Search found 2136 matches

by classical_Liberal
Sat Jan 23, 2021 3:33 pm
Forum: Money Questions
Topic: Hussman shows a risk of 50-66% [US stock]market losses
Replies: 60
Views: 9638

Re: Hussman shows a risk of 50-66% [US stock]market losses

@whitebelt That's an interesting turn of events, given that digital/blockchain currency was specifically designed to be outside central banking control. A nice example of unintended consequence's within a complex system. :D I'm not sure it's gonna go down the way you see it though. If reserve banks ...
by classical_Liberal
Thu Jan 21, 2021 2:31 pm
Forum: Money Questions
Topic: Hussman shows a risk of 50-66% [US stock]market losses
Replies: 60
Views: 9638

Re: Hussman shows a risk of 50-66% [US stock]market losses

What I can't figure out is the answer to the "why equities?" A couple more. From a retail investor standpoint, consider the consumer culture. If I and all my friends have a prime membership, it seems from my perspective that Amazon has real value. For the long term institutional investor ...
by classical_Liberal
Tue Jan 19, 2021 12:43 am
Forum: ERE Journals
Topic: What I Spend
Replies: 369
Views: 79712

Re: What I Spend

I wouldn't read too much into the stats. Given your situation, you're making the right choice. To give you an idea of why others may choose differently, here's my situation/thoughts. I could actually save money on ACA premiums (vs healthshare)... if I generated 18k+/- MAGI The problems in my circums...
by classical_Liberal
Sat Jan 16, 2021 7:10 pm
Forum: ERE Journals
Topic: Just Gravy
Replies: 97
Views: 10011

Re: Just Gravy

Good stuff Gravy! Glad you're feeling better. I've been looking at narratives myself lately. @Suo posted around Christmas and has followed up some on thoughts of narratives that existed (and damaged) his relationship with his Ex. Interestingly, I found I was doing some of the same crap with my GF. I...
by classical_Liberal
Sat Jan 16, 2021 3:26 pm
Forum: ERE Journals
Topic: the animal's journal
Replies: 561
Views: 146345

Re: the animal's journal

Great photos! I'm equally frustrated with packaging. Unfortunately the COVID social phenomenon has made the situation worse, not better, for me. All the self serve bins where you scoop out product into your own reusable contains are gone from my local markets. @mooretrees I briefly delved into resea...
by classical_Liberal
Sat Jan 16, 2021 3:07 pm
Forum: ERE Journals
Topic: Phase III - Deja Vu All Over Again
Replies: 224
Views: 26463

Re: Phase III - Deja Vu All Over Again

Well, In the dime store psychology arena, I'd vote the dad situation, if it's impactful, had a different meaning. One where Idave subconsciously sees how his fathers monetary legacy is causing him to be used and abused as an ATM. Instead of the wise, gracious, benefactor role most people seem to thi...
by classical_Liberal
Fri Jan 15, 2021 2:17 pm
Forum: ERE Journals
Topic: Semi-ERE Year 3 - Wanderlust vs. W-O-R-K
Replies: 913
Views: 194242

Re: Semi-ERE Year 3 - Wanderlust vs. W-O-R-K

WRT the IRA, I am not sure, that's part of the problem. I feel like the right thing to do would be get back into some kind of equity index fund to bring the portfolio back to my 50% prescribed allocation. My track record dictates that shortly after I do that, the market will take a colossal dump. Y...
by classical_Liberal
Fri Jan 15, 2021 2:01 pm
Forum: Money Questions
Topic: Portfolio Charts
Replies: 507
Views: 132235

Re: Portfolio Charts

Looks like someone's been busy, 2020 data appears to have been loaded on PC. Thanks Tyler9000!
by classical_Liberal
Fri Jan 15, 2021 12:31 am
Forum: ERE Journals
Topic: What I Spend
Replies: 369
Views: 79712

Re: What I Spend

ERN has good stuff, but there's also some dissonance on his part. In that same article he criticizes the GB (read the comments, he gets angry when someone questions his assertations about small cap and value), he also shows that a 15% gold allocation is ideal historically. Then goes on to say how he...
by classical_Liberal
Thu Jan 14, 2021 5:08 pm
Forum: ERE Journals
Topic: cmonkey's journal
Replies: 886
Views: 212889

Re: cmonkey's journal

I had a feeling you'd eventually move out of town, given your previous posts. Glad you made it all work out. Thanks for the update!

