Search found 38 matches

by giskard
Thu Nov 16, 2017 1:21 am
Forum: Health Questions
Topic: Bulking up healthy but innexpensively
Replies: 15
Views: 918

Re: Bulking up healthy but innexpensively

1) Add 1 high calorie smoothie every single day (oats, olive oil, peanut butter, fruit), meaning if you already have 1 a day, add another 1. 2) Add a tablespoon of olive or coconut oil to all of your shakes/smoothies for more fat in diet (I also was lacking on fat in my diet since I basically ate v...
by giskard
Wed Nov 15, 2017 7:49 pm
Forum: Health Questions
Topic: Bulking up healthy but innexpensively
Replies: 15
Views: 918

Re: Bulking up healthy but innexpensively

Seriously. You should be buying eggs in bulk. If you're really serious start with a half dozen per day and work up to a dozen. Also, I see next to no fat in that diet plan. If you're a hard-gainer you need to get a minimum of 15-20% of your calories from fat. I personally would shoot higher, someth...
by giskard
Sun Nov 05, 2017 5:19 pm
Forum: Health Questions
Topic: Bulking up healthy but innexpensively
Replies: 15
Views: 918

Bulking up healthy but innexpensively

I'm a skinny nerd fast metabolism ectomorph and have decided to bulk up physically. Any advice on doing this inexpensively but in a healthy way? I'm like super thin now and would like to gain about 20lbs. Obviously I am cooking everything at home. Here is my routine right now: Morning: - eat an egg ...
by giskard
Sun Oct 22, 2017 1:48 pm
Forum: ERE Journals
Topic: jonnyz's journal
Replies: 9
Views: 496

Re: jonnyz's journal

Liking the journal so far, keep the Seneca quotes coming. Even though you may feel like your are starting from "humble beginnings" you have a positive net worth. So I would argue that are in much better shape for this particular type of journey than many others. I started out with a net worth of zer...
by giskard
Sat Oct 21, 2017 10:34 am
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

10/21/2017 - October 2017 Net worth is now 341k by my count. The majority of it is due to stock market appreciation, and how sustainable can that really be at this point? I know the numbers are essentially theoretical but I could be FI if I had cheaper housing. It makes me feel good and simultaneou...
by giskard
Mon Sep 04, 2017 10:17 am
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

9/4/2017 - Closing out Aug 2017 Well another month, another few steps on the journey. Net worth was 324k , and that big gain is due to a signing bonus being paid out to me by my employer as well as some decent stock market performance. As I have said before - I basically feel content at this point,...
by giskard
Sun Aug 06, 2017 9:26 pm
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

... Well, I guess, we ERE'es are a special kind of group (sometimes looking weird to others also) :-) What kind of "hobbies and social outing type things" do you have in mind? Yeah I think we probably often look weird to others! So I have a couple of hobbies that could easily get more expensive - o...
by giskard
Sat Aug 05, 2017 1:08 pm
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

August 5, 2017 Update So far the new job is going pretty well. I like the work, the company, the team, ect. It is refreshing as hell to be able to walk / bike to work everyday! My finances have changed a lot, however. Some good, some bad. Overall though, I think my quality of life here has risen by...
by giskard
Sat Jul 08, 2017 8:11 pm
Forum: ERE Journals
Topic: FI Before 30
Replies: 22
Views: 2053

Re: FI Before 30

@aMOnglew so I'm actually really interested in talking with you about a project / partnership if you are interested. I'm a software developer and I have a software product / service that I built for the construction industry. The product is finished and I have a working system with a beta user. But ...
by giskard
Sat Jul 08, 2017 2:33 pm
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

jbc wrote:
Thu Jul 06, 2017 7:59 pm
Yeah, there definitely seems to be a flip fetish going on right now, which certainly doesn't help.
...
I plan to do some homework over the next few weeks and I'll shoot you a PM if I find anything.
Awesome, I'm very interested to see what you come up with.
by giskard
Wed Jul 05, 2017 12:16 pm
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

I just recently stumbled upon the BRRRR method of real estate investing... It seems to be a good way of quickly accumulating rental properties and it would be also inherently meet your higher-end tenant criteria since you are essentially flipping the properties. Have you thought about this, and if ...
by giskard
Tue Jul 04, 2017 11:27 am
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

June 2017 Summary Selected asset breakdowns: Cash Eq Assets: $36.6k Post Tax Brokerage Accounts: $135K Retirement Accounts: 127.5K Overall Net Worth (end of June 2017): $299k Well, I finished my move up to Minneapolis. I took a few weeks off before starting work (still off work actually), and I'm t...
by giskard
Tue Jul 04, 2017 10:09 am
Forum: Money Questions
Topic: What online mag/newspaper subscriptions do ERE-ers have?
Replies: 26
Views: 2865

Re: What online mag/newspaper subscriptions do ERE-ers have?

