Search found 651 matches

by wolf
Sun Sep 23, 2018 3:46 am
Forum: ERE Journals
Topic: TravelingTrader´s Journal
Replies: 62
Views: 5825

Re: TravelingTrader´s Journal

Great to hear from you again.

Are your financials ok? Do work again? Or are you ok with your passive income cashflow?
by wolf
Fri Sep 21, 2018 9:17 am
Forum: Work & Education
Topic: Do you document what you learn?
Replies: 19
Views: 4059

Re: Do you document what you learn?

I was just wondering, does any of you document what you learn, like in a personal journal or something like that. It can be anything from personal philosophy, Thinking models, Technical knowledge, etc? If yes, how do you do that? Do you do it online somewhere or offline in a personal note book? Yes...
by wolf
Thu Sep 20, 2018 11:45 pm
Forum: Introduce Yourself
Topic: Howdy
Replies: 4
Views: 252

Re: Howdy

Welcome! The intro in your journal sounds really interesting, quite extreme in some aspects. Well, I am looking forward to read more about your journey. A SR > 85% would help you a lot, as you mentioned in your journal. Well done so far!

How did you find out about ERE?
by wolf
Wed Sep 19, 2018 12:01 pm
Forum: ERE Journals
Topic: Rossox Journal (From France)
Replies: 53
Views: 3725

Re: Rossox Journal (From France)

Great to hear Rossox, that you are feeling better emotionally! What kind of hobbies did you do? Besides biking. Or does that count as transportation. Or like vacation, regarding the scenery? ;-) When I think of biking (to work) I relate that more to transportation rather than hobbies/sports. It has ...
by wolf
Wed Sep 19, 2018 11:55 am
Forum: ERE Journals
Topic: wolf's journal
Replies: 59
Views: 4888

Re: wolf's journal

by wolf
Wed Sep 19, 2018 4:05 am
Forum: Money Questions
Topic: Noob Investor Asks Noob Questions for the 10,000th time
Replies: 61
Views: 3559

Re: Noob Investor Asks Noob Questions for the 10,000th time

Maybe this helps to reduce fear of market crashes. Of course this is meant for the "amateur investor". http://www.visualcapitalist.com/7-facts-will-free-fear-stock-market-crashes/ ...and +1 to Generation-X: earn, save, invest (more) with determination over a long period of time. Parallel to this red...
by wolf
Tue Sep 18, 2018 10:47 am
Forum: Introduce Yourself
Topic: Hi
Replies: 9
Views: 512

Re: Hi

Welcome black and white cat!
Which one is it? More black ore more white?
by wolf
Mon Sep 17, 2018 11:44 am
Forum: ERE Journals
Topic: Generation-X' Journal
Replies: 195
Views: 40407

Re: Generation-X' Journal

It is indeed some "food for thought". Thanks Generation-X, for sharing this.
by wolf
Sat Sep 15, 2018 2:24 pm
Forum: Lifestyle Questions
Topic: Working years after graduating (or 1st fulltime job) till FIRE'd
Replies: 30
Views: 1643

Re: Working years after graduating (or 1st fulltime job) till FIRE'd

I updated the list (but not the picture). Thank you all for the feedback. I appreciate it. @jacob: I updated it. Is five years correct? 2004-2009. It really depends how you see it. Does it start after your 1st or 2nd graduation? I would say the 2nd because then you earned via a fulltime job. And 200...
by wolf
Sat Sep 15, 2018 5:10 am
Forum: Lifestyle Questions
Topic: Working years after graduating (or 1st fulltime job) till FIRE'd
Replies: 30
Views: 1643

Re: Working years after graduating (or 1st fulltime job) till FIRE'd

@Jean: in order to be comparable in this context, would you declare yourself also FIRE'd in 2015 or 2016? I collected the timestamp, when those persons declared themselves FIRE'd.
by wolf
Fri Sep 14, 2018 3:51 pm
Forum: Lifestyle Questions
Topic: Working years after graduating (or 1st fulltime job) till FIRE'd
Replies: 30
Views: 1643

