Search found 902 matches

by Augustus
Thu Dec 05, 2019 11:51 am
Forum: Politics, and other eternal disagreements
Topic: Social Credit System
Replies: 30
Views: 1075

Re: Social Credit System

My wife is from China, her take is that it's due to a failure in law enforcement. There is a lot of fraud in China, and due to the way the provinces and laws are setup, it's easy for scammers to move from province to province and to avoid repercussions. IIRC the judges have no power to enforce thing...
by Augustus
Tue Dec 03, 2019 2:53 pm
Forum: Work & Education
Topic: How to last another 3 yrs at my job? Advice?
Replies: 73
Views: 2566

Re: How to last another 3 yrs at my job? Advice?

It seems like your biggest problem is you, or rather the habits you've fallen into. Everyone suffers a bit of the same weariness when it comes to work. You're laser focused on it though. You may want to look at non judging meditation exercises. I've been falling into the same pit lately, really drea...
by Augustus
Wed Nov 27, 2019 5:07 pm
Forum: Miscellaneous
Topic: Happy Thanksgiving
Replies: 44
Views: 4538

Re: Happy Thanksgiving

Happy Thanksgiving!
by Augustus
Tue Nov 26, 2019 6:53 pm
Forum: Money Questions
Topic: ERE-sourced loan experiment
Replies: 40
Views: 1970

Re: ERE-sourced loan experiment

I've seen over leveraging near the end of a cycle cause a lot of bankruptcies, those people made bank too.
by Augustus
Tue Nov 26, 2019 3:16 pm
Forum: Money Questions
Topic: ERE-sourced loan experiment
Replies: 40
Views: 1970

Re: ERE-sourced loan experiment

Not interested in loaning someone I don't know 50k.
unemployable wrote:
Tue Nov 26, 2019 3:13 pm
I'm already loaning the federal government money at 5½% and they're a much lower default risk, so no.
5.5% to the federal government?! Where'd you find that deal?
by Augustus
Mon Nov 18, 2019 3:24 pm
Forum: Money Questions
Topic: Permanently low interest rates?
Replies: 76
Views: 10156

Re: Permanently low interest rates?

Sounds like the US may be headed to negative rates based on the news stories I've been reading? I've been trying to decide when to buy a house, if rates go negative it seems like I ought to buy one before assets inflate even further.
by Augustus
Fri Nov 08, 2019 2:44 pm
Forum: ERE Journals
Topic: Gus' road to retirement
Replies: 205
Views: 39831

Re: Gus' road to retirement

That's a good perspective on it @C_L. I haven't been this angsty and down since I was a teenager. It's irritating to me to have these thoughts at all, as my default state has been overly optimistic and happy for so long. Things are changing though, had another death happen with someone I grew up wi...
by Augustus
Mon Nov 04, 2019 7:50 pm
Forum: ERE Journals
Topic: Gus' road to retirement
Replies: 205
Views: 39831

Re: Gus' road to retirement

This year has been a complete surprise for me. It started off with me thinking I understood the world and my place in it as I had for several years now, and it's ending with me questioning the purpose of my life. I had unexpected peaks of happiness where I felt more alive, and happier, than I had in...
by Augustus
Mon Oct 28, 2019 5:22 pm
Forum: Money Questions
Topic: Permanently low interest rates?
Replies: 76
Views: 10156

Re: Permanently low interest rates?

S&P500 finally reaching new heights surpassing the last record from 20190726. Total market cap to US GDP now at 144%. Highest point during tech bubble was 148%. Is the fed cutting rates and starting on QE again making sense to anyone? From what I've read, they're driving money into stocks by keepin...
by Augustus
Fri Oct 18, 2019 1:49 pm
Forum: ERE Journals
Topic: Gus' road to retirement
Replies: 205
Views: 39831

Re: Gus' road to retirement

Yeah, it's true. Before we moved to a LCOL area, my wife and I were perfectly happy in a rented 1 bedroom condo in a HCOL area. Moving to a LCOL area let us get a full detached house for roughly half the cost of the HCOL 1 bedroom condo. We lived in the LCOL area for 4 years or so and got used to h...
by Augustus
Wed Oct 09, 2019 5:50 pm
Forum: ERE Journals
Topic: Gus' road to retirement
Replies: 205
Views: 39831

