Search found 815 matches

by sky
Thu Jul 12, 2018 9:37 pm
Forum: Health Questions
Topic: Going without Healthcare
Replies: 49
Views: 1932

Re: Going without Healthcare

What if the cost of health insurance continues rising? I suspect that without ACA subsidies I would be paying close to $1,000 a month. If not next year, in a few years.
by sky
Wed Jul 11, 2018 12:08 pm
Forum: Miscellaneous
Topic: How to find an ER city?
Replies: 24
Views: 1372

Re: How to find an ER city?

What is a good strategy to find low cost housing in Switzerland? Remote villages? Industrial cities?
by sky
Tue Jul 10, 2018 4:31 pm
Forum: Miscellaneous
Topic: How to find an ER city?
Replies: 24
Views: 1372

Re: How to find an ER city?

I like Marquette a lot but am tired of blizzards. I wrote the original post while on a road trip from the UP along US2 to Glacier NP, then down the valleys in MT to Yellowstone, and back to MI across WY, SD, IA and IL. The most attractive cities that I saw were Petoskey, MI, Missoula, MT, and Dubuqu...
by sky
Tue Jul 10, 2018 11:56 am
Forum: Miscellaneous
Topic: How to find an ER city?
Replies: 24
Views: 1372

Re: How to find an ER city?

Too cold, growing season too short.
by sky
Fri Jul 06, 2018 7:23 pm
Forum: ERE Journals
Topic: C40's Journal
Replies: 919
Views: 172861

Re: C40's Journal

I get the feeling that vandwellers are getting treated more like homeless people. I see a lot more "No Overnight Parking" signs going up.
by sky
Sun Jul 01, 2018 7:55 pm
Forum: Lifestyle Questions
Topic: I still have a dumb phone...considering a smart phone!
Replies: 48
Views: 2234

Re: I still have a dumb phone...considering a smart phone!

... https://www.walmart.com/ip/Total-Wireless-Samsung-Galaxy-J3-Luna-Pro-16GB-Prepaid-Smartphone-Black/240650941 https://www.walmart.com/ip/TracFone-400-Minute-1-Year-Service-Plan-Prepaid-Phone-Card/52673287 https://m.ebay.com/itm/MIFI-6620L-FLASHED-TO-UNLIMITED-4GLTE-VERIZON-5-A-MONTH-PRIME-NF-OTHE...
by sky
Wed Jun 27, 2018 10:36 am
Forum: Housing Questions
Topic: What is your ERE housing score?
Replies: 52
Views: 5561

Re: What is your ERE housing score?

Other location items of interest:
Goodwill or thrift shop, library, farmers market, park, beach or green area, bike path for exercise, wilderness for camping, healthcare, hardware building supply.
by sky
Wed Jun 27, 2018 10:10 am
Forum: Housing Questions
Topic: What is your ERE housing score?
Replies: 52
Views: 5561

Re: What is your ERE housing score?

Small town Michigan

Don't work: 0, I walked to work before FIRE.

Aldi 2 miles, Walmart 2 miles, Meijer 1 mile, I will use Aldi because they are cheapest. We drive but could easily bike or walk.

Own house, two occupants: ((96k*0.03/12) + (3k/12) )/2

0+2+2.45 = 4.45
by sky
Mon Jun 25, 2018 10:17 pm
Forum: Miscellaneous
Topic: How to find an ER city?
Replies: 24
Views: 1372

Re: How to find an ER city?

OK, I finally worked my way through the "ERE City" thread: viewtopic.php?f=14&t=1299&start=260

I suggest further discussion continue there because much has already been worked out.
by sky
Mon Jun 25, 2018 8:37 pm
Forum: Money Questions
Topic: Best way to get rich?
Replies: 36
Views: 2624

Re: Best way to get rich?

Behind every great fortune is a great crime.
by sky
Sun Jun 24, 2018 8:03 am
Forum: Miscellaneous
Topic: How to find an ER city?
Replies: 24
Views: 1372

Re: How to find an ER city?

