Search found 165 matches

by Farm_or
Fri Sep 22, 2017 8:35 am
Forum: Health Questions
Topic: How to get High-Deductible health insurance?
Replies: 21
Views: 940

Re: How to get High-Deductible health insurance?

@Illinidave Well said! When you get older and realize that you have paid so much for other people's mistakes, it puts a bitter taste in your mouth. When other people pay for your mistakes, there is an unnatural disconnect between cause and effect. Doing costly mistakes, like living unhealthy, but no...
by Farm_or
Thu Sep 21, 2017 9:03 am
Forum: Friends & Family Questions
Topic: Significant others: Having the talk ...
Replies: 22
Views: 2848

Re: Significant others: Having the talk ...

For FarmOR, it's not "the" talk as much as it is an ongoing evolution. Patience and consistence can move mountains. The extreme part of ere is a tough sell. However, the more significant your suffering from a mainstream existence, the more you open up to extreme ideas. It is a lifestyle decision. We...
by Farm_or
Sun Sep 17, 2017 7:47 am
Forum: Lifestyle Questions
Topic: Optimizing eating not-at-home expenses?
Replies: 19
Views: 920

Re: Optimizing eating not-at-home expenses?

Dress like a woman and go on free ladies night
by Farm_or
Sun Sep 17, 2017 6:59 am
Forum: Lifestyle Questions
Topic: What metrics do you keep on yourself, or your daily practices?
Replies: 19
Views: 1170

Re: What metrics do you keep on yourself, or your daily practices?

I also track economics, but not only annually, a few times a week. That may be due to the ever changing farm business? I also use the to do and done list. I I have to give myself credit for all the thankless tasks and the non-value added tasks that must be done. They won't get done on their own and ...
by Farm_or
Sun Sep 17, 2017 6:41 am
Forum: Lifestyle Questions
Topic: Moving
Replies: 27
Views: 1095

Re: Moving

As a child, my family moved a lot too - due to economics. The move that impacted me the most was in fourth grade. I went from a good school to another state that did not value education. The fourth grade was scripted. I didn't know there was such a thing. Everyone was at least two grade levels behin...
by Farm_or
Sat Sep 16, 2017 7:00 am
Forum: Lifestyle Questions
Topic: Internet Use
Replies: 13
Views: 739

Re: Internet Use

Real life vs virtual life. A few of my neighbors come to mind when I think about this balance. One is way too involved in the virtual world. He goes days without leaving the house or even the basement. All of his purpose is somehow satisfied online. Conversation with him inevitably drifts into his o...
by Farm_or
Tue Sep 12, 2017 7:35 am
Forum: Money Questions
Topic: Equifax hack
Replies: 32
Views: 1988

Re: Equifax hack

What site / company do you use to monitor your credit?
by Farm_or
Sun Sep 10, 2017 8:03 am
Forum: Transportation Questions
Topic: Rapidly Changing Automotive Technology
Replies: 20
Views: 1710

Re: Rapidly Changing Automotive Technology

We just bought our daughter a 1992 Toyota. Been shopping a lot of cars for awhile. It is old enough that it doesn't have driver distracting touch screen video display, no rear camera, no antilock brakes, heated seats, auto position mirrors and seat, corner illumination, photo sensitive lights or con...
by Farm_or
Sat Sep 09, 2017 8:03 am
Forum: Transportation Questions
Topic: Rapidly Changing Automotive Technology
Replies: 20
Views: 1710

Re: Rapidly Changing Automotive Technology

The automotive industry has always been a fascination of mine. Competition and technology has driven innovation in product development faster than any other industry. The evolution of modular unit manufacturing was started by Ford and still being improved upon almost daily. Everything that is more d...
by Farm_or
Sat Sep 09, 2017 7:40 am
Forum: DIY Skills Questions
Topic: Value Investing; learning by doing. How to.
Replies: 4
Views: 268

Re: Value Investing; learning by doing. How to.

What I learned the hard way from my couple of years of day trading is that there is no such thing as a sure thing. Short term trading is playing your luck. Fundamentals do work, but the unknown is the time frame. It takes time for fundamental analysis to take affect. Emotions happen quickly and they...
by Farm_or
Sun Aug 13, 2017 8:03 am
Forum: Lifestyle Questions
Topic: The dangers of low expense lifestyles?
Replies: 45
Views: 3059

Re: The dangers of low expense lifestyles?

Managing losing, developing discipline and adhering to long term goals only comes easier with experience. So many professional money managers can tout about beating the market in bullish times, but the odds are against them in the long term. Living without luxury and money working for you instead of...
by Farm_or
Sun Aug 13, 2017 7:11 am
Forum: Lifestyle Questions
Topic: The Parable of the Socks
Replies: 3
Views: 288

Re: The Parable of the Socks

I can appreciate brute's insight. This reminds me of the conversation that I have with new hay customers. I have come to depend on educated customers. If they don't know the difference, they should buy on price. Only after you have suffered the subtle pain of the lack of quality, can you relate to t...
by Farm_or
Fri Aug 11, 2017 7:39 am
Forum: Health Questions
Topic: testosterone therapy
Replies: 17
Views: 1114

Re: testosterone therapy

A few decades ago, I did a college paper on Bulgarian weight lifters. The emphasis was on maximizing testosterone benefits.