PS you got chickens again?! :P I miss the pics of those little guys.
by classical_Liberal
Wed Jan 13, 2021 2:39 pm
Forum: Lifestyle Questions
Topic: Always feel a content and maybe a bit bored.
Replies: 3
Views: 489

Re: Always feel a content and maybe a bit bored.

The paradox of choice . You've put yourself in such a good position, now get to make the choice of which challenge to accept, which obstacle to overcome. Since there are so many possibilities you feel frozen. No matter what you choose, you'll likely have buyers remorse because there where so many o...
by classical_Liberal
Wed Jan 13, 2021 2:18 pm
Forum: ERE Journals
Topic: mooretrees journal
Replies: 331
Views: 75258

Re: mooretrees journal

From the other thread The one area of the string drawing from the original blog post I struggle with is investing. [snip] To date I haven't put any energy into researching how to solve this problem and am more focused on reducing my carbon footprint on my small level. There's nothing wrong with inve...
by classical_Liberal
Wed Jan 13, 2021 1:57 pm
Forum: ERE Journals
Topic: Semi-ERE Year 3 - Wanderlust vs. W-O-R-K
Replies: 913
Views: 194242

Re: Semi-ERE Year 3 - Wanderlust vs. W-O-R-K

"Active" depends on your definition. If you sold equities when your IPS would indicate otherwise in Feb, you are technically actively investing as well. It's just you were actively managing your index funds. The problem here is that you never set a buy back in price, so you were actively m...
by classical_Liberal
Tue Jan 12, 2021 4:02 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 369
Views: 79712

Re: What I Spend

Yeah. ACA is my main concern with tax sheltered funds. It's nice to keep a certain amount in tax deferred accounts to manufacture income in roth conversions for ACA subsidies. Right now I have a health share, but if I get sick with a chronic disease I need ACA. The worst time to NEED work to create ...
by classical_Liberal
Tue Jan 12, 2021 3:03 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 369
Views: 79712

Re: What I Spend

Sort-of what I do. Mostly though, I simply have a bucket of about 40% of NW that is off limits, no matter the circumstances, until I reach a traditional retirement age. That being the case, I invest differently for retirement bucket because the time horizon is much longer. In the pre-traditional ret...
by classical_Liberal
Mon Jan 11, 2021 3:15 pm
Forum: ERE Journals
Topic: C40's Journal
Replies: 1094
Views: 302835

Re: C40's Journal

Congrats on the good year! I think it's healthy to try to counteract our "impulses" at times. In your self examination, you found that planning and implementing change seems to be your impulse drive, then I think it's great you've decided to try and stay put for awhile. In a way that IS th...
by classical_Liberal
Mon Jan 11, 2021 3:07 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 369
Views: 79712

Re: What I Spend

My sleep at night metric goes way up if I have a plan, with health indicators and controls. Both 2B1S and I also have "buckets". Basically a portion of portfolio that is reserved for post traditional working age retirement, no matter the circumstances. Not sure if you've followed along on...
by classical_Liberal
Sun Jan 10, 2021 9:31 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 369
Views: 79712

Re: What I Spend

My SS situation is different. Even at 2/3rds payout it's 3% of net worth and I'm only 23 years from collecting it. If I can wait 26 , at 2/3rd current payout it's basically enough for me to be FI at current spending. That's why it impacted my SWR so much. Each year that passes now is one less I have...
by classical_Liberal
Sun Jan 10, 2021 2:53 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 369
Views: 79712

Re: What I Spend

I remember reading the SS article awhile ago. I was actually surprised at how big an impact it made for me. That's when I decided I should at least consider some of it in my calculations. Time to SS and % of spending it covers are hugely important variables. I thought you were around 40, so near the...
by classical_Liberal
Sat Jan 09, 2021 1:35 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 369
Views: 79712

Re: What I Spend

You're smart to work through your healthcare and withdrawal options now. Believe me though, in a year or so, the long term effects of fattail returns scenarios will no longer be a huge concern. It's just part of the risks of life, like LDL cholesterol. It's on your mind when you eat a meal, but not ...