Early Retirement Extreme Forums

If this is vitriol to you then I apologize. I sure as shit had a harder time to succeed than you did. Good luck amigo.

Big meh here. Write a private journal if you don't want legitimate criticism. I've been here a year and I know your type. Millennial (I am one) that wants everything for free.

You remind me of myself right out of University. The difference being I stuck with it and leveraged that into getting a job I liked. I think you need to lower your standards and/or work harder. Life isn't liberal arts school. Reading this journal is very frustrating for me. To add some substance.. w...

Y'all aren't fanatically attached to curling or hockey clearly. Last Winter Olympics I woke up at 4 AM to walk to a bar in -40 C and got hammered with my friends to watch Canada win the gold in hockey. Followed by a morning house party. Probably won't be the hype surrounding hockey without NHL playe...

I taped a quarter to the cover of my last day-late book before I dropped it into the return slot. I still have that fee outstanding.

I will note it was a hardcover. I'm not a monster.

My gut check, backed up with mild google research, is that the "West (EU/NA/RU)" prefers FPS and that the "East" (SK,CN,JP) prefers MOBAS/RTS. I think MMORPGS are universal in type but change in style/game-play based on region. An Eastern MMO will have heavy anime influence (Blac...

That'll depend on how you measure popularity and what your end goal of the question is. Money spent, streaming audience, concurrent players, longevity of a title (Starcraft 1 in South Korea) are all things to look at. Are we only talking online games? Mobile games? Personally, to measure popularity ...

When I was a kid I had a part time job (2 shifts/week) at an organic grocery store to pay for a school trip. It saved my entire family 25% on organic food and I got to take home anything expired for free. I have actually considered doing this as part of my ERE.

This reads more like a to-do list. 1. Buy used or build a kegerator. Stop bottling beer. 2. Learn to ski tour. If I like it, advance gear quality. 3. Go hiking to those huts near -redacted- for 3+ days. Figure out a trail. 4. Move to Denver. 5. Only pick dividend all-star or dog value play stocks. L...

2017 Financials Some important notes reading this chart and the year: -I take my net worth Jan 1st 2017 and Jan 1st 2018, look at my net income for the year and figure out expenses from the difference. According to this method I saved 70% of my income this year !? Holy cow that's insane. To get mon...

Sorry I was away from the computer for most of the holidays. Hooray! Haha, I never win anything. I'll send you a PM shortly. Thanks Seppia.

This is amazing Seppia!
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Great questions for Christmas Eve :) I struggle with these too but I will try.. How do you come up with a 1 year plan or 5 year plan etc? Visualize what you want your life to look like in 1 or 5 years. Have conflicting visions? Me too. I think the solution is to have several acceptable plans and the...

Thanks for the replies! From my own research and the replies here, Denver seems just like Calgary*. *if it were further south and doubled in population. @The_Bowme. Beer is on me! I'm hoping to get down there for work in the new year regardless if I end up moving. I can PM you when I figure out deta...

I agree with James. Get a good credit card to use as your emergency fund and dump all available cash into student loans. I keep 500 cash in an account in case I need it to jump on a Craiglist transaction on short notice. Otherwise minimize cash. Relevant... I'm quite literally currently waiting for ...

Really quick update from mobile in a ski town bar .. Long story short I drove my car into a snowbank and burned the clutch out in my attempts to get out. $1500+ hotel, taxi and tow later... I might get home. Thankfully don't need an emergency fund when you save 65% per month. Fell in love with a gir...

Never heard of a city tax, thanks for the heads up. Similarly, never heard of Captain Capitalism, from his own description of his book I googled: it's for anybody who is either stuck, listless, or directionless in life and cannot see any other way out I probably don't need to read it? I'd certainly ...

Thanks for the recco. I have read all the MMM blogs from day 1 so that example is certainly at the forefront of my mind. That thought spurred me to check out tax rates.. my total tax rate would drop from 33.5% to 29.6%. Not huge but something. Rent looks comparable. Food, alcohol and consumer goods ...

Wanted to ask the group what they thought of a move from Calgary, Canada to Denver, USA. Things are moving really quickly now and I'm about to be mostly incommunicado from the internet for 3 days on a ski trip which doesn't help anything. The details would be doing essentially the same job I'm doing...

jennypenny wrote: ↑

Tue Dec 12, 2017 10:49 am

believe the accusers unless there is some credible reason not to

Pouring one out for the justice system tonight. https://en.wikipedia.org/wiki/Presumption_of_innocence