Early Retirement Extreme Forums

Seems part of the success of ETFs in the US is due to a tax dodge (heartbeat trades): https://www.bloomberg.com/graphics/2019-etf-tax-dodge-lets-investors-save-big Would that apply to ETFs only, or could funds like Berkshire do something similar? It's interesting if active management gets penalized ...

In addition to the excellent advice above: Is breathing through the nose a problem during the day too, or only at night? If the latter, might allergies be a problem? Iirc some sleep meds can have a antihistamine-like effect, which might be an alternative explanation for why they work well for you. M...

Another way of seeing that is that the short rate is too high relative to the overvalued stocks. Hence prob. also why the fed put a damper on the hikes. They've truly backed themselves into a [very profitable for contrarians] corner. Who would be the contrarians in this scenario? In related news, t...

Welcome to the forum, @HappyDane! As Fbeyer said, we have a good Cph community with different people and different approaches to FI/ERE. You should definitely join a meetup. They are always inspiring, and we are happy to see new faces. It sounds like you are well on the way to FI. Are you counting t...

A while back I was talking to a neuroscientist studying the effect of meditation. They were looking for consistent changes in patterns of brain activity. Problem was, the patterns were all over the place! They saw changes in individuals, but changes were, well, individual. No obvious common pattern....

For example instead of focussing on yourself all the time (which the vast majority of people do 24/7) focus your thoughts on other people and making their life and situation and comfort better. iirc that's also the final conclusion to the Dale Carnegie classic "How to win friends and influence...

Digging up and dusting off this good ole journal for an update. Money: Meh and Sigh So in my usual unintentionally unconventional way, I've managed to be one of the few people who actually lost money going the ERE route. I've always been naturally frugal, with no particular overarching plan but a fe...

Well I read it to be up-to-date for the meet-up this weekend

Seriously though, I'm hoping to hear more about your potential new job, it sounds awesome. One of my (many!) FI fantasies has been starting a bio-sustainable robotics-based permaculture farm on Bornholm.

Impressive as always, glad it's going so well! :) If you really get nothing but the money out of the part time gig, then it does sound a bit pointless when you don't need the money. Do you think there is any potential value to maintaining some sort of connection with the job market? Like CV or up-to...

Thanks for sharing these, lots of inspiration. I sometimes daydream of a tiny house+greenhouse combi. Maybe even a tiny house within a not-so-tiny greenhouse.

"A sustainable, waste- and debt-free society" starting up next year* in Ebeltoft, right under the drippy nose of Jutland. https://grobund.org Looks interesting from an ERE perspective. From what I understand, it is intended to incorporate: 1) A large, currently vacant, factory building to ...

Just came across this, don't know if it's been posted here before. Might be of interest to the "optimizers" among us. https://academic.oup.com/eurheartj/article/38/32/2478/3608700/Extreme-high-high-density-lipoprotein-cholesterol Excerpt from abstract: The association between HDL cholester...

Yeah, those changes would def be good for EREs.. but let's see how it goes once it's been through the parliamentary mills!

Looks pretty awesome! Is Denmark warm enough for sweet potatoes? Kansas is quite a bit further south and inland.

Ah, the infamous "killer slugs", bane of garden beds and ecosystems alike. These were the main reason I gave up on gardening, after realizing that 90% of the time is spent violently killing things, not tenderly nurturing little seedlings. So much for meditative hobbies. Like @Eureka said, ...

isn't it preferable to organize one's life so that there is no need for escapes or trips away from it? No arguing there!! The challenge is just how to go about it so that you can: 1) Be where you want 2) when you want 3) doing what you want 2) with the people you want to be with Looking forward to ...

@knap82, I've sent you a pm.

Jaaah, Günther, here iz ze plan: When is the meet-up? Sunday Nov 6th, 2pm -address sent by PM to the new folks. Who is it for? (copied directly from Eureka) Anyone who is applying one/more ERE principles to her/his life or is intending/considering to do so. Not intended for: Journalists and others w...

That travel insurance looks interesting.. will have to check it out. So far I've just got the account. Do you know if it's just a 'delays & lost luggage' insurance, of if it also covers stuff like accidents, illness, and helicopter rescue from unexpectedly erupting volcanoes? I would guess the f...

Wow, we're getting a good good influx of new people here. Great :) @tjelli, thanks for your intro. Sounds very interesting with your fintech company, hope we can hear some more at the meetup! Speaking of which, I'll be sending out PMs and details this weekend at the latest. @chol03ac, you are also w...