My dissatisfaction is more personal than a dissatisfaction with the area. I have been involved with local politics for quite a few years and am getting tired of it. There is constant pressure to develop this area which often negatively impacts quality of life of those who live there. Currently the p...
by sky
Fri Jun 22, 2018 6:27 pm
Forum: Miscellaneous
Topic: How to find an ER city?
Replies: 24
Views: 1372

Re: How to find an ER city?

I live in a beach town on Lake Michigan. I thought it would be a good choice but the town is being taken over by tourist businesses and doesn't have as much to offer the full time resident. I am only researching at this time.
by sky
Thu Jun 21, 2018 8:13 pm
Forum: Miscellaneous
Topic: How to find an ER city?
Replies: 24
Views: 1372

How to find an ER city?

I would like to start looking for a city to move to for the last period of my life from 60 years to ?? years. Some priorities are bicycle friendly, cheap housing, transit, interesting people, culture and activities. Probably most important is some type of community that I would fit in and could part...
by sky
Wed May 30, 2018 6:21 pm
Forum: Transportation Questions
Topic: Travel/Holidays
Replies: 10
Views: 1195

Re: Travel/Holidays

We are currently living in a van and moving slowly west toward the Rocky Mountains. Our average is about 100 miles a day, which is too fast to be low cost living. Ideally moving 100 miles every week or two would be much cheaper. Bicycle touring can be extremely low cost if you cook your own food and...
by sky
Sun May 27, 2018 4:28 pm
Forum: Lifestyle Questions
Topic: Negative sentiment in society against living frugally in Germany (Austria, Swiss)
Replies: 17
Views: 1977

Re: Negative sentiment in society against living frugally in Germany (Austria, Swiss)

Identity is closely tied to profession in Germany. One's status and place in the hierarchy of German culture was based on one's union or professional organization. Pension and health insurance programs were originally managed by one's union or professional organization, as were one's housing and soc...
by sky
Thu May 10, 2018 8:40 pm
Forum: Lifestyle Questions
Topic: Do you want FI and ER? Or just FI?
Replies: 15
Views: 976

Re: Do you want FI and ER? Or just FI?

There is nothing wrong with working if you enjoy it.
by sky
Mon Apr 30, 2018 4:52 pm
Forum: Work & Education
Topic: How to aply for a job if you just wan't to find out if you like it or not
Replies: 5
Views: 611

Re: How to aply for a job if you just wan't to find out if you like it or not

You have to act like you really need the job, tell them you need the money and are eager to work, even if it is not true.
by sky
Mon Apr 09, 2018 4:48 pm
Forum: Lifestyle Questions
Topic: Going without a fridge
Replies: 15
Views: 838

Re: Going without a fridge

If you mix oats, sunflower seeds and raisins, you get a mix that tastes good raw.
by sky
Mon Apr 09, 2018 4:45 pm
Forum: Lifestyle Questions
Topic: Going without a fridge
Replies: 15
Views: 838

Re: Going without a fridge

I ran a low cost, small chest freezer as a fridge for about 10 years. Plug the chest freezer into this: https://www.amazon.com/dp/B074DBMG7D/ref=sspa_dk_detail_0?psc=1&pd_rd_i=B074DBMG7D&pd_rd_wg=fW8Sa&pd_rd_r=RB9KKJWNE0NX98NNCR0F&pd_rd_w=KSM2o Drill a hole in the freezer and insert the temperature ...
by sky
Sat Apr 07, 2018 6:07 pm
Forum: Lifestyle Questions
Topic: Overlanding
Replies: 17
Views: 761

Re: Overlanding

Check out Natures Head toilets. Or put a trash compactor bag in a pail and poop in it. Then throw some wood shaving bedding on top. When it is full, find a dumpster and throw it away. Use a pee bottle whenever you can to avoid moisture in the pail. To keep clean, start out your day by moistening a h...