Early Retirement Extreme Forums

She is totally on board, maybe even more than me, to be honest, since she makes a fraction of what I get paid, and still manages great savings rates. On top of that, we're very much alike in our attitude towards work and finance in general, so I consider myself lucky.

Regarding investment strategy ...

I don't have much experience living anywhere else (apart from studying half a year in Spain), so it's hard to tell. I must say I like it here, though. I've been to Poland only once and I think it's fairly similar in terms of cost and opportunities as of this moment. Nonetheless, there are many great ...

Let's give this some structure:

February

Incomes: $2720

Salary: $2122 (77 %)
Freelancing: $624 (23 %)
Clothing: $33 (0 %)

Expenses: $897

Food & drinks: $370 (41 %)
Home & utilities: $333 (37 %)
Gadgets: $85 (9 %)
Health & Personal Care: $79 (9 %)
Fees: $12 (1 %)
Clothing: $12 (1 %)
Going ...

I think for East Europe, you are doing fine (salary-wise), and you have the right mentality for investments. With a little bit of more savings, you will be on track to be FI in 10 years!

Thanks for the support! We tend to call it Central Europe though, in a feeble attempt to sever ourselves from ...

I've been tracking my expenses and incomes since July 2012, so I decided to make a chart out of the data I acquired. It's actually quite embarrassing to look at because it shows how much money I squandered away and how much more I could have saved. Green is income, red are expenses, and yellow ...

I've been doing cold showers for about two years now, never missed a day (the magic of not wanting to break a chain). I start with lukewarm water to actually wash myself, then turn it to ice cold. Some days, though, I really have to force myself to do it :) But it's worth the feeling you get after ...

I forgot to mention I spent $240 on food; still a lot of room for improvement. On top of that, I've bought $35 worth of fine coffee beans and tea, two luxuries I'm not yet willing to live without.

January was a pretty decent month. I've earned $3000 at my salaried job, which is 50% more than I normally do. Most of the bonus came from vacation days left from 2015 - those can't be transferred to 2016, so they paid me out instead. I also made some $400 from freelancing and $300 from selling my ...

Hi! I am 20-something years old web developer/designer from the Czech Republic who just started his journey towards financial independence. More details can be found here . Before I start, I should mention the economical situation in my country. Being a part of the European Union, we are somehow ...

Thanks for the welcome. I don't think I represent a typical Czech but I guess anyone could say that. It'd be more accurate to say that I don't possess a strong national identity. By the way, might I enquire on what occasion have you dealt with Czechs? Was it long time ago or more recently?

Anyway ...

Hello!
I'm a 20-something years old web developer and designer from the city of Prague. I've been reading the blog and forum for a while now and today I decided that I should contribute with my story as well.

I've always gravitated towards frugality a minimalistic way of life, a belief which was ...