Search found 357 matches

by ZAFCorrection
Tue Sep 12, 2023 11:45 pm
Forum: Health and Food Questions
Topic: Americans - Have you had a hospital stay or expensive treatment with health insurance?
Replies: 32
Views: 6222

Re: Americans - Have you had a hospital stay or expensive treatment with health insurance?

Here is a discussion of the limits of debt collection for credit card debt. According to the post, medical debt works in a similar way.

https://www.bitsaboutmoney.com/archive/ ... r-finance/
by ZAFCorrection
Thu Aug 17, 2023 5:13 pm
Forum: Friends, Family, Relationships, and Community Questions
Topic: Would you give your kids money for college or life?
Replies: 52
Views: 17375

Re: Would you give your kids money for college or life?

One thing that might significantly increase the volatility of the value proposition of going to college is the demographic cliff (millennials not having kids during the great recession) superimposed on already declining college enrollment. Second and third tier universities will be hard-pressed to m...
by ZAFCorrection
Sat Mar 18, 2023 12:05 pm
Forum: Resources & Recommended Reading
Topic: chatGPT
Replies: 106
Views: 19615

Re: chatGPT

I do not consent to having my writing used in any model training sets without a prior agreement with me.
by ZAFCorrection
Fri Mar 10, 2023 7:17 pm
Forum: Philosophy and Lifestyle Questions
Topic: Lying flat, quiet quitting, Gervais losers
Replies: 49
Views: 8559

Re: Lying flat, quiet quitting, Gervais losers

@Frita Ya, that is the possibility I am seeing. I think too that this might effectively drive the MacLeod Lifecycle in reverse as management perceives a lack of cultural control in their companies and do things to get the size down to where they feel that control return. I don't expect that by itsel...
by ZAFCorrection
Fri Mar 10, 2023 4:58 pm
Forum: Philosophy and Lifestyle Questions
Topic: Lying flat, quiet quitting, Gervais losers
Replies: 49
Views: 8559

Re: Lying flat, quiet quitting, Gervais losers

@Frita I agree with you that is how Rao proposes the process occurs in general. Though, I wonder if the quiet quitting phenomenon is a previously-undescribed case where late-stage, dysfunctional companies can go in a mirrored direction of large numbers of Gervais Losers. In thinking about this, it o...
by ZAFCorrection
Thu Mar 09, 2023 1:09 am
Forum: Philosophy and Lifestyle Questions
Topic: Lying flat, quiet quitting, Gervais losers
Replies: 49
Views: 8559

Re: Lying flat, quiet quitting, Gervais losers

The salaryman coping thread reminded me of this. I wonder if one can use the Gervais Principle to predict that increasing disenchantment with work could result in a shift to relatively smaller corporations (in organizations where the Gervais Principle is applicable). By my read of the Gervais princi...
by ZAFCorrection
Tue Mar 07, 2023 11:42 pm
Forum: Friends, Family, Relationships, and Community Questions
Topic: Dedicated Etiquette Thread
Replies: 39
Views: 7939

Re: Dedicated Etiquette Thread

** if it's just one douche dropping f-bombs and no one else does, don't be like him. A personal goal in the last year+ has been to significantly reduce and hopefully eliminate f bombs and any other vulgar language, having been guilty of talking some crap over the years. My finding is that even when...
by ZAFCorrection
Sat Feb 04, 2023 8:32 pm
Forum: Housing and Transportation Questions
Topic: Single pair of shoes
Replies: 49
Views: 10324

Re: Single pair of shoes

I also don't find snow to be a major impediment to tennis shoes in a city. Either it rarely snows and you live with the one-off event, or it snows enough that the city government and people generally keep sidewalks shoveled and salted, in which case you are fine if you are careful about footing. One...
by ZAFCorrection
Sat Feb 04, 2023 3:14 am
Forum: Housing and Transportation Questions
Topic: Single pair of shoes
Replies: 49
Views: 10324

Re: Single pair of shoes

I've gotten away with black tennis shoes for long periods of time because of living in a mostly urban or suburban environment. The extremely decreased expectations for formal wear in recent times has really aided this approach. Though, lately I have always had a pair of flip flops just because going...
by ZAFCorrection
Thu Feb 02, 2023 7:15 pm
Forum: Work & Education
Topic: Trade unions
Replies: 26
Views: 2203

