Search found 2953 matches

by ertyu
Tue May 07, 2024 6:01 am
Forum: Philosophy and Lifestyle Questions
Topic: Actualization!- Level 7 towards level 8
Replies: 30
Views: 1591

Re: Actualization!- Level 7 towards level 8

The "optimization" needs to be intuitive, i.e., you need to know what you want (WL7->WL8). Fuck! Would you (as in, the plural you), argue this is counterproductive at earlier levels? I'm sloshing around WL 4-ish doing "intuitive optimization:" low on spreadsheets and tracking, h...
by ertyu
Mon May 06, 2024 11:09 pm
Forum: Money and Investment Questions
Topic: Expense Ratio and Annual Return
Replies: 4
Views: 174

Re: Expense Ratio and Annual Return

Try bogleheads.org as well - it seems to me they are the people who will be able to advise you best.
by ertyu
Mon May 06, 2024 3:55 am
Forum: ERE Journals
Topic: 3 yrs to FI: ertyu's journal
Replies: 704
Views: 103478

Re: 3 yrs to FI: ertyu's journal

At 42 years old and still working, I would be much more worried about looking back 20-30 years from now and realizing that I was afraid for nothing and squandered the remaining years away worrying about the minutia of WR calculations vs. figuring out what I want out of life. Valid, and an excellent...
by ertyu
Sun May 05, 2024 10:36 pm
Forum: ERE Journals
Topic: 3 yrs to FI: ertyu's journal
Replies: 704
Views: 103478

Re: 3 yrs to FI: ertyu's journal

The good news is that each year that you still work, you can subtract 12k or 8k from the 600k or 400k, respectively - because you will be one year older :) so it will converge rather quickly. This is my personal back of the envelope theory, is that if extreme early retirement is maybe hard, less ex...
by ertyu
Sun May 05, 2024 6:24 pm
Forum: ERE Journals
Topic: 3 yrs to FI: ertyu's journal
Replies: 704
Views: 103478

Re: 3 yrs to FI: ertyu's journal

Have you considered just slowly eating through the principal? What's the point of dying with all that money anyway? Assuming you don't want to live longer than e.g. 100 years old, your withdrawal rate could be much higher. It's really surprising for me that such an obvious idea is rarely discussed ...
by ertyu
Sun May 05, 2024 9:37 am
Forum: Philosophy and Lifestyle Questions
Topic: Sexuality WL Table
Replies: 4
Views: 360

Re: Sexuality WL Table

This made me chuckle. Are we having a 3D surface for all the allo to ace + the entire alphabet soup of gender and sexuality orientations too? Or how are we handling that bit? :lol:
by ertyu
Sun May 05, 2024 8:44 am
Forum: ERE Journals
Topic: dull numbers journal
Replies: 193
Views: 62589

Re: dull numbers journal

Good job on your progress, 10cents. Almost there. And I feel you on peace being my main want right now.
by ertyu
Sun May 05, 2024 8:33 am
Forum: ERE Journals
Topic: GreenMonsta Journal
Replies: 76
Views: 9148

Re: GreenMonsta Journal

ertyu, I appreciate the feedback. Truly, I do. I think all too often parents get their kids involved in activities, with the best of intentions, only to cause more harm than good by going “try hard”. On a level, even if you're not a loser like my father, it's natural: parents are worried, this is t...
by ertyu
Sun May 05, 2024 8:27 am
Forum: ERE Journals
Topic: 3 yrs to FI: ertyu's journal
Replies: 704
Views: 103478

Re: 3 yrs to FI: ertyu's journal

If you call your place "trash", don't pay tax on it, and keep postponing repairs, that's three clear signs that you're not cut out to be a home owner. That happens a lot, it's quite common to get attracted to real estate for the wrong reasons! I'd learn the lesson, sell the place, and for...
by ertyu
Sun May 05, 2024 6:01 am
Forum: ERE Journals
Topic: guitar player's journal
Replies: 503
Views: 127376

