Search found 24 matches

by PoorButWealthy
Thu Jul 04, 2019 4:15 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

@bigato: I haven't yet done the blood tests, I think I'll wait until I get a free check-up from work. I'm almost certain that my LDL has dropped dramatically and HDL has increased somewhat, given everything I have done (diet, increased exercise, further lifestyle modifications etc.) after the 10/201...
by PoorButWealthy
Tue Jul 02, 2019 11:19 am
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

Long time, no see, so it's time for an update. :P 1/2019: Savings rate of net income: 79% USD saved: ~3500 2/2019: Savings rate of net income: 51% (low savings rate because I had to buy a new laptop, which will hopefully last the next 5-10 years) USD saved: ~2100 3/2019 Savings rate of net income: 7...
by PoorButWealthy
Fri Dec 28, 2018 7:24 pm
Forum: ERE Community
Topic: Chicago ERE Meetup 20180901 (TV-edition)
Replies: 74
Views: 16205

Re: Chicago ERE Meetup 20180901 (TV-edition)

What a great tv-show and the chrome translation worked fine, although I did understand quite a lot of the audio because I'm fluent in Swedish. @Jacob: You are working on a new book?! That's some great news :D! Is there some information regarding this new book somewhere here in the forums or is it st...
by PoorButWealthy
Thu Dec 27, 2018 6:00 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

Time for an update :geek: October Savings rate of net income: 80% November Savings rate of net income: 74% December Savings rate of net income: 75% The monthly savings rates look good, but I'm not really happy with my spending. As always, I'm spending way too much money on food even though I almost ...
by PoorButWealthy
Sat Oct 13, 2018 1:48 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

@prognastat: Good to hear! What kind of fats do you consume on keto? A mixture of saturated fats and MUFA?

Btw, have you tried taking an ice cold shower immediately after coming out of the sauna? You should try it, it is very relaxing :geek:
by PoorButWealthy
Fri Oct 12, 2018 3:47 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

@SavingWithBabies: I've been doing LCHF for about a year and did the blood testing this week. If your LDL didn't spike for either test then I think you don't have anything to worry about, assuming that your LDL level is somewhat normal. My LDL was about 110 mg/dl before I started the LCHF + IF regim...
by PoorButWealthy
Fri Oct 12, 2018 3:16 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

@prognastat: That sounds good! For quite some time I've been somewhat obsessed with optimizing my health. I've been doing low-carb high-fat (LCHF) and intermittent fasting (IF) for about a year. Also, I work out 3-5x per week (cross-fit, running, gym etc.) and do 3-5x sauna + ice showers per week. I...
by PoorButWealthy
Sat Oct 06, 2018 2:31 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

@prognastat: Thank you. I read your journal and everything seems to be going well in ERE-terms for you. Do you have a goal / time span / deadline in which you aspire to be FIRE/ERE?
by PoorButWealthy
Sat Oct 06, 2018 2:23 pm
Forum: ERE Journals
Topic: Tilting at Windmills(Prognastat's Journal)
Replies: 91
Views: 11844

Re: Tilting at Windmills(Prognastat's Journal)

While I was there my father in law helped me with some exercises that I was having trouble with, apparently I have a very short achilles tendon which is making it impossible for me to do the squats and lunges I've been wanting to add. I was however able to add deadlifts to my leg day. Hopefully I c...
by PoorButWealthy
Fri Oct 05, 2018 3:40 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

September Savings rate of net income: 82% In ERE-terms, an OK month. Net income was about 4500 USD and expenses about 780 USD. Expenses were divided as follows: food 50 %, other expenses 24 %, housing 25 % and transportation 1 %. There were about 150 USD of non-recurring expenses during the month, ...
by PoorButWealthy
Fri Sep 07, 2018 1:59 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

Playing devils advocate. The media focus on easy mode FIRE could have some positive benefits. There seems to be a couple derivations of us ("easy-moders"). Those who really dislike chosen field because it doesn't offer the non financial rewards anticipated or lacks sufficient diversity to avoid pur...
by PoorButWealthy
Wed Sep 05, 2018 12:54 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

I agree. The developing media narrative that increasingly associates FIRE with those who do it with 100k+ engineering salaries and the benefit of a 10 year bull market (I did note that I was not invited to this article nor do I see other FIRE people there in the normal salary range) is somewhat des...
by PoorButWealthy
Tue Sep 04, 2018 2:31 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

How to Retire in Your 30s With $1 Million in the Bank: Fed up with their high-pressure jobs, some millennials are quitting and embracing the FIRE movement. (It stands for financial independence, retire early). https://www.nytimes.com/2018/09/01/style/fire-financial-independence-retire-early.html "S...
by PoorButWealthy
Sun Sep 02, 2018 6:50 am
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

Do you mean the "Never split the difference" book? Yes, it is a great book. I've been utilising the book's teachings in my professional and private life and I've found it to be very useful.

Here's a great interview of the writer / negotiator, Chris Voss: https://www.youtube.com/watch?v=O_iKeiPhisw
by PoorButWealthy
Sat Sep 01, 2018 1:32 pm
Forum: ERE Journals
Topic: Semi-ERE Experiment - Month 5 - Unemployed, Now What?
Replies: 596
Views: 92373

Re: 2Birds1Stones' Musings

Congratulations on your FI-progress! Everything seems to be going very well :)
by PoorButWealthy
Sat Sep 01, 2018 3:10 am
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

August Savings rate of net income: 87% In ERE-terms, August was a great month. Net income was slightly above 5000 USD and expenses about 650 USD. Expenses were divided as follows: food 66 %, other expenses 22 %, housing 19 % and transportation 1 %. There were no surprising expenses during the month...
by PoorButWealthy
Fri Aug 10, 2018 11:45 am
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

June Savings rate of net income: 76% July Savings rate of net income: 73% All in all, June and July were great months, the weather was perfect and the sun was shining almost every day. Even though I lived as I wanted to live, did everything I wanted to do and ate everything I wanted to eat, the sav...
by PoorButWealthy
Thu May 31, 2018 2:29 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

May 2018 Savings rate of net income: 80 % A very good month in almost all life aspects. Even though I saved 80 % of my net income, it feels like I experienced and did everything I wanted to do on my free time (i.e. outside of work). An exciting and enjoyable life doesn't need to be expensive. :lol:...
by PoorButWealthy
Sat May 26, 2018 5:09 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

1 ) Did you just change the employer oder did you also move to a higher position/role? 2 ) I cannot sacrifice everything in order to reach my goal to ERE/FIRE just only a few years earlier. I'm interested how you handle it? 3 ) If you write, that you "can't wait to get out of this rat race and weir...
by PoorButWealthy
Fri May 25, 2018 5:46 pm
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 39
Views: 6562

Re: PoorButWealthy's Journal

Long time no see. Sorry guys for the long break. I had almost given up on writing here but decided to get myself together and continue this journal. I have been here many times and tried to write, but somehow I just couldn't. Too much stuff on the table and public writing is something I don’t really...