Search found 62 matches

by FrugalPatat
Sun Apr 26, 2020 10:29 am
Forum: ERE Journals
Topic: Mae & FrugalPatat's Journey
Replies: 57
Views: 8553

Re: Mae & FrugalPatat's Journey

Still saving around 75% of our salaries. But no longer working fulltime. I like it. Our portfolio was 80% cash and 20% gold (an etf) but I sold the gold on friday for a 15% profit. So now 100% cash. Currently trying to decide what to do portfolio wise. In the past few days I've been reading on optio...
by FrugalPatat
Sun Apr 26, 2020 9:47 am
Forum: Money Questions
Topic: Precious metals
Replies: 51
Views: 10021

Re: Precious metals

I've just started reading about gold stocks as well but am wondering now: 1) What about the impact of decreasing mining yields in the sector? 2) It seems obvious that low oil prices imply increased profits but when I looked at the charts there seems to be a high correlation between gold prices and o...
by FrugalPatat
Mon Apr 13, 2020 5:09 am
Forum: Resources & Recommended Reading
Topic: EU-focused resources on investing and the economy
Replies: 1
Views: 585

EU-focused resources on investing and the economy

Almost everything I read about investing or the economy (books, news sites, forums, blogs, podcasts, twitters I follow, ...) is heavily focused on the US (and is writting in english). There are a few belgian economists that I follow that have a critical view of EU policy and mainstream media but I f...
by FrugalPatat
Sat Apr 04, 2020 6:11 am
Forum: Health Questions
Topic: Exercise/Fitness Log
Replies: 452
Views: 132756

Re: Exercise/Fitness Log

Sorry to hear about your injury. You might want to reconsider 'good mornings' - they are often recommended as an exercise to avoid dye to high risk of injury - you can look up on YouTube. Yea I get worried with heavy good mornings and the mechanics are almost the same as stiff legged deadlifts so I...
by FrugalPatat
Sat Apr 04, 2020 5:26 am
Forum: Health Questions
Topic: Exercise/Fitness Log
Replies: 452
Views: 132756

Re: Exercise/Fitness Log

I lift weights every day. And because I have a home gym I am not impacted by the corona virus. But I injured myself about a month ago when I was building up to a 1 RM deadlift. I had been doing deadlift at home for about 2 years but since I can't risk doing 1 RM deadlifts in my appartment I went to ...
by FrugalPatat
Sat Apr 04, 2020 5:01 am
Forum: Work & Education
Topic: Virus causing massive uptick in telework and employee empowerment
Replies: 18
Views: 1432

Re: Virus causing massive uptick in telework and employee empowerment

I also work at home because of the virus. I don't mind it but there are some disadvantages: -as mentioned by flying_pan: I don't have a dedicated desk, and at home I just work on my laptop whereas at work I have 2 monitors. Since I don't have the space for a dedicated desk I don't have a permanent s...
by FrugalPatat
Thu Mar 19, 2020 1:37 pm
Forum: Lifestyle Questions
Topic: What are you doing during the confinement ?
Replies: 74
Views: 8642

Re: What are you doing during the confinement ?

Working at home fulltime. Lifting weights (I have a power rack in my appartment) so not dependent on on a public gym. Being harassed by my neighbour who thinks I am destroying the building with my lifting. After not running for over 10 years I went running in the park for 2 miles with my wife. When ...
by FrugalPatat
Fri Mar 13, 2020 12:24 pm
Forum: Money Questions
Topic: Stock Market Blood Bath
Replies: 79
Views: 12913

Re: Stock Market Blood Bath

I'm down about 0% because I'm 80% cash and 20% gold since maybe 1.5 months. I was 45% stocks 1 january and 80% in december still. I got lucky, for now.
by FrugalPatat
Tue Mar 10, 2020 12:57 pm
Forum: Work & Education
Topic: "Performance" clothing for avoiding ironing and other stupid things
Replies: 4
Views: 1669

Re: "Performance" clothing for avoiding ironing and other stupid things

I wear cotton dress shirts and I do not iron them (anymore). If you dry them on a coathanger and remove the worst wrinkels by hand (before drying) I find there is no need for ironing.
by FrugalPatat
Wed Jan 22, 2020 11:28 am
Forum: ERE Journals
Topic: reepicheep's journal
Replies: 159
Views: 33201

Re: reepicheep's journal

@Jin+Juice and @FrugalPatat, Yes, fretting with left hand. I guess we'll see! Electric guitar probably not in the cards, if for no other reason than I already own a lovely acoustic Taylor that I don't deserve. I'll ask teacher-man about tuning it down a half step. Not sure what that means though! R...
by FrugalPatat
Wed Jan 22, 2020 11:16 am
Forum: Skills & Tools Questions
Topic: Learning a musical instrument inexpensively?
Replies: 15
Views: 1343

Re: Learning a musical instrument inexpensively?