The basics are: 1) strenuous exercise for no longer than 45 minutes because testosterone drops after that 2) consuming a lot of pork amino acids.
by Farm_or
Wed Jul 26, 2017 11:08 am
Forum: Money Questions
Topic: How do you get low cost dental care?
Replies: 15
Views: 1123

Re: How do you get low cost dental care?

I also have bad teeth genetics. Had to pay $500 for a root canal this spring (got hit in the mouth ten years ago practicing martial arts). We don't cost justify dental insurance, so pay out of pocket. My strategy has been to find an excellent hygienist, develop a good professional relationship with ...
by Farm_or
Wed Jul 26, 2017 7:11 am
Forum: Miscellaneous
Topic: Singledom v coupledom
Replies: 38
Views: 2375

Re: Singledom v coupledom

Modesty will never be hip. I can't count how many times that I have met shallow people who misjudged me because I didn't play the shiny flair peacock. Far better to be true to yourself. Otherwise, you will end up attracting attention, but ultimately unsavory catches. "Even a good thing is not as goo...
by Farm_or
Mon Jul 17, 2017 7:22 am
Forum: Money Questions
Topic: Small business ownership
Replies: 40
Views: 2324

Re: Small business ownership

A lot of good ideas. I looked at a lot of small business ideas before returning to my Ag roots. Something relatively easy to start typically had a lot of competition. Other bigger options were less common but required more input of capital and/or labor. The local sbdc was big help with marketing dem...
by Farm_or
Sun Jul 16, 2017 8:14 am
Forum: Resources & Recommended Reading
Topic: If you could go back/forward and give your 21, 29, 45, and 77 year old selves a book, then what would it be?
Replies: 21
Views: 3080

Re: If you could go back/forward and give your 21, 29, 45, and 77 year old selves a book, then what would it be?

21: ERE, The Millionaire Next Door
29: The Sin of Wages
45:? Too close to that milestone.
71: Don't want to presume that I know what I should know then. Probably listen to some folks that age a little more and closer?
by Farm_or
Sun Jul 16, 2017 8:00 am
Forum: Money Questions
Topic: How do you "care" about your money?
Replies: 4
Views: 622

Re: How do you "care" about your money?

Isn't there a popular study, or is it urban myth? About the rich man who voluntarily removes all of his monetary belongings, starts again from scratch and in a relatively short time is right back where he started? But to the original topic: caring for your money, start with keeping close tabs. Conti...
by Farm_or
Fri Jul 14, 2017 6:59 am
Forum: Friends & Family Questions
Topic: Marriage Trends
Replies: 69
Views: 4144

Re: Marriage Trends

@7wb5 Grouchy old men AND grouchy young men? Sorry, but couldn't help seeing the common denominator... Evolution is inevitable. The hardest part is accepting that no matter how good of a choice you think you make, it can (and usually does) go upside down. The second hardest part is the realization t...
by Farm_or
Fri Jul 14, 2017 6:37 am
Forum: Money Questions
Topic: Where to invest with high equity prices
Replies: 19
Views: 1499

Re: Where to invest with high equity prices

+1 on energy.

Telecom though, there are some good reasons that nobody is buying....
by Farm_or
Wed Jul 05, 2017 8:34 am
Forum: Money Questions
Topic: Taxing Investment Income to fund
Replies: 17
Views: 920

Taxing Investment Income to fund

Obamacare.

It's a proposal being considered.

What do you think about that?
by Farm_or
Tue Jul 04, 2017 7:27 am
Forum: Health Questions
Topic: Does pollution cancel health benefits of cycling/running in urban areas?
Replies: 7
Views: 471

Re: Does pollution cancel health benefits of cycling/running in urban areas?

I spent too long in a city that boomed for over a decade. Like a lot of popular cities, it was in a valley. The population driven air pollution was compounding the natural inversions. The air quality worsened with amplitude and duration. You had to know during those times that you felt like you had ...
by Farm_or
Wed Jun 28, 2017 9:12 am
Forum: Friends & Family Questions
Topic: Dealing with casual insults from family
Replies: 39
Views: 4054

Re: Dealing with casual insults from family

Great thread. I've learned a few things from the multitude of perspectives. Fear of letting loved ones down. My family and peers fill two extremes and everything in between. There is the aspect of extremely high expectations of me. The group that has benefited from the vicarious pride in my achievem...
by Farm_or
Wed Jun 28, 2017 6:47 am
Forum: Money Questions
Topic: What would be considered real wealth?
Replies: 13
Views: 1254

Re: What would be considered real wealth?

Wealth or the accumulation of tangibles in its most basic form is creating something out of "nothing". You supply the "nothing". Learning and creating, adapting and repeat. Producing a service or good that is needed more than wanted. The closer you are to the need spectrum, the more competition you ...
by Farm_or
Mon Jun 26, 2017 7:39 am
Forum: Lifestyle Questions
Topic: How many of you are financially independent? What have you done since FI? What did you do before FI?
Replies: 19
Views: 2706

Re: How many of you are financially independent? What have you done since FI? What did you do before FI?

@enigma. Eagle Cap is far enough that I had to go to the bat computer to find out where it is. The old nez Perce country; enchanted country! About two hours driving. I am closer to the owyhee canyon lands- desert dweller. In fact, I am right on the edge of many miles of open land- old snake Indian c...