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Unbelievable, it's been 3 years since I last posted :roll: .........Anyway...
Here are the updates you all have been eagerly waiting for :P

Past
A lot has happened of course, but I wanted to report that I've achieved FIRE on expected timeline !
My stated goal from the first journal post :
The ...

I'm a big fan of James Clear's work. His approach is what finally worked for me after years of unsuccessful attempts to implement good habits in my life. Have you read his book "Atomic Habits"? I was expecting it to be a regurgitation of ideas from his blog, but there were some new bits as well as ...

Financials aside, I've been working on setting up useful habits[1][2]. I currently have a morning ritual that I've been following for ~2 months, that includes a 7-minute bodyweight training routine , having (my variation of) a powersmoothie before leaving for work and meditating using headspace on ...

Can't believe it's been a year since I last posted! And here I was thinking i'd be posting diligently every few months :?
I guess better late than never and given it's been almost exactly a year, we're in time for my eagerly awaited FY2019 financial report! :lol:

FY 2019 Finances
July 2018 ...

FY 2018 Finances

Expected Expense Changes
| Category | Amount |
|----------------------------------------+--------|
| Housing($1300/month housing = +400*12) | 4800 |
| FICA Taxes (Post H1B) | 7000 |
|----------------------------------------+--------|
| Total | 11800 |

Expected Income ...

FY 2018 Finances

Expense Breakdown
| Category | Cost | % |
|------------+-------+-------|
| Housing | 11900 | 45.77 |
| Food | 5150 | 19.81 |
| Travel | 2350 | 9.04 |
| Transport | 2350 | 9.04 |
| Gifts | 1300 | 5.0 |
| Supplies | 800 | 3.08 |
| Experience | 700 | 2.69 |
| Insurance | 650 | 2 ...

Q2 2018 Finances

Expense Breakdown
| Category | Cost | % |
|--------------+------+-------|
| Housing | 2950 | 46.49 |
| Food | 1600 | 25.21 |
| Travel | 800 | 12.60 |
| Transport | 450 | 7.09 |
| Insurance | 200 | 3.15 |
| Experience | 150 | 2.36 |
| Subscription | 100 | 1.57 |
| Other | 100 ...

At some point last month my car's catalytic converter lost it. Had to get it replaced for $600 (parts & labor). I'm unable to comprehend why anyone would voluntarily remove their car's silencer/muffler. It's a most unpleasant experience, driving the car with that noise.

Anyway the fallout of that ...

March 2018 Finances

Expense Breakdown
| Category | Cost | % |
|------------+------+------|
| Housing | 1000 | 44.4 |
| Transport | 600 | 26.7 |
| Food | 450 | 20.0 |
| Insurance | 100 | 04.4 |
| Hobbies | 50 | 02.2 |
| Other | 50 | 02.2 |

https://i.imgur.com/7VKJTij.png

Financial Summary ...

- @SnailMeister4000: Thanks a ton for that info! I'll try and avoid getting lessons and just read this guys book instead. I still need to enroll in a YMCA or similar to start on my swimming training. Plan to start on it in April.

- I still haven't done my taxes! Inspired by other threads on the ...

February 2018 Finances

Expense Breakdown
| Category | Cost | % |
|------------+------+------|
| Housing | 1000 | 59.7 |
| Food | 250 | 14.9 |
| Sports | 250 | 14.9 |
| Transport | 50 | 3.0 |
| Experience | 50 | 3.0 |
| Other | 50 | 4.5 |

https://i.imgur.com/sAcoD1I.png

Financial Summary ...

January 2018 Finances

Expense Breakdown
| Category | Cost | % |
|------------+------+------|
| Housing | 1000 | 71.4 |
| Food | 350 | 25.0 |
| Insurance | 50 | 3.6 |

https://i.imgur.com/WD4unak.png

Financial Summary: January 2018
- Expenses: 1400
- Savings Rate: 93.9%
- Projected Years ...

@fiby41: The transport row is for in-city travel expenses like car, gas, public transport etc. The travel row is for all costs associated with longer distance, personal travel including cost of flights, trains etc.

@fiby41,@RFS: Yeah, housing accounts for the largest percentage(40%) of expenses ...

@tommytebco: Woops, I kind of forgot to say that in the intro! Agni is the sanskrit word for fire(=FIRE), Yagna is a sacrificial ritual to achieve objectives. These rituals usually involve fire, A sacrificial ritual(yagna) by fire(agni) to achieve FIRE..you get the drift :lol:. And no I'm not a ...

So some of the experience related ideas include sailing, slow traveling through Europe and/or retiring to the Himalayas. Work-wise a job in a different country, contracting or working to monetize my passion project(s) are some of the possibilities. Ideally after some time adventuring, home-base ...

This is a summary of my finances over the last 6 months.

Monthly Expenses :
| Month | Expenses |
|----------------+----------|
| July 2017 | 4450 |
| August 2017 | 2600 |
| September 2017 | 2200 |
| October 2017 | 2450 |
| November 2017 | 2050 |
| December 2017 | 1350 |

Expense Breakdown: July ...

Inspirations, Motivators to FIRE :

My novelty seeking, conformity avoiding, passion project oriented tendencies made me averse to doing a 9-5 till I die
ERE website, book, forum, YMOYL, MMM and The Happiness Hypothesis


Long Term Goals :

Achieve FI in 5 years. Ability to FIRE to ~India ...

Hi!

I stumbled upon Jacob's blog a few years back. I read the ERE book and have been following the blog, forum ever since.
While every journal is just great! I found akratic, c40 , spoonman and m741 especially relevant for me.

My Background:
- Age, Gender: 28 Year, Male
- Location : Living in ...

Can you please change my name to Agni

@Eureka: Thanks, Its great to be finally active on the forum! Yeah, that's the plan but I'll need the journal and the community to stick to it.