Search found 66 matches

by Salathor
Fri May 31, 2019 3:34 pm
Forum: Miscellaneous
Topic: Are emojis hieroglyphs?
Replies: 29
Views: 4387

Re: Are emojis hieroglyphs?

I think it's true that they are pictograms, yes. They are not hieroglyphs, which describes (as far as I'm aware) specifically the Egyptian writing system.
by Salathor
Tue Apr 16, 2019 1:00 pm
Forum: Health Questions
Topic: What is your favorite legume?
Replies: 29
Views: 5703

Re: What is your favorite legume?

Pintos, white beans, and lentils. And peanuts, if they're a legume too.

I strongly lislike black beans. All y'all are crazy.
by Salathor
Thu Apr 11, 2019 6:10 pm
Forum: ERE Journals
Topic: 18 year old permaculture hippy (male)
Replies: 8
Views: 1035

Re: 18 year old permaculture hippy (male)

"Housing wise ill be happy in a uninsilated shed if it has internet"

I laughed.
by Salathor
Thu Apr 11, 2019 4:26 pm
Forum: Lifestyle Questions
Topic: How to cut back on food spending
Replies: 41
Views: 6702

Re: How to cut back on food spending

Prog is right--I meant that ~$20 per month can supply your caloric need (give or take a bit based on food need and whether you can get your grains for $0.50/# or have to pay $1+ for them) using staple grains and beans, but you won't need the full 2,000 kcal since you'll be spending your other $100+ ...
by Salathor
Wed Apr 10, 2019 4:00 pm
Forum: Money Questions
Topic: Anyone else feeling depressed about global equities 10 year outlook?
Replies: 31
Views: 4847

Re: Anyone else feeling depressed about global equities 10 year outlook?

To add to what prognastat said about the unpredictability of rent, the same might hold for fixed homeownership costs like RE taxes and insurance rates. In my case, I suspect living in IL (second worst state in terms of finances after Puerto Rico which isn't technically a state) has something to do ...
by Salathor
Wed Apr 10, 2019 2:03 pm
Forum: Lifestyle Questions
Topic: How to cut back on food spending
Replies: 41
Views: 6702

Re: How to cut back on food spending

We're at $300 or so for a family of three, and as Jacob said I think the issue is that you choose more expensive options. Almond milk is significantly more pricey than regular milk and has virtually none of the cornerstone nutrients--check out its protein and fat content compared to whole milk. Jasm...
by Salathor
Wed Apr 10, 2019 10:25 am
Forum: Money Questions
Topic: Anyone else feeling depressed about global equities 10 year outlook?
Replies: 31
Views: 4847

Re: Anyone else feeling depressed about global equities 10 year outlook?

Let me know if I'm understanding this right... Assuming a $150,000 home, 1.15% property taxes, and 1% of home value in maintenance per year: (0.03 * [150,000] + [1,725] + [1,500]) = $7,725 Per Year / 12 = $643.75 The final number above is the comparabe rent bill so this would require assets of $7,7...
by Salathor
Tue Apr 09, 2019 1:32 pm
Forum: Money Questions
Topic: Anyone else feeling depressed about global equities 10 year outlook?
Replies: 31
Views: 4847

Re: Anyone else feeling depressed about global equities 10 year outlook?

Salathor. I like this idea and contemplated this myself but I'm absolutely gun shy about buying house for multiple reasons...how would you value the purchasing of a home? How does one know whether they're getting screwed or not? For a stock, I can always sell and take a small loss. For a house thou...
by Salathor
Fri Apr 05, 2019 2:04 pm
Forum: Money Questions
Topic: Anyone else feeling depressed about global equities 10 year outlook?
Replies: 31
Views: 4847

Re: Anyone else feeling depressed about global equities 10 year outlook?

If you think stocks are going to be lame for the next decade, you could buy a house and pay it off as fast as possible. That's what I'm doing. I'm not worried about stocks' long-term outlook, but I'm only investing in tax-advantaged accounts currently and using other money to pay down debt. If every...
by Salathor
Fri Apr 05, 2019 11:52 am
Forum: Health Questions
Topic: The easiest eating routine?
Replies: 18
Views: 3048

Re: The easiest eating routine?

