Have also never had any losses after lending on there for a few years through many many loans (though admittedly only a modest amount).
It seems relatively uncommon to lose a large (or any) share of your outlay.
Search found 30 matches
- Wed May 02, 2018 4:53 pm
- Forum: Housing Questions
- Topic: House sitting websites
- Replies: 5
- Views: 3825
Try your luck with any free ones you find, but it might not be worth the hassle as the owner's of the house might not feel comfortable without the vetting that the bigger (paid) sites do. TrustedHouseSitters is the biggest I think, and they have by far the most listings - so you'd have a better chan...
- Wed May 02, 2018 4:50 pm
- Forum: Transportation Questions
- Topic: Space: The Final Frontier
- Replies: 8
- Views: 4582
http://bgr.com/2018/05/01/spacex-boeing-falcon-heavy-sls-nasa/ "When SpaceX launched its Falcon Heavy rocket earlier this year, it earned the title of “most powerful operational rocket.” That little “operational” modifier is pretty important, since nothing has yet to surpass NASA’s own Saturn V rock...
@MDFIRE - NZ is fantastic. It's basically made for campervanning. Also, it's great in winter or summer. You have all the 1st world amenities mixed with unbelievable natural scenery and activities, so you have the best of both worlds in that sense as well.
Frugal - Those 'old articles' are essentially the original source information, at least as formulated by Jacob, and contain the best information you'll find here. I think Jacob said once that he basically said it all in the book - actually come to think of it that was I believe the first time I was ...
- Sun Aug 27, 2017 1:30 pm
- Forum: Skills & Tools Questions
- Topic: Backpacing/hitchhiking in South-East Europe
- Replies: 13
- Views: 2978
We didn't camp so don't have any recommendations for you on the gear. For your hitchhiking make sure you have a nice thick marker to make a sign with for each place you're heading to - will make it easier for drivers to see from far enough away to stop in time to pick you up. We're just finishing up...
Thanks @JamesR - appreciate the kind words. @SavingWithBabies - in answer to your questions: - all negotiation was between myself and the vendor's real estate agent - this is pretty standard in Australia - via intermittent emails/phone-calls etc. - it's obviously a game of cat-and-mouse and bluffs (...
Sorry one more 'tip' if you can call it that - it's obvious and simple but not easy to implement, because most people are impatient. It's 'don't overpay'. For example, one of the properties was being sold at $425k - it yielded $31k a year in rent at that time (before all expenses). We negotiated, re...
Less than half is from the properties now - the rest is from the other sources listed on there like P2P lending (Ratesetter is the main one in Australia and for 3-5 year loans you're getting 8-10.5% yields). The cheapest property was $375k - the others were in the 400's. 2 had 20% deposits and the 3...
- Mon Aug 21, 2017 8:19 am
- Forum: Miscellaneous
- Topic: We only have 120 Trillion Years Left!
- Replies: 15
- Views: 2110
I don't think there's a good answer to your question unfortunately mate - essentially there is no answer and there doesn't seem to be any real meaning to anything. I think most just tend to ignore it and try to be happy most of the time - just like how most of us basically ignore the fact that milli...
I think you'll enjoy Antifragile the most. With the walking-commute can you find a slightly/moderately longer route that passes mostly through parks and side-streets to avoid the car pollution - I always hated it as well and was able to find a route that went through mostly parks and a golf course w...
- Sun Aug 20, 2017 3:47 am
- Forum: ERE Journals
- Topic: SWB's path to financial independence
- Replies: 199
- Views: 33422
I agree with your statement about holidays or time off not really feeling like actual ER - it's totally different (and paradigm-shifting) once you actually pull the plug.
- Sun Aug 20, 2017 3:43 am
- Forum: ERE Journals
- Topic: SavingWithBabies path to ER
- Replies: 17
- Views: 3913
Link to continuing journal https://forum.earlyretirementextreme.co ... f=9&t=9161
- Sun Aug 20, 2017 2:01 am
- Forum: Lifestyle Questions
- Topic: Pondering about my future (after 20 years fi).
- Replies: 12
- Views: 2557
Thanks for sharing J - very inspirational and thought-provoking.
- Sat Aug 19, 2017 7:33 am
- Forum: Lifestyle Questions
- Topic: Privacy and Security on the Web and IRL?
- Replies: 19
- Views: 2905
I definitely don't do enough but a couple pretty obvious tips that come to mind: - 2-factor authentication on as many things as you can bear the additional annoyance with - never send passwords, credit-card details etc. unencrypted (e.g. as plain text) - install Prey on all of your devices (this hel...
Kind of curious how you managed to get a monthly passive income of $508 from a net worth of mid 5-digits. Is that just counting the the ROI on a good month/year of your investments in the stock market? Or is there more going on? I see you quickly got into renting properties after that. Yes at that ...
My opinion - if you have a decent-sized stash saved then just do whatever you enjoy the most. You're not quitting full-time work to just spend 8 hours a day following a schedule and doing things that you don't enjoy. Try them all, mix-and-match etc. until something catches you and you feel like cont...
- Fri Aug 11, 2017 1:32 pm
- Forum: Inspiration
- Topic: Buddha’s guidelines on how to look after your money --> Savings Rate
- Replies: 4
- Views: 3034
This is a fantastic tidbit to know MDFIRE - thanks for posting!