Early Retirement Extreme Forums

Update for Mar: * Current net worth: £740,312 * To cover fixed expenses (lean FIRE): 2.6% WR required * To cover fixed + optional expenses (live as today): 3.7% WR required * To cover YMOYL (real-world 12mnth average): 3.6% WR required * NW deficit to 3.7% SWR: £-25,948 Reading through the excellent...

And thank you both!

Update for Feb: * Current net worth: £719,284 * To cover fixed expenses (lean FIRE): 2.7% WR required * To cover fixed + optional expenses (live as today): 3.7% WR required * To cover YMOYL (real-world 12mnth average): 3.8% WR required * NW deficit to 3.5% SWR: £57,640 --- NW maintained, and have be...

Can vouch for an instant pot. It cooks cheaper cuts of meat very well - and with the extra rendered down fat - tends to taste better than leaner cuts! Great for roasted meat on its own, and liquid type thinks like curry etc.

Update for Jan: * Current net worth: £722,019 * To cover fixed expenses (lean FIRE): 2.7% WR required * To cover fixed + optional expenses (live as today): 3.6% WR required * To cover YMOYL (real-world 12mnth average): 3.8% WR required * NW deficit to 3.5% SWR: £51,948. Years of savings needed: 1.5y...

Somewhere more central UK could work for a quarterly meet

Update for Dec: * Current net worth: £647,885 * To cover fixed expenses (lean FIRE): 3.1% WR required * To cover fixed + optional expenses (live as today): 4.1% WR required * To cover YMOYL (real-world 12mnth average): 4.2% WR required * NW deficit to 4.0% SWR: £33,055. Years of savings needed: 1.0y...

$30 and didn't HODL

These are the things I'd tell myself: * Sleep gets better. Everything else gets harder lol * Four parenting styles: Authoritative * Baby-lead weaning * Forecast yourself when they are 5yr+, looking back, and possibly regretting not spending enough time (you'll never spend enough time!) then work bac...

Update for Nov: * Current net worth: £636,604 * To cover fixed expenses (lean FIRE): 3.2% WR required * To cover fixed + optional expenses (live as today): 4.1% WR required * To cover YMOYL (real-world 12mnth average): 4.6% WR required * NW deficit to 4.0% SWR: £90,750. Years of savings needed: 2.6y...

Welcome! Yes there's a lot to be said about being a "time millionaire". Ultimately it's about getting that "stuff" -vs- balance right isn't it

What, specifically is the problem here? Or are you actually trying to solve a problem that doesn't really exist? In the case of a server room with hundreds of servers and thousands of cat5 and fibre cables, good cable management makes sense. For smaller projects, personally I find it typically unnec...

It sounds like you're crafting some nice flexibility into your job role and day - That's great!

Do you have a mid- and long-term plan for work? Or are you happy maintaining where you're at?

It's a bit different here in the UK I think. Because the weather is normally crap, we're used to it. In fact, I quite like when it's a bit colder, a bit darker - It seems to slow me down a bit, in a good way! We have thought/dreamt about buying a holiday home in Spain, but quickly drop into the thou...

Update for Oct: Current net worth: £602,253 To cover fixed expenses (lean FIRE): 3.4% WR required To cover fixed + optional expenses (live as today): 4.3% WR required To cover YMOYL (real-world 12mnth average): 4.9% WR required NW deficit to 4.0% SWR: £139,514. Years of savings needed: 4.1yr/Nov 202...

Great to hear the update. ¡Felicitaciones por su bebé!

Your outgoings seem relatively stable. How much more so you need invested to cover your current €3k/month outgoings?

Glad to hear the semiretirement thought, I wonder if this is because you have autonomy, interest, and potential for mastery...

Thanks for the info about fructose, that's interesting - TIL about liver metabolism. I have a suspicion that sugar is possibly one of the worst hidden killers in the modern world, and I wouldn't be surprised if it surpasses tobacco and alcohol. No evidence sought, however. I tried keto diet many yea...

Update for Sept: Current net worth: £604,833 To cover fixed expenses (lean FIRE): 3.4% WR required To cover fixed + optional expenses (live as today): 4.2% WR required To cover YMOYL (real-world 12mnth average): 4.9% WR required NW deficit to 4.0% SWR: £131,702. Years of savings needed: 3.2yr/Dec 20...

Being caffeine-free for a number of years, after about 6-12 months, I forgot about that "needing coffee to function" effect, and realised it made my day flow more evenly. No more massive crashes, and my overall energy levels feel better! I do enjoy making (decaffe) coffee in my moka pot - ...