If you churn credit cards for rewards points (and you probably should, why not?) you can get the Wall Street Journal really cheap in terms of miles / points. So for example you can get a flyer miles credit card, get the 30k bonus miles by putting your rent on the CC, and then you can buy WSJ for 1 y...
by giskard
Tue Jul 04, 2017 9:59 am
Forum: Money Questions
Topic: Investments Trade Log
Replies: 1195
Views: 146277

Re: Investments Trade Log

Doubled down on my JP Morgan Chase (JPM) position yesterday (7/3/2017), here is my reasoning: Interest rates are going up and the Fed has signaled this will continue. JPM just had their capital return plan approved and will raise its dividend to $0.56 from $0.50, along with an almost $20 Billion dol...
by giskard
Sat Jun 10, 2017 4:34 pm
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

I honestly don't see the appeal of cross country skiing. Isn't it just an expensive form of shuffling in the snow? Plus, you get lost in blizzard conditions, pick the shortest straw and before you know it, you're being eaten by your companions. That type of scenario probably plays out at least once...
by giskard
Sun Jun 04, 2017 9:07 am
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

From the cities you mentioned, Austin jumps out. I have a broke-ass Pastor friend who moved down there and he loves it. Supports his four member family on a Church salary. Plus great music if your into that type of thing and its a Texas city not tethered to the price of oil. I don't see Chicago pro...
by giskard
Fri May 05, 2017 7:46 am
Forum: ERE Journals
Topic: m741's ERE Journal
Replies: 567
Views: 83381

Re: m741's ERE Journal

@m741 oh that makes sense with the gf situation. And yeah you definitely sound pretty burned out on programming at this point, so that is too bad. But, I bet you are right - if you got some distance for a while you could get interested again. I wonder what the optimal job is that lets you produce ph...
by giskard
Thu May 04, 2017 11:54 am
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

April 2017 Summary This last month I spent a lot of time wrapping things up and getting ready for some changes. I started the process of interviewing out of state at a couple of different companies, I wrapped up teaching my one class for the semester, and I gave my landlord notice at the end of the...
by giskard
Thu May 04, 2017 11:25 am
Forum: ERE Journals
Topic: m741's ERE Journal
Replies: 567
Views: 83381

Re: m741's ERE Journal

@m741 I have been reading your journal for a few years now. Actually, it has been since you first quit your job in New York. I pretty much expected you just to use the new job as a good way to get an all-expense paid move across the country and then you could work there for a bit and quit and do wha...
by giskard
Sat Mar 04, 2017 3:34 pm
Forum: ERE Journals
Topic: C40's Journal
Replies: 813
Views: 141361

Re: C40's Journal

The satellite has better throughput than 4G, but you can't use VPN, there's an 800+ millisecond ping, and the signal is blocked by heavy rain & snow. Other satellite problems are they drift off the antenna alignment and can be oversubscribed, particularly in the evening hours and on weekends. Holy ...
by giskard
Sat Mar 04, 2017 3:30 pm
Forum: ERE Journals
Topic: C40's Journal
Replies: 813
Views: 141361

Re: C40's Journal

@C40 thanks for the quick and detailed reply. Really good to hear that there is pretty decent 4G on at least Verizon's network out west. It seems like data will only get cheaper in the next few years so maybe it is good that I am still a few years away from being ready. I bookmarked Bob Well's blog ...
by giskard
Fri Mar 03, 2017 11:46 pm
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

@lightfruit55 nice, it sounds like we are in pretty much the same place. We just have to keep going! I have been following C40 with increasing interest lately, and I'm thinking of doing something along those lines with a conversion van if I can figure out a way to work on the road to keep some freel...
by giskard
Fri Mar 03, 2017 11:20 pm
Forum: ERE Journals
Topic: C40's Journal
Replies: 813
Views: 141361

Re: C40's Journal

@C40 I have been following you on Instagram lately, man you are shooting some great photos. Really super inspiring stuff! Superbly motivating too! Please keep that stuff coming! So I have some questions for you about van dwelling life. I'm like 2 or 3 years away from where you are financially, but I...
by giskard
Fri Mar 03, 2017 11:05 pm
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

Reflecting on a trip to Los Angeles I recently took a trip to LA to visit some friends. What I was really interested in though was to get a good a feel for southern California and what the economy was like there. And I mean that in terms of housing, jobs, transportation, the works really. I live in...
by giskard
Fri Mar 03, 2017 10:44 pm
Forum: ERE Journals
Topic: Giskard's Journal
Replies: 32
Views: 3902

Re: Giskard's Journal

@Jason I'm glad you agree and I'm not just being paranoid about accidentally having a kid! @Olaz well they say that comparison is the death of joy... but yeah you are right I know I'm doing OK and gotta keep going. And don't worry man, just stick to your plan and you will also be successful. @Dragli...