Search found 155 matches

by Farm_or
Sun Aug 13, 2017 8:03 am
Forum: Lifestyle Questions
Topic: The dangers of low expense lifestyles?
Replies: 45
Views: 2540

Re: The dangers of low expense lifestyles?

Managing losing, developing discipline and adhering to long term goals only comes easier with experience. So many professional money managers can tout about beating the market in bullish times, but the odds are against them in the long term. Living without luxury and money working for you instead of...
by Farm_or
Sun Aug 13, 2017 7:11 am
Forum: Lifestyle Questions
Topic: The Parable of the Socks
Replies: 3
Views: 199

Re: The Parable of the Socks

I can appreciate brute's insight. This reminds me of the conversation that I have with new hay customers. I have come to depend on educated customers. If they don't know the difference, they should buy on price. Only after you have suffered the subtle pain of the lack of quality, can you relate to t...
by Farm_or
Fri Aug 11, 2017 7:39 am
Forum: Health Questions
Topic: testosterone therapy
Replies: 15
Views: 800

Re: testosterone therapy

A few decades ago, I did a college paper on Bulgarian weight lifters. The emphasis was on maximizing testosterone benefits.

The basics are: 1) strenuous exercise for no longer than 45 minutes because testosterone drops after that 2) consuming a lot of pork amino acids.
by Farm_or
Wed Jul 26, 2017 11:08 am
Forum: Money Questions
Topic: How do you get low cost dental care?
Replies: 15
Views: 954

Re: How do you get low cost dental care?

I also have bad teeth genetics. Had to pay $500 for a root canal this spring (got hit in the mouth ten years ago practicing martial arts). We don't cost justify dental insurance, so pay out of pocket. My strategy has been to find an excellent hygienist, develop a good professional relationship with ...
by Farm_or
Wed Jul 26, 2017 7:11 am
Forum: Miscellaneous
Topic: Singledom v coupledom
Replies: 38
Views: 2051

Re: Singledom v coupledom

Modesty will never be hip. I can't count how many times that I have met shallow people who misjudged me because I didn't play the shiny flair peacock. Far better to be true to yourself. Otherwise, you will end up attracting attention, but ultimately unsavory catches. "Even a good thing is not as goo...
by Farm_or
Mon Jul 17, 2017 7:22 am
Forum: Money Questions
Topic: Small business ownership
Replies: 40
Views: 2034

Re: Small business ownership

A lot of good ideas. I looked at a lot of small business ideas before returning to my Ag roots. Something relatively easy to start typically had a lot of competition. Other bigger options were less common but required more input of capital and/or labor. The local sbdc was big help with marketing dem...
by Farm_or
Sun Jul 16, 2017 8:14 am
Forum: Resources & Recommended Reading
Topic: If you could go back/forward and give your 21, 29, 45, and 77 year old selves a book, then what would it be?
Replies: 21
Views: 2807

Re: If you could go back/forward and give your 21, 29, 45, and 77 year old selves a book, then what would it be?

21: ERE, The Millionaire Next Door
29: The Sin of Wages
45:? Too close to that milestone.
71: Don't want to presume that I know what I should know then. Probably listen to some folks that age a little more and closer?
by Farm_or
Sun Jul 16, 2017 8:00 am
Forum: Money Questions
Topic: How do you "care" about your money?
Replies: 4
Views: 539

Re: How do you "care" about your money?

Isn't there a popular study, or is it urban myth? About the rich man who voluntarily removes all of his monetary belongings, starts again from scratch and in a relatively short time is right back where he started? But to the original topic: caring for your money, start with keeping close tabs. Conti...
by Farm_or
Fri Jul 14, 2017 6:59 am
Forum: Friends & Family Questions
Topic: Marriage Trends
Replies: 65
Views: 3274

Re: Marriage Trends

@7wb5 Grouchy old men AND grouchy young men? Sorry, but couldn't help seeing the common denominator... Evolution is inevitable. The hardest part is accepting that no matter how good of a choice you think you make, it can (and usually does) go upside down. The second hardest part is the realization t...
by Farm_or
Fri Jul 14, 2017 6:37 am
Forum: Money Questions
Topic: Where to invest with high equity prices
Replies: 19
Views: 1345

Re: Where to invest with high equity prices

+1 on energy.

Telecom though, there are some good reasons that nobody is buying....
by Farm_or
Wed Jul 05, 2017 8:34 am
Forum: Money Questions
Topic: Taxing Investment Income to fund
Replies: 17
Views: 786

Taxing Investment Income to fund

Obamacare.

It's a proposal being considered.

What do you think about that?
by Farm_or
Tue Jul 04, 2017 7:27 am
Forum: Health Questions
Topic: Does pollution cancel health benefits of cycling/running in urban areas?
Replies: 7
Views: 412

Re: Does pollution cancel health benefits of cycling/running in urban areas?

I spent too long in a city that boomed for over a decade. Like a lot of popular cities, it was in a valley. The population driven air pollution was compounding the natural inversions. The air quality worsened with amplitude and duration. You had to know during those times that you felt like you had ...
by Farm_or
Wed Jun 28, 2017 9:12 am
Forum: Friends & Family Questions
Topic: Dealing with casual insults from family
Replies: 39
Views: 3610

Re: Dealing with casual insults from family

Great thread. I've learned a few things from the multitude of perspectives. Fear of letting loved ones down. My family and peers fill two extremes and everything in between. There is the aspect of extremely high expectations of me. The group that has benefited from the vicarious pride in my achievem...
by Farm_or
Wed Jun 28, 2017 6:47 am
Forum: Money Questions
Topic: What would be considered real wealth?
Replies: 13
Views: 1097

Re: What would be considered real wealth?

