Early Retirement Extreme Forums

I'm mostly worried about losing capital. What if you invest in high risks, because a regular saving (deposit) account is not giving more than 0.5% yearly...
If you live off from passive income (interests), and suddenly the passive income is half of what your require to live?

Regular saving accounts ...

OK. Thanks for the clarification.
Although, I still don't understand that you can become ERE without owning your own house/apartment.
As you are never in control of the property... (maintenance, perhaps the owner sells it, rental price calculated for 2 persons, ...)

last note :-)
Regarding pensions in Belgium, the minimum in order to receive anything at all is 30 active years.
To receive the complete minimum pension you require 45 years.

If for example you have worked 40 years, then they calculate 40/45 x minimum pension.

The complete pension has a maximum ...

Hi again,

So, I started doubting, and re-read half your journal :-)
I found that you indeed pay rent, to your boyfriend/partner, but rent indeed.

Would it not be a safer choice to become a partial owner of the property, or invest yourself in an apartment that you can rent.
(the rent you can use to ...

Hi,

I've been reading and following your posts on regular basis, only now I created an account myself.
Just wondering, why you don't invest in real estate? Property of your own, I assume that also in the Netherlands bank credits are low at the moment.
If you plan to ERE, then you should be able to ...