Search found 6 matches

by Locke
Sun Nov 28, 2021 10:34 pm
Forum: ERE Journals
Topic: cmonkey's journal
Replies: 937
Views: 247214

Re: cmonkey's journal

Hi CMonkey, Glad to see that you are back! I am always impressed by your resourcefulness building things and gardening while living super frugally. Two quick random thoughts: First, have you begun to take advantage of the 7.12% yield (guaranteed for only 6 months) on US I-Bonds? If not, please let m...
by Locke
Wed Mar 13, 2019 8:14 pm
Forum: ERE Journals
Topic: cmonkey's journal
Replies: 937
Views: 247214

Re: cmonkey's journal

Hi CMonkey, Congratulations on your daughter and your progress toward your goals! Children are the greatest treasure. I think we are roughly the same age with similar goals, and I always come back to your journal every few months or so to see the updates (and to make the comparison in FI savings). I...
by Locke
Tue Aug 23, 2016 10:39 pm
Forum: ERE Journals
Topic: cmonkey's journal
Replies: 937
Views: 247214

Re: cmonkey's journal

I just read through all of your posts (Yeah, it took a few hours). I'm 31 with nearly identical income, savings, and goals, though I am achieving FI with different investments. Great work on your early retirement goals and especially on the homestead experiments and home renovations. I've learned fr...
by Locke
Mon Aug 22, 2016 2:22 pm
Forum: Money and Investment Questions
Topic: Which Vanguard Fund To Pick?
Replies: 10
Views: 2606

Re: Which Vanguard Fund To Pick?

As Dragline et. al mentioned above, investors should choose a long-term strategy and stick with it. Every expert, author, or fund uses a unique investing strategy, and time will show which are the best (though, many will work). David Swensen, PhD, CFO of the Yale endowment fund, wrote an EXCELLENT c...
by Locke
Fri Aug 19, 2016 8:30 pm
Forum: Money and Investment Questions
Topic: How to choose when to buy mutual fund index stocks?
Replies: 33
Views: 7106

Re: How to choose when to buy mutual fund index stocks?

Hi All, Larry Swedroe is a financial guy whom I trust. Consider an article that he wrote: "Zakamulin concluded that the real-life performance of the market-timing strategies suggest that over a long run, one can expect that a market-timing strategy delivers only marginally better risk-adjusted ...
by Locke
Fri Aug 19, 2016 8:00 pm
Forum: Money and Investment Questions
Topic: "Why do the poor stay poor and the rich get richer?"
Replies: 85
Views: 26583

Re: "Why do the poor stay poor and the rich get richer?"

Another example of the information asymmetry is how the middle class mainly dabble in the secondary markets: they trade in stocks, bonds, etc. The upper class dabble in the actual economy of businesses... power... the primary market. Jacob, Your ideas are always enlightening. Your quote above goes ...