Search found 28 matches

by Andy Dufresne
Sun Jun 06, 2021 2:18 am
Forum: ERE Journals
Topic: Great job but... A Danish FI journal
Replies: 7
Views: 682

Re: Great job but... A Danish FI journal

Velkommen!

Academia is always a possibility - you will get paid to do research (which you seem to enjoy) and you can build a private practice (assuming this is a viable option in DK). I think most ppl have misconceptions about psychiatrists so it will be refreshing to have one here :)
by Andy Dufresne
Fri Jun 04, 2021 3:28 pm
Forum: Work & Education
Topic: How will you evaluate this job offer
Replies: 29
Views: 1878

Re: How will you evaluate this job offer

Assuming kids >> job (the reason you quit in the first place), then: IF the job does not interfere with your ability to have a healthy pregnancy, take it. Assuming you get pregnant 6-12 months after you take the job, you'll have the most natural "out" of the job possible (if you decide to ...
by Andy Dufresne
Fri May 21, 2021 9:56 am
Forum: Housing Questions
Topic: Semi-retirement locations?
Replies: 19
Views: 2485

Re: Semi-retirement locations?

Don't think Spokane qualifies for "sunny and dry" TBH. AZ, CO, and UT all have 5% income tax max (afaik), and TX has none. On the East Coast NC would be my choice in terms of livability, but its not that dry ... since I assume work will pay for most of your flights, you def have some optio...
by Andy Dufresne
Wed May 05, 2021 3:26 pm
Forum: ERE Journals
Topic: DutchGirl's journal
Replies: 584
Views: 165671

Re: DutchGirl's journal

Dutch tax system is lovely in my opinion - and like in most of Northern Europe, those taxes are actually put to good use. Lekker!!!
by Andy Dufresne
Tue Apr 20, 2021 2:41 pm
Forum: Introduce Yourself
Topic: ER'rd at 49 thanks to ERE
Replies: 5
Views: 856

Re: ER'rd at 49 thanks to ERE

Enjoy! Well deserved!
by Andy Dufresne
Mon Apr 19, 2021 12:32 am
Forum: Friends & Family Questions
Topic: My parents announce TARP for siblings
Replies: 72
Views: 15923

Re: My parents announce TARP for siblings

I see much of my own family in your account, and perhaps the gift my DH gave to me will be helpful to you: "If your father doesn't know after 30+ years of observation that you are smart, honorable, a good child, a good *person* - what can you possibly do now that would convince him of your wor...
by Andy Dufresne
Thu Apr 08, 2021 3:12 pm
Forum: Friends & Family Questions
Topic: My parents announce TARP for siblings
Replies: 72
Views: 15923

Re: My parents announce TARP for siblings

. It's a sad reflection on my moral character that I am my own favorite charity. I wouldn't consider it a total loss if grow beyond that a little someday. Charity begins at home. But charity, in my mind, is providing what is essential to as many people as possible. Thus, by being charitable towards...
by Andy Dufresne
Wed Apr 07, 2021 4:14 pm
Forum: Money Questions
Topic: Investments Trade Log
Replies: 2596
Views: 537366

Re: Investments Trade Log

Smart move on AAPL IMO Lemur - think its going to run into earnings and approach its ATH by the end of April. Only reason it hasn't gone up stronger is weak volume ... I'm personally long some calls, so take my optimism with a grain of salt.
by Andy Dufresne
Wed Apr 07, 2021 3:29 pm
Forum: Friends & Family Questions
Topic: My parents announce TARP for siblings
Replies: 72
Views: 15923

Re: My parents announce TARP for siblings

Yes, and she's pragmatic almost to the point of it being an oddity, and just as frugal. Pretty sure I've mentioned this elsewhere but she was diagnosed with an irreversible terminal condition a little over a year ago. There are drugs that could potentially more than triple her life expectancy (from...
by Andy Dufresne
Wed Apr 07, 2021 8:18 am
Forum: Friends & Family Questions
Topic: My parents announce TARP for siblings
Replies: 72
Views: 15923

Re: My parents announce TARP for siblings

@ertyu - appreciate it as much as SClass!

