Search found 31 matches

by lightfruit55
Sat Feb 20, 2021 11:42 pm
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

Re: Lightfruit55's Journal

So there's a chance I may be laid off in the next few months. I have very mixed feelings about it. On one hand, there's a fair bit of financial anxiety which is causing me to check in on my spreadsheets a lot more often these days. On the other hand, I feel that getting laid off may finally present ...
by lightfruit55
Thu Jun 25, 2020 12:40 am
Forum: Introduce Yourself
Topic: Mike is here
Replies: 33
Views: 5656

Re: Mike is here

Same here. Stumbling onto Mike and Jacob back in 2013 was life changing. I literally googled "lacking ambition" and that led me to Mike which led me down the ERE rabbit hole. I've hopped onto lackingambition site a couple of times yearly just to check if there's been any update. Always won...
by lightfruit55
Sat May 30, 2020 2:04 am
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

Working on my self-image

Well, where do I begin. I have no structure in mind for this post so I’m just going to ramble and hopefully the rambling is sufficient rumination to bring forth some mental clarity. These days, I’ve been thinking about the root cause(s) of my insecurities about money. The thing is, I know that I hav...
by lightfruit55
Tue May 19, 2020 10:47 pm
Forum: ERE Journals
Topic: AE's Journal Round 4
Replies: 287
Views: 38003

Re: AE's Journal Round 4

Feel compelled to chime in here as I 100000% relate to how you feel. Are you me??? I've been a salaryman for close to 7 years, and I feel so stuck even though I have (conservatively-speaking) around 7 years of current expenses in cash or (almost immediately) liquid assets. I would not even have to s...
by lightfruit55
Wed Apr 29, 2020 11:30 pm
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

Pandemic Life Update

How much the world has changed since my last update! On how I realise I have no intrinsic and internal motivation My 5-week break off work was a total blast. I had a lot of fun travelling, exercising and generally bumming around. During my break without a job, I was completely unproductive. It has b...
by lightfruit55
Sun Dec 22, 2019 5:48 am
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

Re: Lightfruit55's Journal

When I first started on my ERE journey, my initial goal was to reach 300k in liquid net worth by age 30, and then retire off into the sunset (wheeee~~). Looking back, the goal was so naive. Life passed, and long gone is me, the fresh-from-college kid with only myself to be responsible for. I am now ...
by lightfruit55
Sat Nov 09, 2019 11:25 pm
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

Re: Lightfruit55's Journal

What kind of life do you ultimately want? How do you want to spend your time? What do you want to achieve? Good question. I've spent the past few months thinking about my ideal life. It's easy to think about it, but difficult to refine and even harder to accept the trade-offs that come with it. I d...
by lightfruit55
Thu Aug 29, 2019 10:01 am
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

Re: Lightfruit55's Journal

@cimorene12: Late reply. While I am generally content and grateful with my current lot, indeed I do also grapple with feelings of "lack of higher purpose". Too much contentment contradicts the "life is suffering" philosophy which I'm increasingly swayed by. Thanks for the redirec...
by lightfruit55
Thu Apr 25, 2019 8:29 am
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

Re: Lightfruit55's Journal

Like many others on the semi-ER track, my financial goal posts are constantly shifting further. I've now surpassed 300k in liquid networth, with my total networth surpassing 450k. Yet I don't feel secure. Hardly. The company I work for is not doing well. My gut feeling is that my days in this cushy ...
by lightfruit55
Wed Jan 30, 2019 6:17 pm
Forum: ERE Journals
Topic: Seppia's journal
Replies: 267
Views: 56089

Re: Seppia's journal

Genuinely curious. May I know why you think that Singapore is “soulless”? What in your opinion makes a place have “soul”?
by lightfruit55
Sat Oct 20, 2018 9:15 am
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

Re: Lightfruit55's Journal

It's been about 10 months since my last post. Despite the lack of updates, I'm still firmly on the ERE track and visit this forum quite regularly. The insights here are intellectually vigorous, and I often feel like I've nothing much to add. Crunching the numbers on my progress since my last check-i...
by lightfruit55
Sun Feb 04, 2018 6:42 am
Forum: ERE Journals
Topic: Walter's Journal
Replies: 7
Views: 1729

Re: Walter's Journal

Hello, fellow Singaporean! Very cool graphs.

