Search found 1534 matches

by Seppia
Fri Feb 26, 2021 12:44 am
Forum: ERE Journals
Topic: Seppia's journal
Replies: 266
Views: 55833

Re: Seppia's journal

February Update We are settling in great in HK. We absolutely love the area where we decided to live and, so far, we've only experienced the best weather of the year. So life has been good. The kid is growing nicely, we can tell he really wants to walk soon. Some of the kids his age already do walk...
by Seppia
Thu Feb 25, 2021 9:49 pm
Forum: Money Questions
Topic: Portfolio Charts
Replies: 515
Views: 135005

Re: Portfolio Charts

Accumulating ETFs are more tax efficient, becase for reasons unknown the accumulated dividend is not taxed immediately. The reinvested amounts will count as an acqusition with zero cost base. So basically you're deferring taxes and gaining a bit with the compounding. So let's say You buy 100 worth o...
by Seppia
Thu Feb 25, 2021 9:36 pm
Forum: Money Questions
Topic: Investments Trade Log
Replies: 2524
Views: 514301

Re: Investments Trade Log

I'm starting to look into PFE, any very good reason why I should not?
by Seppia
Mon Feb 22, 2021 3:46 am
Forum: Money Questions
Topic: Portfolio Charts
Replies: 515
Views: 135005

Re: Portfolio Charts

Agreed with wolf, but most times the tickers are easily understandable, I’ve never experienced anything dramatically different like in the examples above. For example Vanguard Europe stock index fund ticker is VEUR.AS for the amasterdam one VEUR.L for London Etc. But yes the ISIN is the way to go if...
by Seppia
Sat Feb 20, 2021 9:11 am
Forum: ERE Book/Blog/Forum
Topic: jacob interviewed on the madFIentist podcast
Replies: 63
Views: 4183

Re: jacob interviewed on the madFIentist podcast

jacob wrote:
Sat Feb 20, 2021 9:01 am
https://www.amazon.com/Mastering-Market ... 328479250/ is the closest description that I have found to how I invest. It fits how I otherwise think about the world.
That’s a great book
by Seppia
Wed Feb 17, 2021 6:57 pm
Forum: ERE Book/Blog/Forum
Topic: On deleting journals, posts, and accounts
Replies: 147
Views: 8296

Re: On deleting journals, posts, and accounts

I was 0% talking about politics in my points. The fact that some perfectly normal people feel threatened by the fact that law enforcement is going after bare chested Jamiroquai and his friends for invading the capitol and killing a cop seems a bit weird to me. Time to move on for me. In the end it’s...
by Seppia
Tue Feb 16, 2021 7:11 pm
Forum: ERE Book/Blog/Forum
Topic: On deleting journals, posts, and accounts
Replies: 147
Views: 8296

Re: On deleting journals, posts, and accounts

I may sound overly concerned/angry at this but I’m not. The bottom line is that Jacob has allowed this, so that’s the rule and that’s what’s ok on this board. He obviously dictates what’s acceptable and what’s not here. As he pointed out repeatedly, actions have first, second and third order ramific...
by Seppia
Tue Feb 16, 2021 1:49 am
Forum: ERE Book/Blog/Forum
Topic: On deleting journals, posts, and accounts
Replies: 147
Views: 8296

Re: On deleting journals, posts, and accounts

@zero before I get into the point by point, I still would like to know what the reason is for nuking ALL posts. I haven't heard a valid argument. You want to eliminate the picture of your house, or that reference to where you live, your employer etc? Cool I understand that. But why delete the reply ...
by Seppia
Mon Feb 15, 2021 3:48 am
Forum: ERE Book/Blog/Forum
Topic: On deleting journals, posts, and accounts
Replies: 147
Views: 8296

Re: On deleting journals, posts, and accounts

I’ve already said what my position on this topic is, but I’d just like to add that nuking ALL your posts is incredibly egoistic. I remain amazed at how within a group of people who should value fairness, hard work and paying it forward, so many act as free riders, taking the good then leaving by bur...
by Seppia
Thu Feb 11, 2021 6:23 pm
Forum: ERE Community
Topic: ERE Travel Thread
Replies: 18
Views: 2770

Re: ERE Travel Thread

I’m currently in Hong Kong but would be able to help with suggestions for some areas of Tuscany and if you got around the city of Como.
Ping me if needed
by Seppia
Thu Feb 11, 2021 9:52 am
Forum: Money Questions
Topic: Dogs of the Dow strategy underrated?
Replies: 53
Views: 9830

Re: Dogs of the Dow strategy underrated?

