Early Retirement Extreme Forums

Day 2: Decluttering and managing Stuff I have a lot of stuff, but theres a caveat, the vast majority of the stuff I own relates to my business. I don't really count this as it's not personal belongings, it's stuff my business either needs to function eg. printers, consumables, packaging materials e...

I remember you, glad you're back : ) Great job in turning things around. Glad to be back! I'm still in the process of turning things around, but at least I'm in positive NW now. My situation got dramatically worse, then gradually better, here's hoping its a relatively trouble free journey to FI fro...

It depends on our conceptualisation of work. I am content to work until I die, but when I say "work" I don't mean labour in a job I dislike, which I find unfulfilling and for which I am not adequately rewarded. What I mean is my own work - the self-directed running of my business and the &...

My house was built in 1930, but on a smaller scale: My bike was built in 1986, that's probably the oldest thing where I know the age accurately. I have a few things made by my great grandfather - a small table, a fireplace poker turned from brass and steel and a really sturdy potato masher he made, ...

I don't think that's a bad theory at all. I've always felt "older" than my age while growing up, usually had older friends and so on. I also agree with your idea about having to take responsibility for others, the deal my partner and I have is that she's largely responsible for the near te...

Colibri wrote: ↑

Sat Jun 10, 2023 8:17 pm

In retrospect, do you think your mom could have done it instead of you ?

She could have yes, but then she would likely be the one with PTSD. I knew it was paternalistic at the time, but the potential for harm was much less from that than from the alternative.

trigger warning: suicide This might be oversharing, but I can pretty much pinpoint the moment that I became an adult. My younger brother died violently, he was a drug addict. We don't really know exactly what happened, but he cut his throat and wrists while he had a makeshift noose around his neck,...

(this post is a work in progress, I'm going to be updating and organising this info for a bit) Current Financial Situation Last updated 10th June 2023 NET WORTH = ??? Incomes Income from employment - Roughly £1400 a month (net) + around £230 per month into a works pension (this is 5% from me, 10% fr...

Profile 33 years old, male, fairly low paid (hard mode) live in Northern Ireland. Not very fun background notes I originally joined a long time ago. Through a combination of youthful stupidity, depression and alcohol abuse I found myself (at the age of around 26) having lost my home following a bre...

I am going to weigh in with a Northern Irish perspective. I, like most people in the 6 counties which make up Northern Ireland (which is part of the UK) have dual nationality. I am both Irish and British. I have citizenship in both countries and have held both passports. At the moment I only have an...

My money is on 2016 being a long slow recession bottoming out in 2017.

Bit of movement on this. I will be getting my Construction Skills Register Card in early March, this will make it possible for me to go to active jobsites and assist with electrical work (but not actually do the terminations myself) and my friend has agreed to take me on at the weekends at least to ...

I'm hoping to end up off grid, and I'm hopefully going to be retraining as a spark, the ideal of feeding back is attractive but so is the idea of being off grid entirely. Hard to do in an urban property, much easier in the countryside. Do you have any capacity for storing power or does it just feed ...

I enjoyed the stuff about social capital. I agree. People used to know that too, people who werent religious used to go to church to get that social capital.

Very interesting reading.

Amazing progress. Keep it up.

Make some charts, we like charts!

Those both sound amazing. Looks like I have some research to do. PM me.

Is it cheaper to get it installed in the winter at all? Hopefully we get a summer, then you'll be laughing. Are you going to be feeding back into the grid?

Congrats on the house purchase! The solar PV will pay for itself before long. If you are still interested in P2P check out Wellesley. They have a mini bond paying 8% and they do P2P bridging loans.

Congrats on the 75% achievement. The help to buy ISA does look pretty sweet, depending on the morgage it ends up getting folded into at the end. Make sure your missus uses her allowance too to maximise the bonus. It's clearly an attempt by geordie osborne to get young people to buy houses to get the...

I am enjoying your journal very much. Where I live in Northern Ireland there are something like 60,000 Polish people. In recent years there have been lots of Polish owned small businesses opening, Polish food shops etc. As a dysphoria the Polish are doing very well here in spite of the fairly xenoph...

I was born and raised in Belfast, Northern Ireland, where I still live at the moment. My mother and father met at 16. They got married and had me at 24 and my brother at 26. My mother was a primary school / special needs teacher. My dad worked in as a pump attendant in a petrol station when I was bo...