Not an advice; but this is my guitar-path: In hindsight the most important thing I did was to constantly make my own music at whatever level I was at. Even if you just know 3 chords without having a 'theoretical' clue as to their relation you can make music out of that just based on feeling. I think...
by FrugalPatat
Sun Jan 19, 2020 11:54 am
Forum: Money Questions
Topic: Where to find sub-aggregate information about stock market?
Replies: 3
Views: 555

Where to find sub-aggregate information about stock market?

It is unclear to me where to find sub-aggregate information about levels between the entire market and that of individual stocks. With sub-aggregate information I mean aggregate information about 'components' of the stock market; especially in relation to the 'whole' of the stock market; a good exam...
by FrugalPatat
Sat Jan 04, 2020 2:17 am
Forum: ERE Journals
Topic: reepicheep's journal
Replies: 159
Views: 33201

Re: reepicheep's journal

Other things that might help:
-electric guitars (less pressure required than acoustic metal string guitars)
-tuning the guitar down 1/2 step
by FrugalPatat
Wed Jan 01, 2020 11:46 am
Forum: ERE Journals
Topic: Mae & FrugalPatat's Journey
Replies: 57
Views: 8553

Re: Mae & FrugalPatat's Journey

1. I've got a significant raise for 2020. I’ve been having this raise as an objective for about a year; and as a condition to allow myself to consider working less. So now I can consider working 80-90% instead of 100%. But the additional free time has to have an purpose other than sleeping more. Wil...
by FrugalPatat
Tue Oct 15, 2019 11:51 am
Forum: Work & Education
Topic: ERE & (professional) human capital
Replies: 11
Views: 1761

ERE & (professional) human capital

I was wondering how you people balance the temptation to maximize your long-term professional human capital with the desire for an ERE lifestyle? For me one path would be to stay in my current role at work and start working 80% in the near future. However I have the nagging feeling that by doing so ...
by FrugalPatat
Wed Jul 31, 2019 1:18 pm
Forum: ERE Journals
Topic: Mae & FrugalPatat's Journey
Replies: 57
Views: 8553

Re: Mae's Musings

Savings rate for the past three months: April: 77.45% May: 82.16% June: 74.24% Somehow stopped ironing clothes completely. I'm happy that I'm finally okay with wearing dress shirts and pants to work that have not been ironed. It doesn't even make that much of a difference if you straighten them out ...
by FrugalPatat
Tue Jul 16, 2019 9:23 am
Forum: Miscellaneous
Topic: DIY Laundry Soap without Borax
Replies: 9
Views: 2704

Re: DIY Laundry Soap without Borax

I considered making our own laundry 'soap'; but then I read somewhere that laundry detergent (from the store) is not 'soap'. Can anyone shed light on this? Is it not a problem to use 'soap' in a washing machine?
by FrugalPatat
Fri Jun 14, 2019 11:48 am
Forum: Resources & Recommended Reading
Topic: Range by David Epstein
Replies: 14
Views: 3762

Re: Range by David Epstein

Have anyone of you already read it? It sounds promising. I read it. But I'm not too positive. Anecdotes make for an entertaining read but this book is pushing it. There's just too much text and not enough information. On some level, it's entertaining, but if you dislike books with low information d...
by FrugalPatat
Sun Jun 09, 2019 12:30 am
Forum: Lifestyle Questions
Topic: Trying lifestyle inflation. Need to spend more.
Replies: 40
Views: 8883

Re: Trying lifestyle inflation. Need to spend more.

If you are considering charity, rather than just following personal preferences, you could look into effective altruism: https://en.wikipedia.org/wiki/Effective_altruism, https://www.effectivealtruism.org/
by FrugalPatat
Sun Apr 14, 2019 9:23 am
Forum: ERE Journals
Topic: Mae & FrugalPatat's Journey
Replies: 57
Views: 8553

Re: Mae's Musings

Saving rates for February: 72.5% March: 74.6% I looked at our investment account the other day. Even though we only started investing less than a year ago, I noticed the current 'profit' available would cover about a third of our yearly expenses. It doesn't mean much but it's inspiring to see it act...