Search found 1624 matches

by Seppia
Wed Sep 22, 2021 12:25 am
Forum: Money Questions
Topic: Inflation, Interest Rates & Financial Represion
Replies: 28
Views: 2100

Re: Inflation, Interest Rates & Financial Represion

Extremely large US companies, top 100, are global, statistically these investments are preferred for diversification compared to the general market as opposed to direct international investing. I have never really understood this argument. Korea is probably the biggest “exporter” in the g20, as alm...
by Seppia
Fri Sep 17, 2021 3:50 pm
Forum: Work & Education
Topic: Choosing between job options
Replies: 4
Views: 305

Re: Choosing between job options

At your level of savings, to me this would be a one-second decision. Ok i am probably stuck in a salaryman perspective but $250k. $250k Unless you start throwing money around you can almost double your NW in two years, creating a massive margin of safety in a very short time. The $145k job seems lik...
by Seppia
Fri Sep 17, 2021 2:26 pm
Forum: Money Questions
Topic: Investments Trade Log
Replies: 2632
Views: 547344

Re: Investments Trade Log

@MI when you buy physical gold and silver you mean actual bars or do you use something like the sprott trusts that buy gold bars?
by Seppia
Thu Sep 16, 2021 3:25 pm
Forum: Money Questions
Topic: Transfer from Betterment to Vanguard
Replies: 21
Views: 932

Re: Transfer from Betterment to Vanguard

@Old Man offering ETFs in different places doesn’t mean they aren’t heavily US centric. Vanguard doesn’t offer any brokerage services in most of Europe and in Asia. Don’t know about the UK (I believe they have a decent presence there), but in the rest or Europe they are way behind blackrock and lyxo...
by Seppia
Tue Sep 14, 2021 4:29 pm
Forum: Money Questions
Topic: Transfer from Betterment to Vanguard
Replies: 21
Views: 932

Re: Transfer from Betterment to Vanguard

I’ve already recommended this, but as a serial expat that has needed to move investments across the globe multiple times, HSBC is the ONLY institution I have found to more or less be capable of doing the job. Vanguard is very USA centric and will not want you as a customer once you move out. Also, b...
by Seppia
Sat Sep 11, 2021 1:28 am
Forum: Money Questions
Topic: Investments Trade Log
Replies: 2632
Views: 547344

Re: Investments Trade Log

Thanks. @MI I see you’re the usual optimist :lol: (I’m joking I really appreciate your takes). With cryptos, it’s fascinating to see the level of correlation between tether’s printing (it’s very blatant now that they aren’t backed almost at all - they are under investigation from the DOJ and somehow...
by Seppia
Fri Sep 10, 2021 4:25 pm
Forum: Money Questions
Topic: Investments Trade Log
Replies: 2632
Views: 547344

Re: Investments Trade Log

Anybody following what’s happening with Uranium due to Sprott’s trust?
by Seppia
Sun Sep 05, 2021 2:22 pm
Forum: ERE Journals
Topic: the animal's journal
Replies: 649
Views: 166860

Re: the animal's journal

Thanks for the update. Some side thought: You write well, your pictures are cool and the awesome nature does the rest. I really think you could build a lucrative side business by chaperoning urban people around. I know for sure one day I will get in touch with you and offer you money to tag along on...
by Seppia
Tue Aug 24, 2021 3:23 pm
Forum: Money Questions
Topic: Investments Trade Log
Replies: 2632
Views: 547344

Re: Investments Trade Log

I have bought a few Tencent shares on the way down, with an avg price of 451hkd per share. Big jump today. You rarely get companies with almost no net debt, huge margins and growth rates so high that 20% YoY is "somewhat disappointing" at these valuations. Sure there's a fairly big country...
by Seppia
Mon Aug 23, 2021 7:14 am
Forum: Work & Education
Topic: Any math teachers here?
Replies: 26
Views: 1079

Re: Any math teachers here?

@Seppia, in the UK there are also about 20 class hours, but apparently there is lots of admin work. Read an article also that UK teachers are fleeing to international schools abroad, not least to Italy, enjoying higher working standards and well better weather. For what I’ve seen, the UK is one of ...
by Seppia
Mon Aug 23, 2021 12:25 am
Forum: Work & Education
Topic: Any math teachers here?
Replies: 26
Views: 1079

Re: Any math teachers here?