Re: Working years after graduating (or 1st fulltime job) till FIRE'd

@jacob: thx for the info. I didn't know it exactly, so I used FI as the reference. Yup, I know...ERE is the cause, FI the (side)effect.
@bankai: those persons declared themselves FIRE'd (quit work).
@C40: thx for the update. I'll update it.
by wolf
Fri Sep 14, 2018 1:13 pm
Forum: Lifestyle Questions
Topic: Working years after graduating (or 1st fulltime job) till FIRE'd
Replies: 30
Views: 1643

Working years after graduating (or 1st fulltime job) till FIRE'd

I did a small overview of people who achieved FIRE and how long it took them. There are (at least) 2 different ways to measure how long it took them 1) years since graduating or 1st fulltime job 2) years between defining the FIRE-goal and achieving it I chose the 1) measurement. Why did I want to kn...
by wolf
Wed Sep 12, 2018 1:17 pm
Forum: ERE Journals
Topic: Generation-X' Journal
Replies: 195
Views: 40407

Re: Generation-X' Journal

That's a great analysis of your financial fitness for retirement. I am reading this with great interest. If I calculate correctly you will retire around 47 years. Something like that is also my estimated year of 'retirement' if everything goes as planned. How are you prepared for your future retirem...
by wolf
Mon Sep 10, 2018 11:41 am
Forum: ERE Journals
Topic: Damn it Feels Good to be a Gangsta
Replies: 21
Views: 1761

Re: Damn it Feels Good to be a Gangsta

I feel the most important idea is that, for most first-world citizens, freedom is achievable. This is not the way most of us are taught to think. The next step is learning how to use that freedom in a fulfilling and responsible way. I support each sentence 100%! It was a valuable discovery for me t...
by wolf
Sun Sep 09, 2018 2:12 am
Forum: Introduce Yourself
Topic: Stephen from Canada
Replies: 8
Views: 968

Re: Stephen from Canada

Welcome Stephen! Congrats to your SR. It is quite high. This is a great starting point and situation to be in. Are you quite happy, content and satisfied with your life? Because IMO that is also important. Of course you can always improve your way to FI, but it shouldn't decrease what is also import...
by wolf
Mon Sep 03, 2018 11:15 am
Forum: Introduce Yourself
Topic: Servus from Germany!
Replies: 11
Views: 1019

Re: Servus from Germany!

Thanks for the update! As it's a company car, there is also no possibility to get rid off it until the lease expires or I switch companies. Right now, I'm using it a lot, so at least a big part of the 350€ I'm paying effectively after taxes can be justified. Is having a company car cheaper than owni...
by wolf
Sun Sep 02, 2018 11:42 am
Forum: ERE Journals
Topic: C40's Journal
Replies: 936
Views: 181239

Re: C40's Journal

Great work C40! Thank you for the pics. Vantraveling is on my list of adventures I'd like to do/try in the future.

How many hours of work did it take?

There are also many RVs in the states. What are the biggest advantages of Vantraveling vs. RV in your opinion? Size/customization/etc...
by wolf
Sun Sep 02, 2018 9:43 am
Forum: Money Questions
Topic: 1 Jacob Adjusted For Inflation (JAFI)
Replies: 37
Views: 1992

Re: 1 Jacob Adjusted For Inflation (JAFI)

Great stuff thanks wolf! Thank you Seppia! Bankai had the initial idea. I did the work. Thanks to him too. :) Thank you Bankai I'm currently at 1.08 JAFI, assumed I had to pay health insurance like I were RE. Of course currency exchange rates between EURO-USD influences this. Nevertheless my goal i...
by wolf
Sun Sep 02, 2018 3:39 am
Forum: ERE Journals
Topic: Bankai's Journal - ERE mode:hard
Replies: 58
Views: 8477

Re: Bankai's Journal - ERE mode:hard

The idea for JAFI came from YOU! I only did the work. ;)

The honour is yours! Thank you very much.

1 Jacob Adjusted For Inflation (JAFI)
by wolf
Sun Sep 02, 2018 3:32 am
Forum: Money Questions
Topic: 1 Jacob Adjusted For Inflation (JAFI)
Replies: 37
Views: 1992

1 Jacob Adjusted For Inflation (JAFI)

I created a table with 1 Jacob Adjusted For Inflation (JAFI) , based on Bankai's and Jacob's input and the discussion here (see also quotes below). It is based on 7000$ in the year 2007 and is adjusted for inflation with CPI in USA. I used the US Inflation Calculator . YEAR JAFI 2007 7000 2008 7269 ...