It is good! And pretty healthy! But I recommend making the burritos in batches of 10-20 since it takes so long to crock them. They freeze and reheat really well.
by Salathor
Thu Apr 04, 2019 1:25 pm
Forum: Health Questions
Topic: The easiest eating routine?
Replies: 18
Views: 3048

Re: The easiest eating routine?

I eat the same thing every single day of the week, with some variations on the weekend. Breakfast: 16 oz smoothie that I make with frozen spinach, mixed berries, yogurt, chia seeds, and half a banana Snack: A homemade cookie and about 1-2 oz of peanuts Lunch: A burrito made with crockpotted pinto be...
by Salathor
Thu Apr 04, 2019 1:14 pm
Forum: Health Questions
Topic: Alcohol
Replies: 27
Views: 2594

Re: Alcohol

I'd say a 2-4. I drink 1-2 drinks a night, every night, about 3 hours apart. I'm always strict about the measurement (1.5oz), never get buzzed, but I don't like the taste of ANY liquid more than I do sipping a leathery bourbon or super juniper-forward gin. I might bump that to 3 drinks in a day if I...
by Salathor
Mon Mar 18, 2019 2:26 pm
Forum: Housing Questions
Topic: Rental accommodation once retired
Replies: 46
Views: 6803

Re: Rental accommodation once retired

@SClass I can't see how it would do anything other than demolish property values in CA. 1) Taxes rise faster than inflation, in line with current CA housing prices 2) Older folks, fixed income, etc., are priced out and forced to sell due to taxes 3) The market floods, and housing prices become depre...
by Salathor
Mon Mar 18, 2019 1:10 pm
Forum: ERE Journals
Topic: C40's Journal
Replies: 1027
Views: 231073

Re: C40's Journal

Another example: I spend a little bit of time in Texas. Rural Texas has both some of the southern happy-go-lucky charm, and also a big time ‘sovereign individual’ vibe. I like those. When I’d meet a stranger, they were usually really nice, and I’d be thinking “wow, people are easy to make friends w...
by Salathor
Fri Mar 15, 2019 12:46 pm
Forum: Friends & Family Questions
Topic: Random Relationship Derailment Thread
Replies: 273
Views: 26261

Re: Random Relationship Derailment Thread

Edit:

I'm removing this post. Rather not be involved in anything emotionally charged like this.
by Salathor
Fri Mar 15, 2019 11:50 am
Forum: Money Questions
Topic: Cash Flow - 53 until 55
Replies: 6
Views: 1199

Re: Cash Flow - 53 until 55

The UK part is important, since tax rules are different. In the US we have a lot of options, such as the 72t rule and Roth conversions. I'd personally just follow IlliniDave's advice and save up 2 years of expenses, if the early withdrawals are going to be penalized. I would definitely not borrow mo...
by Salathor
Fri Mar 15, 2019 11:23 am
Forum: Miscellaneous
Topic: We are alone
Replies: 33
Views: 3736

Re: We are alone

If you haven't read it: https://en.wikipedia.org/wiki/The_Road_Not_Taken_(short_story) Great short story about alien technological development and its interaction with us. You can find the full text online; it's just a few pages. EDIT: Read the transcript. Really don't think this is much new, but I ...
by Salathor
Fri Mar 15, 2019 10:38 am
Forum: Housing Questions
Topic: Rental accommodation once retired
Replies: 46
Views: 6803

Re: Rental accommodation once retired

As one might advise someone considering a move to the most insolvent state of Illinois, a house paid in cash does not look so great when the state is drooling to tax the bejesus out of property owners to cover bankrupt pension systems. A paid off house is stress-free from a mortgage interest standp...
by Salathor
Thu Mar 14, 2019 4:24 pm
Forum: Housing Questions
Topic: Rental accommodation once retired
Replies: 46
Views: 6803

Re: Rental accommodation once retired

While interest rates are artificially low and asset prices are artificially high, take out as much fixed rate debt as you can against the house and load up on gold. Then watch as the exploding federal deficit, entitlements, and the portion of the population unwilling to work cause the price of gold...
by Salathor
Wed Mar 13, 2019 6:37 pm
Forum: Housing Questions
Topic: Rental accommodation once retired
Replies: 46
Views: 6803

Re: Rental accommodation once retired

I am with unemployable and thrifty here--my future almost certainly involves buying some American house within walking distance of a relatively large downtown for <$250k. A $7,500 hit to income in exchange for eliminating rent inflation worries, reducing monthly costs, and the "fun" of home ownershi...