Besides the world cup, what are you other plans post-retirement? What kind of retirement life/lifestyle do you envision for yourself?

Looking forward to your updates :)
by lightfruit55
Fri Dec 29, 2017 10:27 pm
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

Review of 2017

By this year end, I would have practised ERE for 4 years. How time flies... I can't believe that I've been visiting this forum religiously for 4 freaking years. This is what I have to show for it: Semi-FIRE Financial Goals: Progress Level - liquid networth of 400k [~210k; 52.5% of goal attained] - p...
by lightfruit55
Fri Dec 29, 2017 10:02 pm
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

Re: Lightfruit55's Journal

That is exciting, lightfruit, congratulations with the new job! It is wise to put yourself in new situations every now and then. Thanks Eureka for your advice. This has been a great decision so far *crosses fingers*. This job is world's apart from my previous jobs in a different field (which I dete...
by lightfruit55
Thu Dec 28, 2017 8:56 am
Forum: Lifestyle Questions
Topic: Spent $60 on an in-person date. Fuck that
Replies: 108
Views: 14055

Re: Spent $60 on an in-person date. Fuck that

Is going dutch a western thing or a male-ERE thing?

I'm from Asia (Singapore) and in my experience, generally, guys pay for the first date and for dates in general. Also, generally, aspersions are not cast on women who expect men to pay for dates in Singapore.
by lightfruit55
Mon Sep 11, 2017 11:11 pm
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

September 2017 Update

Been a while since my last update. Posting to maintain focus, and my eye on the Semi-FIRE prize. Semi-FIRE Financial Goals: Progress Level - liquid networth of 400k [~191k; 47.75% of goal attained] - paid-off share of house or 100k of housing fund [~61k; 61% of goal attained] - illiquid retirement s...
by lightfruit55
Sat Jun 24, 2017 11:22 pm
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

Re: Lightfruit55's Journal

@MDFIRE2024 haven't crossed the halfway mark for my liquid networth goal. I intend to work part-time when I am semi-FIRE. Yes, housing is expensive in Singapore - but I intend to buy my own place, eventually... How about in Germany where you are from? Do you buy or rent? What's your long-term housin...
by lightfruit55
Thu Jun 22, 2017 10:11 am
Forum: ERE Journals
Topic: Lightfruit55's Journal
Replies: 39
Views: 8336

Re: Lightfruit55's Journal

After much hemming and hawing, I've finally decided to commit to a concrete semi-FIRE goal, that being: - liquid networth of 400k [~45% progress attained] - paid-off share of house or 100k of housing fund [~58% progress attained] - illiquid retirement savings of 100k [~55% progress attained] While I...
by lightfruit55
Wed Apr 26, 2017 12:34 am
Forum: ERE Journals
Topic: Analytical Engine's Three-Year Plan
Replies: 12
Views: 2410

Re: Analytical Engine's Three-Year Plan

We are so alike so I feel obliged to comment! Same age, same goal to semi-retire by 30! I agree that it's pretty ambitious. I graduated in 2013 and realised in my first job out of university that working sucks. Researched for a way out and discovered ERE. I'm also in a SUPER BORING job but haven't l...
by lightfruit55
Thu Apr 20, 2017 7:57 am
Forum: ERE Journals
Topic: MinimalMillenial's Journal
Replies: 11
Views: 3737

Re: MinimalMillenial's Journal

Hi MM,

It's been a long while since you updated your journal. Did you end up living abroad?

p.s. I'm from Singapore too and around the same age as you. Always interested in reading up on fellow Singaporeans' ERE journey.