Re: guitar player's journal

guitarplayer wrote:
Sun May 05, 2024 3:22 am

I can translate the ERE book to Spanish for DW's family :D
Now this is a brilliant idea -- culminates in actual output and is an actual project one can chunk and complete + meaningful to others
by ertyu
Sun May 05, 2024 1:54 am
Forum: ERE Journals
Topic: 3 yrs to FI: ertyu's journal
Replies: 704
Views: 103478

Re: 3 yrs to FI: ertyu's journal

Seemingly random question, but on the second paragraph I quoted...and I have no idea how far down the vipassana path you've gone, but do you think you are in dark night of the soul territory (in the Daniel Ingram, pragmatic dharma sense of the phrase)? Thanks for chiming in, Dave, excellent point. ...
by ertyu
Sun May 05, 2024 12:15 am
Forum: ERE Journals
Topic: GreenMonsta Journal
Replies: 76
Views: 9148

Re: GreenMonsta Journal

On DD: Making exercise into a positive time you spend together to bond will serve her well for life. I'm what happens otherwise. Good dadding. Im sure you don't need told, but: make sure you keep the time positive - this is not where to bring up your concerns about areas you find her lacking, lectur...
by ertyu
Sat May 04, 2024 11:46 pm
Forum: ERE Journals
Topic: mountainFrugal Journal
Replies: 494
Views: 106771

Re: mountainFrugal Journal

I never paid attention before but I think it's neat that improvements and inspirations are under the same category. Improvement as not something that's needed because one is lacking/inferior/bad but because one is looking forward to something energizing.
by ertyu
Sat May 04, 2024 11:17 pm
Forum: ERE Journals
Topic: guitar player's journal
Replies: 503
Views: 127376

Re: guitar player's journal

@ertyu: I never thought about that approach to learning languages. My response to something like this is that I won’t work but the structure your idea gives seems like a very good idea It depends on your psychological make-up. Choosing X date on which you'd sit the exam for "lowest level"...
by ertyu
Sat May 04, 2024 11:04 pm
Forum: Miscellaneous
Topic: Introducing TrainLife
Replies: 8
Views: 520

Re: Introducing TrainLife

I'd be concerned that one would spend too much time stationary living on a train. Trains are quite space-constrained.
by ertyu
Sat May 04, 2024 10:50 pm
Forum: ERE Journals
Topic: Building a better world - Cam's Journal
Replies: 193
Views: 36925

Re: Building a better world - Cam's Journal

Concert sounds awesome :)

And good luck with the mug, skills acquisition for a worthy cause!
by ertyu
Fri May 03, 2024 11:50 pm
Forum: ERE Journals
Topic: guitar player's journal
Replies: 503
Views: 127376

Re: guitar player's journal

Congrats on the promotion! To all of the other language learning advice i'd add, if you're the sort of person who is motivated by that sort of thing, look up whether there's a spanish proficiency test one can take and aim to check off the levels. The advantages to this approach are that someone has ...
by ertyu
Fri May 03, 2024 11:44 pm
Forum: ERE Journals
Topic: Loutfard's journal
Replies: 142
Views: 15886

Re: Loutfard's journal

This really is good feedback, 1 and 2 in particular are very useful
by ertyu
Fri May 03, 2024 11:30 pm
Forum: Philosophy and Lifestyle Questions
Topic: Actualization!- Level 7 towards level 8
Replies: 30
Views: 1591

Re: Actualization!- Level 7 towards level 8

V interesting. The part that's curious to me is that wl7-8 is where jacob sees the inner work begin. To me, the inner work is the work. It's only after the inner work is done that it unspools out into "reality." And without the inner work, no action taken in reality will be persistent or ...
by ertyu
Thu May 02, 2024 10:06 am
Forum: Work & Education
Topic: A chat with gpt2-chatbot
Replies: 16
Views: 768

Re: A chat with gpt2-chatbot

I still found knowing about the website itself useful. I didn;t know it existed and it's been useful over the past couple of days. I happen to be on a different wavelength right now so I used it to learn about other topics, but it still helped synthesize the material where i found original texts to ...