@Bankai
I’ve never understood the “X% of revenues are generated abroad” argument.
South Korea probably has an even higher share. Would you be fine investing 100% in South Korean companies?
by Seppia
Thu Feb 11, 2021 8:35 am
Forum: Money Questions
Topic: Dogs of the Dow strategy underrated?
Replies: 53
Views: 9830

Re: Dogs of the Dow strategy underrated?

Too little geographical diversification.
by Seppia
Wed Feb 10, 2021 6:58 pm
Forum: Housing Questions
Topic: Mortgage Question
Replies: 39
Views: 1452

Re: Mortgage Question

To me, there’s value in not having debt.
No debt means more resiliency and more options to do whatever you want along the road.
Also, being only 1/4 of your NW, I think it would work as a good diversificator (does that word exist? Probably not).
by Seppia
Sun Feb 07, 2021 10:01 am
Forum: Lifestyle Questions
Topic: Emigration
Replies: 42
Views: 3183

Re: Emigration

The question is flattering but no I’m not a native speaker. Should you hear me talk you wouldn’t have asked the question, I have a fairly thick Italian accent, think super Mario voice :) Learning English happened so long ago that I can’t tell you if it’s hard or not. Honestly, it’s one if those thin...
by Seppia
Sun Feb 07, 2021 8:01 am
Forum: Lifestyle Questions
Topic: Emigration
Replies: 42
Views: 3183

Re: Emigration

@chenda 19th century but yes you’re correct. Latin languages all originate from, well, latin, that was (to keep it simple) the language of Ancient Rome. So in some sort it way “Italian”, if you consider it as the purest origination of Latin, exists since much longer. Since Rome conquered most of tod...
by Seppia
Sun Feb 07, 2021 3:28 am
Forum: Lifestyle Questions
Topic: Emigration
Replies: 42
Views: 3183

Re: Emigration

@realperson because the Caribbean is awesome and it’s a good way to live there. Realistically, if I go that route the easiest for me being Italian is Panama. Based off of the $140k in assets to be granted a 5 year resident permit I should qualify for Mexico as well. I have to look how is taxation in...
by Seppia
Sun Feb 07, 2021 2:14 am
Forum: Lifestyle Questions
Topic: Emigration
Replies: 42
Views: 3183

Re: Emigration

This sounds tempting. Potential issue could be the language - there seem to be differences between north and south of Italy - when we were in Naples, my wife who was fluent in Italian couldn't understand locals while having no issues in the north. Can you elaborate what's included in 'super comfort...
by Seppia
Sat Feb 06, 2021 8:34 am
Forum: Lifestyle Questions
Topic: Emigration
Replies: 42
Views: 3183

Re: Emigration

I’m keeping en eye on the Caribbean in case they start do discount their citizenship fees.
by Seppia
Sat Feb 06, 2021 7:43 am
Forum: Lifestyle Questions
Topic: Emigration
Replies: 42
Views: 3183

Re: Emigration

@bankai
In southern Italy you can live super comfortably in any city except Rome for 1500€/month for a couple.
by Seppia
Thu Feb 04, 2021 10:17 am
Forum: Money Questions
Topic: Investments Trade Log
Replies: 2524
Views: 514301

Re: Investments Trade Log

So you were basically day trading?

I could never do that but you seem to have done pretty well.
If you start looking at “what could have been” you’ll always kick yourself one way or the other.