Re: Gus' road to retirement

Thanks! I have a half typed up longer response to that, but it keeps spiraling out of control and I keep running out of time to post it. At some point I'll get it finished. Glad to hear I'm not alone. It's interesting what happens when you're no longer devoting all your thought and energy to work, ...
by Augustus
Wed Oct 09, 2019 4:28 pm
Forum: Health Questions
Topic: May-December Relationships, In-Vitro Fertilization, Freezing Eggs, and Other Considerations
Replies: 114
Views: 9944

Re: May-December Relationships, In-Vitro Fertilization, Freezing Eggs, and Other Considerations

I think it’s cute that people paint me as someone who is reading red pill/incel materials because it makes me out as a caricature that conveniently fits their narrative. Principle of Charity dude, I'm trying to point you in the right direction, because I think you'll be more successful that way. Bo...
by Augustus
Wed Oct 09, 2019 4:05 pm
Forum: ERE Journals
Topic: Suomalaisen Päiväkirja
Replies: 543
Views: 74380

Re: Suomalaisen Päiväkirja

I think you and I, and a few others on this forum, are hitting what might be termed as a "mid-life crisis" (substitute your word of choice that carries less baggage) all at the same time. It's kind of interesting. I was sitting and wondering why I've been so anxious and blue lately, especially after...
by Augustus
Mon Oct 07, 2019 6:46 pm
Forum: Health Questions
Topic: May-December Relationships, In-Vitro Fertilization, Freezing Eggs, and Other Considerations
Replies: 114
Views: 9944

Re: May-December Relationships, In-Vitro Fertilization, Freezing Eggs, and Other Considerations

Dating a woman 14 years my senior in my mid 20s cured me a lot of the bad traits I had acquired, and you seem to have many of them as well. I actually credit that lady for making me a decent enough guy to find a wife. My advice though is skip all that power dynamic psychobabble you probably read in ...
by Augustus
Mon Oct 07, 2019 3:25 pm
Forum: Health Questions
Topic: May-December Relationships, In-Vitro Fertilization, Freezing Eggs, and Other Considerations
Replies: 114
Views: 9944

Re: May-December Relationships, In-Vitro Fertilization, Freezing Eggs, and Other Considerations

Hear that, @Augustus? We’re living the horrors!! The HORROR!!! :lol: That aside, this sounds like a really bad plan. If you want a hot older woman girlfriend and some fun for a few months or years, then go for it. If you want to have a family, that is highly unlikely. Beyond the infertility (which ...
by Augustus
Mon Sep 16, 2019 4:32 pm
Forum: ERE Journals
Topic: Crazylemon's Journal
Replies: 88
Views: 30298

Re: Crazylemon's Journal

I am really sorry to hear about your brother. Life is short, if savings rate is good enough by all means alter priority and use the money for what it's for: improving your quality of life.
by Augustus
Mon Sep 16, 2019 3:03 pm
Forum: ERE Journals
Topic: Gus' road to retirement
Replies: 205
Views: 39831

Re: Gus' road to retirement

Thanks! The structure part I definitely found to be important, and that was the same as the last time off. That was an easier problem to solve though, I needed to make sure I was setting goals and working on them each day. It also made the periods of laziness sweeter since they had contrast. Purpos...
by Augustus
Fri Sep 13, 2019 5:19 pm
Forum: ERE Journals
Topic: Gravy Train's Journal
Replies: 131
Views: 16542

Re: Gravy Train's Journal

I wasn't going to throw down the gauntlet on lying friends, but honestly... I think they are. The ones who are truthful have such a different story to tell versus the ones who say everything is fine and look at me like I'm ridiculous. It just doesn't add up. Either lack of sleep has no effect on the...
by Augustus
Fri Sep 13, 2019 3:59 pm
Forum: ERE Journals
Topic: Gus' road to retirement
Replies: 205
Views: 39831

Re: Gus' road to retirement

It surprised me too, I took 3 mos off in 2017 and I loved every second of it and felt that it was too short as well, then I fell into a new gig almost by accident while talking with an old colleague. I was living in a paid off house with lower expenses then. My financial position right now is a lot...
by Augustus
Fri Sep 13, 2019 3:45 pm
Forum: ERE Journals
Topic: classical_Liberal's Semi-ERE
Replies: 407
Views: 63415

Re: classical_Liberal's Semi-ERE

Congrats dude! You might get a little freaked out at some point, but I can definitely tell you that you wont regret taking time off, life is short! No one is ever going to sit on their death bed wishing they could have spent more time working for money. Any goals for this time off period? It helped ...