Wealth or the accumulation of tangibles in its most basic form is creating something out of "nothing". You supply the "nothing". Learning and creating, adapting and repeat. Producing a service or good that is needed more than wanted. The closer you are to the need spectrum, the more competition you ...
by Farm_or
Mon Jun 26, 2017 7:39 am
Forum: Lifestyle Questions
Topic: How many of you are financially independent? What have you done since FI? What did you do before FI?
Replies: 19
Views: 2550

Re: How many of you are financially independent? What have you done since FI? What did you do before FI?

@enigma. Eagle Cap is far enough that I had to go to the bat computer to find out where it is. The old nez Perce country; enchanted country! About two hours driving. I am closer to the owyhee canyon lands- desert dweller. In fact, I am right on the edge of many miles of open land- old snake Indian c...
by Farm_or
Sun Jun 25, 2017 8:27 am
Forum: Lifestyle Questions
Topic: How many of you are financially independent? What have you done since FI? What did you do before FI?
Replies: 19
Views: 2550

Re: How many of you are financially independent? What have you done since FI? What did you do before FI?

1) yes. Going on year five. 2) Worked as electrician/millwright full time + over time and farmed on the side. 3) Forage farming. Really busy in summer, but not at all during winter. Chop wood and read. I spend a lot of time helping neighbors, wilderness hikes, farm auto or metal projects and occasio...
by Farm_or
Sat Jun 24, 2017 6:43 am
Forum: Politics, and other eternal disagreements
Topic: What values do you value the most?
Replies: 13
Views: 646

Re: What values do you value the most?

Honesty.

Spend awhile without it and you will question everything. You'll start living like a chess player frozen by analysis paralysis.
by Farm_or
Sat Jun 17, 2017 6:48 am
Forum: Lifestyle Questions
Topic: Bogleheads are mind-boggling sometimes.
Replies: 67
Views: 12551

Re: Bogleheads are mind-boggling sometimes.

Don't shoot yourself. You'll just be broke, overworked, and suffering from a gunshot wound. There are so many points of view, because there are so many different people. It comes down to what you require for comfort. Some people are very Spartan, healthy and resourceful. They can get by on very litt...
by Farm_or
Sat Jun 10, 2017 7:26 am
Forum: ERE Journals
Topic: Halfmoon's journal
Replies: 397
Views: 34140

Re: Halfmoon's journal

Great story. Funny fact: my Massey Ferguson has fishy brakes too. The first thing I fixed was the emergency brake. The second thing I fixed was the emergency brake warning light. Reminds me of my DW trying to help me with the stuck swather last year. I had her put the pickup into low lock four wheel...
by Farm_or
Mon Jun 05, 2017 6:52 am
Forum: Politics, and other eternal disagreements
Topic: What if US wealth was redistributed overnight?
Replies: 20
Views: 1232

Re: What if US wealth was redistributed overnight?

Kinda sounds like the Bolshevik revolution? Ever heard of that?

"History doesn't doesn't​ repeat itself, it rymes."
by Farm_or
Fri Jun 02, 2017 7:12 am
Forum: Miscellaneous
Topic: Where are the failure-stories?
Replies: 45
Views: 2810

Re: Where are the failure-stories?

What would falling off the wagon look like? Acquiring a dozen credit cards and going on a drunken spending binge? Crazed boredom of watching television all day resorting to desperate job hunting at the employment office? Coveting a neighbor's new Porsche, so go out and sign the line on a Lamborghini...
by Farm_or
Wed May 24, 2017 9:18 pm
Forum: Lifestyle Questions
Topic: Hunter gatherer
Replies: 6
Views: 539

Re: Hunter gatherer

I have a neighbor that hunts and eats Marmot. It cracks me up how he describes it. "It's kinda fatty. Kinda like pork. It leaves your lips soo smooth!"
by Farm_or
Wed May 24, 2017 8:17 am
Forum: Lifestyle Questions
Topic: Best lifestyle jobs for early retirees?
Replies: 50
Views: 3569

Re: Best lifestyle jobs for early retirees?

Farming? Gardening? Livestock? Work doesn't have to be a four letter word. When you finally gain some control over your life, you can find the joy in doing anything challenging. I still apply myself to my duties as I did when I was working for the man. Initially, I thought that I must have become ad...
by Farm_or
Tue May 23, 2017 8:45 am
Forum: Lifestyle Questions
Topic: Wood Storage Strategy
Replies: 8
Views: 496

Re: Wood Storage Strategy

Stacking on pallets is a great idea. It will help keep it off the ground and you could possibly move it or sell it if you had to. I have a bit of that same dilemma. Neighbor was taking down a Grove of locust. It's super convenient and premium firewood so I bought all he has (like four years worth @ ...
by Farm_or
Tue May 23, 2017 8:36 am
Forum: Health Questions
Topic: fitness routine
Replies: 11
Views: 657

Re: fitness routine

@frosti85 I think you have a good plan to start with. Consistency and dedication is the biggest part of establishing a healthy habit like exercise. Keeping it short and simple can remove the psychological barrier that you will no doubt have to overcome on those days that you come home fried and not ...