@ID - SClass is spot on, it's thankless, but at least there's someone sensible in your family!
by Andy Dufresne
Wed Apr 07, 2021 8:16 am
Forum: Friends & Family Questions
Topic: My parents announce TARP for siblings
Replies: 72
Views: 15923

Re: My parents announce TARP for siblings

Just sent you a PM, SClass, but THANK YOU!
by Andy Dufresne
Mon Apr 05, 2021 7:23 am
Forum: Friends & Family Questions
Topic: My parents announce TARP for siblings
Replies: 72
Views: 15923

Re: My parents announce TARP for siblings

SClass, I was browsing through old forum posts and lucked into this thread. It made me think about my own family situation (spoiler - too many parallels to make for a pleasant conversation). However, since its roughly 7 years ago, and since in The Millionaire Next Door they show pretty clearly that ...
by Andy Dufresne
Tue Mar 09, 2021 4:38 am
Forum: Money Questions
Topic: Fire in Europe: Which portfolio composition?
Replies: 9
Views: 1218

Re: Fire in Europe: Which portfolio composition?

Thx for your reply! What might be a good portfolio composition? I am wondering how to get this return as cash in my wallet? Are dividend stocks the right way to do it or is it better to invest in an ETF and take yearly a portion out of the money? I really appreciate your help! Depends on your speci...
by Andy Dufresne
Tue Mar 09, 2021 4:28 am
Forum: Money Questions
Topic: Buying too much real estate? A unique dilemma
Replies: 18
Views: 5587

Re: Buying too much real estate? A unique dilemma

ertyu wrote:
Mon Mar 08, 2021 6:44 am
Congrats on your new place!
Thanks! Will only be getting it in late 2023, but still happy :)
by Andy Dufresne
Mon Mar 08, 2021 6:23 am
Forum: Money Questions
Topic: Buying too much real estate? A unique dilemma
Replies: 18
Views: 5587

Re: Buying too much real estate? A unique dilemma

Just updating this thread and again thanking everyone again for their advice & perspective :) 1. DW and I ended up buying an apartment in the project. The best apartment available when we chose was larger than our current needs, but it is one of the very few apartments that ticked all the boxes ...
by Andy Dufresne
Mon Mar 08, 2021 5:58 am
Forum: Money Questions
Topic: Fire in Europe: Which portfolio composition?
Replies: 9
Views: 1218

Re: Fire in Europe: Which portfolio composition?

Go to Bogleheads, as suggested. The short answer is you can probably retire in 12 years on 1 mil assuming your spending level remains the same. You spend say 30% of your 90K net, or 27K per year (this excludes rent as you own a house). 4% rule is likely a bit optimistic given negative EU interest ra...
by Andy Dufresne
Tue Jan 05, 2021 4:53 am
Forum: Money Questions
Topic: Teaching teens to invest... ideas?
Replies: 20
Views: 5242

Re: Teaching teens to invest... ideas?

Love the thread, not for the results as much that it re-confirms my long held belief that achieving behavioral changes in humans is almost impossible. I still have a decade or so before I have this issue with my kiddo, but I will likely first make a game out of it for a few years, then likely let hi...
by Andy Dufresne
Tue Jan 05, 2021 4:48 am
Forum: Money Questions
Topic: On the risk of investing in real estate for the long run
Replies: 115
Views: 22208

Re: On the risk of investing in real estate for the long run

To add to what SClass is likely implying, over very long time horizons (which are becoming ever shorter with technological uphevals), you can wake up one day even in Silicon Valley and discover demand is vastly diffrent now that people can Zoom, so location risk is likely significantly understated i...
by Andy Dufresne
Sat Nov 28, 2020 9:10 am
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 80
Views: 23389

Re: DebtSlaveNoMore's Journal

DSNM, I have enjoyed reading your journal over the years, and understand the hectic/maddening lifestyle you describe all too well. While I did not FIRE in the traditional sense of the word, I am FI and have been living without working for the past several years. Here are some things I want you to ke...
by Andy Dufresne
Sat Jul 18, 2020 4:47 pm
Forum: Money Questions
Topic: Buying too much real estate? A unique dilemma
Replies: 18
Views: 5587

Re: Buying too much real estate? A unique dilemma

@Alphaville - I will read it carefully, thanks!