Re: Trade unions

Mission creep seems to be the outcome of many systems but I'm curious about why that frequently seems to occur. Maybe systems have or are given some kind of momentum that doesn't easily translate to maintenance/stasis? In terms of joining a union, my understanding is there is or was some added value...
by ZAFCorrection
Wed Feb 01, 2023 10:24 pm
Forum: Philosophy and Lifestyle Questions
Topic: No grid challenge
Replies: 13
Views: 2099

Re: No grid challenge

This is a really interesting idea. Worst case, it would make you more resilient in the face of natural disasters hitting the power. Best case, it seems if enough people did it, grid design and expectations might change.
by ZAFCorrection
Sun Jan 29, 2023 7:00 pm
Forum: Money and Investment Questions
Topic: Investing in Self Storage spaces?
Replies: 22
Views: 2316

Re: Investing in Self Storage spaces?

Something related to this, particularly the prepper storage idea, has been on my mind a bit lately. One of the memes in cryptocurrency has been "not your keys. Not your coins." That is, if the crypto exchange or fund has your coins, there is a good chance the coins are going to disappear i...
by ZAFCorrection
Mon Jan 23, 2023 9:23 pm
Forum: Philosophy and Lifestyle Questions
Topic: Furniture Free Living
Replies: 19
Views: 2438

Re: Furniture Free Living

My friend did this in the olden days before college. The thing they found surprising is how quickly you can adapt to sleeping on most any surface despite the fact that it can be rough for a night or two. If your floor is particularly cold, you will need some kind of insulating barrier. As mentioned,...
by ZAFCorrection
Tue Nov 29, 2022 11:05 pm
Forum: Philosophy and Lifestyle Questions
Topic: Minimizing lifetime cost of food
Replies: 19
Views: 2331

Re: Minimizing lifetime cost of food

@horsewoman makes a good point about considering reducing consumption quantity if you have some margin there. I found significant savings in cost and time by cutting back on how much I ate. I also got my weight back down, which has other health/energy benefits.
by ZAFCorrection
Sun Nov 06, 2022 12:31 am
Forum: Housing and Transportation Questions
Topic: Solar power
Replies: 38
Views: 5974

Re: Solar power

https://www.sciencedirect.com/science/article/pii/S1364032122000478 Depending on your geography, it seems pumped storage hydro might be a good alternative to batteries. Could be the need for scale is such that at least a few houses would need to rely on it for it to be cost-effective. One could also...
by ZAFCorrection
Thu Oct 13, 2022 9:34 pm
Forum: Philosophy and Lifestyle Questions
Topic: Is reading a waste of time?
Replies: 22
Views: 4047

Re: Is reading a waste of time?

It's possible to make a call that something will never be worth reading, but another way to look at it is it's just not worth reading right now. You may come back to it when you have a different interest or understanding about something. As others have said, I feel is a good idea to trying reading a...
by ZAFCorrection
Mon Oct 10, 2022 11:04 pm
Forum: Friends, Family, Relationships, and Community Questions
Topic: [ranty] Throwing the Family a Bone a Questionable Use of Time
Replies: 21
Views: 7223

Re: [ranty] Throwing the Family a Bone a Questionable Use of Time

Thank you all for your advice. We had the wedding this summer with a good amount of compromise on all sides. I think it worked out pretty well both in how my wife and I felt about it and how it kept the peace within our family.
by ZAFCorrection
Sat Mar 19, 2022 2:26 am
Forum: Money and Investment Questions
Topic: Investing for Collapse
Replies: 80
Views: 21306

Re: Investing for Collapse

@Jacob That's a very interesting problem. Lately my thing has been to go through multi-dimensional time series data setting up variables that capture something like "a->b->c happened prior to this point." Do you know if there is a field where this type of problem is studied and what it is ...
by ZAFCorrection
Thu Oct 28, 2021 1:00 pm
Forum: ERE Community
Topic: Going card free?
Replies: 28
Views: 8831

Re: Going card free?

Going off Seppia's point, I would see card usage as a proxy for engagement with the standard consumerist system, where spending money with large companies is the way to solve problems. Cards make that process smoother and offer some kickbacks for engaging. If your lifestyle depends primarily on non-...
by ZAFCorrection
Wed Sep 22, 2021 1:28 pm
Forum: Money and Investment Questions
Topic: Investments Trade Log
Replies: 3048
Views: 774289

Re: Investments Trade Log

2. Due to #1 and the criticality of uranium for a nuclear power plant to function, utilities already have multi-year contracts that lock in their supply of uranium at a particular price. My understanding is that producers (e.g. cameco), when they do have multi-year contracts, are also buying on the...