Congratulations man. You are a total badass. About work, I hope you take solace in your hustle. Even if the worst case scenario is switching jobs, you have proven to yourself that you can do anything you set your mind to. I hope the onboarding gets easier with time. Everything is difficult at the be...
by RFS
Thu Jul 18, 2019 12:03 pm
Forum: ERE Journals
Topic: Smashter's Great Adventure
Replies: 38
Views: 6149

Re: Smashter's Great Adventure

Smashter, I saw on the ERE Housing Approaches in Chicago thread that you moved about an hour north of Milwaukee and bought a house. How's all that going?!
by RFS
Sat May 11, 2019 8:48 pm
Forum: Money Questions
Topic: What's The Next Bubble?
Replies: 27
Views: 4987

Re: What's The Next Bubble?

Regarding the question of “what and where is the bubble,” I think the answer is “because of central banks, everything.” Or at least, everything that has a yield. An investment analyst named Graham Summers wrote a great book about this, aptly titled "The Everything Bubble." US Treasuries are the sta...
by RFS
Sat May 04, 2019 8:42 am
Forum: Lifestyle Questions
Topic: Digital Minimalism
Replies: 5
Views: 1387

Digital Minimalism

I'm currently reading Digital Minimalism by Cal Newport. If you feel like your relationship with digital technology (email, text messaging, consuming content online, etc.) is not perfect, I heartily recommend it. He argues that everyone needs to develop their own philosophy for using digital technol...
by RFS
Fri May 03, 2019 10:11 am
Forum: ERE Journals
Topic: Fox's Journey: And Onto the Sunlight!
Replies: 887
Views: 138854

Re: Fox's Journey: And Onto the Sunlight!

I'm glad you're taking a step back to take stock of what you've accomplished already. I am in a similar situation, having acquired some FU money and an infinitely better big-picture scenario than 3-5 years ago. It sometimes blows my mind to think that there were days in my old job that I didn't like...
by RFS
Fri Mar 29, 2019 2:07 pm
Forum: ERE Journals
Topic: RFS' Journal
Replies: 36
Views: 7427

Re: RFS' Journal

FEBRUARY/MARCH UPDATE Net worth: $41k (all cash except for $300 bitcoin) March Expenses: $576 Savings Rate: 79% Avg. month: $524 Avg. year: $6.5k Years Saved: 4.8 ($8.5k/yr spending) Cimorene, thank you for your comment. It lead to a lot of reflection about gratitude. You are completely right about...
by RFS
Sat Mar 16, 2019 5:22 pm
Forum: Lifestyle Questions
Topic: Mini-retirements vs ERE?
Replies: 99
Views: 14619

Re: Mini-retirements vs ERE?

Any old degree? Seriously that's it? I might have to look into substitute teaching. I could be the cool dude who plays movies. Online accredited degrees are pretty easy to rack up these days if you aren't picky as to the subject. Per diem sounds very appealing to me if the you get a call each morni...
by RFS
Tue Jan 29, 2019 3:20 pm
Forum: ERE Journals
Topic: RFS' Journal
Replies: 36
Views: 7427

Re: RFS' Journal

JANUARY UPDATE FINANCES Net Worth: $37k ($200 BTC, the rest cash) Expenses: $527 Savings Rate: 80% Years Saved: 5.86 @ 6.3k/yr, 4.6 @ 8k/yr Avg. Month: $527 Avg. Year: $6.3k The best way to describe this month was "emotionally volatile." I am adjusting, or will be adjusting, to some big changes. It...
by RFS
Sun Jan 20, 2019 9:58 am
Forum: Work & Education
Topic: Best Trades for ERE
Replies: 23
Views: 5179

Re: Best Trades for ERE

@Augustus- The time in apprenticeship is a big thing for me, too. I have thought about apprenticing under a contractor that does home repair/remodels, and then striking out on my own. That seems to be the most synergistic with real estate investing. That would 100% require a truck, but I don't think...
by RFS
Sat Jan 19, 2019 2:27 pm
Forum: Work & Education
Topic: Best Trades for ERE
Replies: 23
Views: 5179

Best Trades for ERE

I have thought about getting a trade recently. I have a college degree and have worked as a salesman and teacher, but I think the trades are an excellent route for ERE. Plus, I am 24, so I still feel young enough to make a switch. Here are the advantages I see: 1. It's a skill people will give you m...
by RFS
Sat Jan 12, 2019 12:14 pm
Forum: Lifestyle Questions
Topic: Lease template/should I get a lawyer to make one?
Replies: 4
Views: 649

Re: Lease template/should I get a lawyer to make one?

BiggerPockets recently came out with state-specific lease agreements. You may want to check those out.
by RFS
Tue Jan 08, 2019 4:24 pm
Forum: ERE Journals
Topic: Fox's Journey: And Onto the Sunlight!
Replies: 887
Views: 138854

Re: Fox's Journey: And Onto the Sunlight!

I'm reading Mate by Geoffrey Miller & Tucker Max, and there's a page in the "mating markets" chapter that made me think about you. It outlines a strategy for using OKCupid to determine which cities have lots of women that would be a good match for you. This link will take you to that section of the ...
by RFS
Tue Jan 01, 2019 4:00 pm
Forum: ERE Journals
Topic: I Saved Some Money, Accumulated So Good
Replies: 108
Views: 17509

Re: I Saved Some Money, Accumulated So Good

Welcome! I'm glad you decided to migrate. And man, congratulations on being debt free. That is fantastic.

What are your FIRE goals, if you don't mind me asking? Are you trying to hit a certain investing number? Semi-ERE? What are you aiming towards?
by RFS
Tue Jan 01, 2019 10:11 am
Forum: Introduce Yourself
Topic: Hello, Everyone!
Replies: 2
Views: 702

Re: Hello, Everyone!

Welcome! I'm glad you're starting a journal. It has been unbelievably helpful for me. Just having to write out my thoughts has made me see holes in my plans, notice where I can improve, ensure what I'm doing makes sense/is what I want, etc. I'm looking forward to reading yours!
by RFS
Sat Dec 29, 2018 11:40 am
Forum: ERE Journals
Topic: RFS' Journal
Replies: 36
Views: 7427

Re: RFS' Journal

DECEMBER UPDATE Here are the numbers for my first ERE-year, 2018. Expenses: $8.5k Avg. Savings Rate: 75% Years Saved: 4.14 Net Worth: $35.5k (started at $0 this year.) 2018 was good! Even though my dad passed, I think it was the best year so far. I know that sounds ridiculous, but I attribute it ma...