Search found 103 matches

by vezkor
Wed Jan 15, 2020 9:47 am
Forum: Money Questions
Topic: David Collum year in review
Replies: 64
Views: 6668

Re: David Collum year in review

The earliest "year in review" from David Collum that I can find is for 2010. Does anyone know of earlier posts (and can possibly provide a link?) or an archive, possibly? I like to make an exercise of matching a person's opinions/predictions from long ago to their subsequent performance and I like t...
by vezkor
Tue Jan 14, 2020 4:31 pm
Forum: Money Questions
Topic: Permanently low interest rates?
Replies: 101
Views: 14709

Re: Permanently low interest rates?

edit: moved post to the correct thread. Please delete this when possible. thanks!
by vezkor
Tue Jan 14, 2020 2:32 pm
Forum: ERE Journals
Topic: Vezkor's Journal
Replies: 9
Views: 1342

Re: Vezkor's Journal

thanks JollyScot

the cool stuff we plan on doing is purchasing our freedom :) more time for family, friends, DIY projects and cash neutral/positive hobbies!
by vezkor
Wed Jan 08, 2020 4:46 pm
Forum: ERE Journals
Topic: Vezkor's Journal
Replies: 9
Views: 1342

Re: Vezkor's Journal

Thanks, rube
by vezkor
Wed Jan 08, 2020 4:44 pm
Forum: Money Questions
Topic: Your macro/mkt prediction for 2020? Let's see who gets it right
Replies: 21
Views: 1946

Re: Your macro/mkt prediction for 2020? Let's see who gets it right

Lots of noise and volatility ultimately leaves the S&P 500 at 3250 on December 31st- relatively flat. Democratic candidate wins the presidency.
by vezkor
Wed Jan 08, 2020 3:57 pm
Forum: Money Questions
Topic: SWR milestone record
Replies: 237
Views: 109226

Re: SWR milestone record

1/8/20 - 5%
by vezkor
Wed Jan 08, 2020 3:19 pm
Forum: ERE Journals
Topic: Vezkor's Journal
Replies: 9
Views: 1342

Re: Vezkor's Journal

2.5 years after the carbon monoxide poisoning and we finally took the final settlement checks to the banks today. We are financially independent as of 11:30am if we reduce our expenses back to early 2017 levels. At current expenses (a lifestyle that has the stress and anxiety of dealing with a gruel...
by vezkor
Tue May 07, 2019 11:03 am
Forum: Friends & Family Questions
Topic: Dealing with a self-destructive friend
Replies: 17
Views: 3983

Re: Dealing with a self-destructive friend

Funny, I just read a thread "Dealing with a Meddling Friend." It went something like "I am independent, well-paid professional, who likes to party and have a good time. You know a "let's have a good time because we are going to die any ways" type of person. Yes, sometimes things get out of hand, bu...
by vezkor
Sat Sep 01, 2018 10:04 pm
Forum: ERE Community
Topic: Chicago ERE Meetup 20180901 (TV-edition)
Replies: 72
Views: 18433

Re: Chicago ERE Meetup 20180901 (TV-edition)

Thanks for holding the meetup today, Jacob! I had a great time and made it home safe (through 5 torrential downpours!)
by vezkor
Wed Jul 25, 2018 5:11 pm
Forum: ERE Community
Topic: Chicago ERE Meetup 20180901 (TV-edition)
Replies: 72
Views: 18433

Re: Chicago ERE Meetup 20180901 (TV-edition)

@allagash well, thanks for deciding my entertainment for the evening. The Blues Brothers is one of my wife's favorite movies :D
by vezkor
Sun Jun 10, 2018 10:46 pm
Forum: Money Questions
Topic: Preparing for the next recession
Replies: 18
Views: 2449

Re: Preparing for the next recession

I think Sclass said it beautifully. Personally, I was 65k in (unsubsidized student-loan) debt just 5 years ago wondering WTF to do as I entered the workforce from college. Found ERE and have maintained a 50-75% savings rate ever since and changed jobs twice so far... now I have 2+ years worth of exp...
by vezkor
Fri Jun 08, 2018 7:40 pm
Forum: Money Questions
Topic: Please help me ensure I'm thinking about this properly
Replies: 5
Views: 1163

Re: Please help me ensure I'm thinking about this properly

Thanks for the info Tyler and RealPerson! I will definitely look into the medicaid thresholds.

