Search found 60 matches

by fingeek
Wed Jan 02, 2019 5:37 am
Forum: Skills & Tools Questions
Topic: Alternatives to Google News?
Replies: 34
Views: 6458

Re: Alternatives to Google News?

May I submit "Stop consuming the news" as a healthy option 😃.

For newsish data (tech updates, local property news, a few select blogs), I use feedly and RSS. If it don't have an RSS feed, I don't consume it. And feedly/RSS helps me throttle my consumption - I might check it 2-3x per week
by fingeek
Sun Dec 30, 2018 3:26 pm
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Q4 update on yearly plan 1. (DONE 100%) Fix/simplify asset allocation, and reduce costs. 2. (DONE 100%) Review the current investment platforms, to ensure I'm optimising for fees. 3. Purchase at least two more property investments this year. DONE - Achieved 80%. Pub conversion property completed, an...
by fingeek
Sun Dec 30, 2018 3:24 pm
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Update for Dec: Primary job income cover (How much of my primary salary am I saving?): 75% Savings Rate: 66% Current net worth (not including home): £306,570 To cover "fixed expenses" (lean FIRE): Current Withdrawal Rate requirement: 7.2% NW deficit to 4% SWR: £243,922 Years of savings to 4% SWR: 4....
by fingeek
Sun Dec 30, 2018 1:02 pm
Forum: ERE Journals
Topic: wolf's journal
Replies: 110
Views: 11920

Re: wolf's journal

Bloody hell wolf, a sustained 89% SR throughout the year. This is fantastic progress, and I will just point out that a >25yrs of FI and < 4% WR is by many metrics FI! This means you've reached true resilience and you now have the freedom and choice to decide what to do. Whether that's coastFI, part ...
by fingeek
Thu Dec 27, 2018 6:34 am
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Thanks for the encouragement, wolf! I don't believe I will be able to full-FIRE just yet, but this will give some "real world" data to help me adjust my FIRE figures/date.
by fingeek
Tue Dec 18, 2018 3:19 pm
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Update for Nov: Primary job income cover (How much of my primary salary am I saving?): 75% (Last month: 75%) Savings Rate: 66% (Last month: 66%) Current net worth (not including home): £304,280 (Last month: £300,287) To cover "fixed expenses" (lean FIRE): Current Withdrawal Rate requirement: 7.2% (L...
by fingeek
Mon Nov 05, 2018 8:17 am
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Update for Oct: Primary job income cover (How much of my primary salary am I saving?): 75% (Last month: 75%) Savings Rate: 66% (Last month: 66%) Current net worth (not including home): £300,287 (Last month: £301,437) To cover "fixed expenses" (lean FIRE): Current Withdrawal Rate requirement: 7.3% (L...
by fingeek
Mon Oct 08, 2018 11:40 am
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Q3 update on yearly plan 1. (DONE 100%) Fix/simplify asset allocation, and reduce costs. 2. (DONE 100%) Review the current investment platforms, to ensure I'm optimising for fees. 3. Purchase at least two more property investments this year. INPROGRESS 80%. Pub conversion property completed, and ren...
by fingeek
Mon Oct 08, 2018 11:26 am
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Update for Sept: Primary job income cover (How much of my primary salary am I saving?): 75% (Last month: 75%) Savings Rate: 66% (Last month: 66%) Current net worth (not including home): £301,437 (Last month: £303,686) To cover "fixed expenses" (lean FIRE): Current Withdrawal Rate requirement: 7.3% (...
by fingeek
Tue Sep 18, 2018 8:59 am
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Thanks for the advice both! It appears that keeping the options open isn't a bad idea, as that should help me test the new situation and give a fallback plan if I need/choose to go back to work!
by fingeek
Wed Sep 05, 2018 1:20 pm
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Update for Aug: Primary job income cover (How much of my primary salary am I saving?): 75% (Last month: 75%) Savings Rate: 66% (Last month: 66%) Current net worth (not including home): £303,686 (Last month: £267,502) To cover "fixed expenses" (lean FIRE): Current Withdrawal Rate requirement: 7.2% (L...
by fingeek
Wed Aug 01, 2018 7:11 am
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Update for July: Primary job income cover (How much of my primary salary am I saving?): 75% (Last month: 78%) Savings Rate: 66% (Last month: 65%) Current net worth (not including home): £267,502 (Last month: £281,634) To cover "fixed expenses" (lean FIRE): Current Withdrawal Rate requirement: 8.1% (...
by fingeek
Sun Jul 01, 2018 3:45 pm
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Q2 update on yearly plan 1. (DONE 100%) Fix/simplify asset allocation, and reduce costs. 2. (DONE 100%) Review the current investment platforms, to ensure I'm optimising for fees. 3. Purchase at least two more property investments this year. INPROGRESS 50%. Pub conversion property completed, and ren...
by fingeek
Sun Jul 01, 2018 3:44 pm
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Update for June: Primary job income cover (How much of my primary salary am I saving?): 78% (Last month: 79%) Savings Rate: 65% (Last month: 65%) Current net worth (not including home): £281,634 (Last month: £287,743) To cover "fixed expenses" (lean FIRE): Current Withdrawal Rate requirement: 7.7% (...
by fingeek
Fri Jun 29, 2018 10:22 am
Forum: ERE Journals
Topic: wolf's journal
Replies: 110
Views: 11920

Re: wolf's journal

4000€/month - WOW! That's really great. You are flying 😁.

Is your milestone % = "percentage complete to when I can FIRE"?
by fingeek
Wed May 30, 2018 3:37 pm
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Regarding "financial interdependence", do you have some ideas on your mind? Or can you share some examples? I heard about interdependence initially in the book from Stephen Covey "The Seven Habits of Highly Effective People". He wrote that in the start it is dependence, then follows independence an...
by fingeek
Wed May 30, 2018 1:22 pm
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Update for May: Primary job income cover (How much of my primary salary am I saving?): 79% (Last month: 78%) Savings Rate: 65% (Last month: 60%) Current net worth (not including home): £287,743 (Last month: £270,123) To cover "fixed expenses" (lean FIRE): Current Withdrawal Rate requirement: 7.5% (L...
by fingeek
Wed May 30, 2018 7:19 am
Forum: ERE Journals
Topic: wolf's journal
Replies: 110
Views: 11920

Re: wolf's journal

This is really great - I love how you are consistent with your yearly low expenses! It puts me to shame, and gives me ideas - Keep up the good work!

I'm glad you changed from your *2024 username to, as it's no longer limiting you :).
by fingeek
Mon Apr 30, 2018 4:15 am
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Thank you for this update. This year sounds promising. You are on your last 10% on your way towards FI. Congratulations. Now you have the challange to manage the transition time. I wish you best luck. Please keep us update, because it is always a great way to share experiences and wisdom. Good to s...
by fingeek
Mon Apr 30, 2018 4:04 am
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 47
Views: 5351

Re: Fingeek's Journal

Update for April: Primary job income cover (How much of my primary salary am I saving?): 78%[1] (Mar: 91%) Savings Rate: 60%[1] (Mar: 70%) Current net worth (not including home): £270,123 (Mar: £265,752) To cover "fixed expenses" (lean FIRE): Current Withdrawal Rate requirement: 6.2% (Mar: 6.3%) NW ...