In Italy it’s borderline impossible to be overworked as a teacher, as they have under 20 class hours per week.
The problem is they make shit money, but it would not be a problem for an ERE person.
by Seppia
Sun Aug 22, 2021 11:52 pm
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in The Basque Country
Replies: 566
Views: 117281

Re: Frugal chicos journal - ERE in The Basque Country

Good for cutting back drinking, I just did a 12 day “dry run” and felt great. The point (at least for me) is not to completely stop drinking but keep it occasional, like once a week. You seem to have a clear direction, that plus a good routine (kids help with that I noticed!) makes for a healthy lif...
by Seppia
Wed Aug 18, 2021 2:49 pm
Forum: ERE Journals
Topic: Semi-ERE Year 3 - Wanderlust Prevails
Replies: 1019
Views: 219548

Re: Semi-ERE Year 3 - Wanderlust Prevails

In general, great to see you’re as enthusiastic and energetic as always! I’ve also decided to cut back on alcohol a little while ago, and am taking advantage of my vacations to stay completely off it. Currently in my 10th day alcohol free, feels great. I’ll be visiting my friend in Sweden in 10 days...
by Seppia
Wed Aug 18, 2021 6:42 am
Forum: Introduce Yourself
Topic: Hello from Sweden!
Replies: 4
Views: 503

Re: Hello from Sweden!

Welcome to the forum, ill be visiting again your beautiful country in a couple weeks.
You’re so lucky to live where you do, mid term I plan / hope to be able to find a way to live there (targeting Stockholm)
by Seppia
Mon Aug 16, 2021 2:27 pm
Forum: Resources & Recommended Reading
Topic: Dead White Man's Clothes: The Environmental Disaster Fuelled by Used Clothes
Replies: 21
Views: 1351

Re: Dead White Man's Clothes: The Environmental Disaster Fuelled by Used Clothes

I don’t know why, but I have a mental block with getting clothes second hand unless it’s from family (I still have a magnificent wool sweater from when my dad was 27, a couple cachemire gilets from my grandpa etc, back from the time when most clothes were made to last). The best I can do is I never ...
by Seppia
Sun Aug 15, 2021 2:45 pm
Forum: Politics, and other eternal disagreements
Topic: IPCC report
Replies: 3
Views: 700

Re: IPCC report

I found it less catastrophic then I would have expected, but I did not read all 42 pages in detail. Personally, my faith in humanity isn’t exactly sky high, when I see people buying 2 ton teslas in HK “because environment” when HK has The most efficient and cheap public transport system I’ve ever se...
by Seppia
Sun Aug 15, 2021 8:10 am
Forum: Politics, and other eternal disagreements
Topic: IPCC report
Replies: 3
Views: 700

IPCC report

A new document from the IPCC is out. https://www.ipcc.ch/report/sixth-assessment-report-working-group-i/ I have read the Summary For Policymakers (which I assume is a dumbed down version), and found it interesting. Also, wanted to check here if there's someone more skilled than me who can/wants to c...
by Seppia
Sat Aug 14, 2021 3:34 pm
Forum: Work & Education
Topic: working two jobs
Replies: 17
Views: 1365

Re: working two jobs

I already earn way more than I need by working one job, if I ever managed to reduce working hours I’d just enjoy the extra free time rather than find creative ways to get back to a 9-7 routine
by Seppia
Wed Aug 11, 2021 7:32 am
Forum: Miscellaneous
Topic: Tang Ping
Replies: 6
Views: 806

Re: Tang Ping

In South Korea, Saturday was a normal work day until a few years ago. The average Korean I know gets out if the house around 630-7am and never gets back before 830pm. Basically, South Korea is the real version of the west’s stereotype of Japan. In Japan, people spend long hours at work (or I should ...
by Seppia
Sat Aug 07, 2021 7:33 am
Forum: ERE Journals
Topic: Semi-ERE Year 3 - Wanderlust Prevails
Replies: 1019
Views: 219548

Re: Semi-ERE Year 3 - Wanderlust Prevails

Great discussion plus a bonus cameo! I don’t have much to add to what’s already been said, other than: don’t overthink things, you went back to work because it made sense, if you feel like hanging in for a few extra bucks there’s nothing wrong with it in my opinion. Similar to investing, I think the...