I'll write a big post in my journal when everything gets resolved. No idea what the settlement amounts are going to be yet. Still in limbo
by vezkor
Wed Jun 06, 2018 8:11 am
Forum: Money Questions
Topic: Please help me ensure I'm thinking about this properly
Replies: 5
Views: 1163

Re: Please help me ensure I'm thinking about this properly

Thanks Suomalainen! That's what I thought, but I want to avoid any "gotcha" moments. The difference in Obamacare for somebody declaring $60,000 income and $3,000 income is, well, the price of insurance for the person declaring $60,000. Last I had that estimated it was nearly $1,000 per month, but dr...
by vezkor
Mon Jun 04, 2018 7:08 pm
Forum: Money Questions
Topic: Please help me ensure I'm thinking about this properly
Replies: 5
Views: 1163

Please help me ensure I'm thinking about this properly

Here is a hypothetical scenario that I want to make sure I'm thinking about properly, as something similar may happen to some of my family members in the coming months (law/tax experts advice and opinions HIGHLY appreciated!): In the year 2018, I win a personal injury settlement in the state of Mich...
by vezkor
Thu Aug 24, 2017 1:07 pm
Forum: Politics, and other eternal disagreements
Topic: Choo choo - all aboard the Trump Train
Replies: 74
Views: 9764

Re: Choo choo - all aboard the Trump Train

You can buy some serious acreage in rural Michigan for the price of a college education. Since the college education has been fully paid for as of yesterday, I'm on track to have both of these things... Everyone on the forums is invited to live on my ERE permaculture farm once it's up and running. ...
by vezkor
Thu Aug 24, 2017 12:47 pm
Forum: ERE Journals
Topic: Vezkor's Journal
Replies: 9
Views: 1342

Re: Vezkor's Journal

Yes, still in Michigan. I have the "greater Lansing" territory which is a fancy way of saying some of my customers are 1hr 30min+ drive away from where I live :lol: Thankfully the company owns the car I drive and pays ALL of the related expenses. Friends and family are the most important thing in th...
by vezkor
Thu Aug 03, 2017 11:35 pm
Forum: ERE Journals
Topic: Vezkor's Journal
Replies: 9
Views: 1342

Vezkor's Journal

by vezkor » Fri Jan 20, 2017 12:04 pm Last month I broke above the surface of the water for the first time since signing my first student loan and paying for college classes in 2008. My Net Worth hit 0 and it made my face do this -> :) Still in 20k+ worth of student loan debt, but on track to have a...
by vezkor
Thu Aug 03, 2017 11:34 pm
Forum: Introduce Yourself
Topic: Hello from Michigan
Replies: 13
Views: 3106

Re: Hello from Michigan

Gonna copy and paste my last two posts in the journal section as I think it would be more appropriate to have this information over there instead. Don't need to keep an introduction thread going.
by vezkor
Thu Aug 03, 2017 11:29 pm
Forum: Introduce Yourself
Topic: Hello from Michigan
Replies: 13
Views: 3106

Re: Hello from Michigan

Net worth has recently hit $20,000. I started a new job in April of this year and it is somewhere between a 56%-92% pay raise (base salary + commissioned sales). Unfortunately I've been slacking and expenses have also gone up. My savings rate has stayed roughly the same as it was before, but the hop...
by vezkor
Tue Apr 04, 2017 2:41 pm
Forum: Health Questions
Topic: What Do You Eat for Weight Loss?
Replies: 296
Views: 50004

Re: What Do You Eat for Weight Loss?

Great job Felipe! Keep up the good work :)